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BMO Harris Bank Business Platinum Rewards Mastercard®

BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card

Earn 25,000 Bonus Points that Never Expire

BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card
  • Regular Purchase APR 11.99%, 16.99%, or 20.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.99%, 16.99%, or 20.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 9 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Easily earn rewards points each time you make a purchase at a supplier or vendor that you use to help run your business. There is no points expiration or limit
  • No annual fee
  • 0% introductory APR on purchases for first 9 months from date of opening account
  • 25,000 bonus points when you spend $6,000 in the first 3 months of account opening
Rates & Fees
  • Intro Purchase APR: 0% for 9 months from account opening date
  • Regular Purchase APR: 11.99%, 16.99%, or 20.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 9 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 11.99%, 16.99%, or 20.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, withever is greater
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39

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At a Glance

The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card makes earning rewards for your business simple – each purchase you make at a vendor or supplier that you use to help run your business will earn points with no expiration or limit. Additionally, you can take advantage of a low introductory APR on purchases and a special 25,000 bonus points when you spend $6,000 or more within 90 days of account opening.

Ideal for Those Who:

  • Want to earn points from purchases for your business
  • Are likely to spend $6,000 in the first three months to earn 25,000 bonus points
  • Are interested in earning unlimited points that don’t expire
  • Would like a business card with no annual fee

BMO Harris Bank Business Platinum Rewards Mastercard® Review

Finding a business credit card that’s a good fit for your company can be difficult – but the BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card is a solid option that will please many. Enjoy no annual fee, unlimited points that will never expire, and a 0% introductory APR for the first nine months from the date of opening your account.

Any new customer who opens an account will have an opportunity to earn 25,000 bonus points when you spend $6,000 in the first three months of account opening. For every $1 spent on eligible purchases for your business, you’ll receive 1 point. Points can be redeemed for travel – airfare, lodging and more – as well as merchandise, gift cards and even a statement credit.

Should You Apply for the BMO Harris Bank Business Platinum Rewards Mastercard®?

The BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card features many benefits that business owners will love: Save time by making digital payments from your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™. Day and night, monitor your transactions online. Enjoy features like Zero Liability, Mastercard Easy Savings®, Priceless® Cities, as well as a variety of insurance products offered like an extended warranty so that if something happens to your purchase, you’re covered.