BMO Harris Bank Business Platinum Mastercard® Credit Card

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Last updated on April 26th, 2021

BMO Harris Bank Business Platinum Mastercard® Credit Card

No Annual Fee

BMO Harris Bank Business Platinum Mastercard® Credit Card
  • Regular Purchase APR 11.24%, 17.24%, or 20.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24%, 17.24%, or 20.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 27.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 18 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases for the first 8 months from date of account opening
  • Make purchases with your smartphone using Apple Pay®, Google Pay™ and Samsung Pay™
  • Save 1% – 25% at qualifying merchants. Use your card for eligible purchases and get automatic rebates at over 40,000 participating locations, including gas, hotels, rental cars, restaurants, office supplies and other business services
Rates & Fees
  • Intro Purchase APR: 0% for 18 months from account opening date
  • Regular Purchase APR: 11.24%, 17.24%, or 20.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 18 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 11.24%, 17.24%, or 20.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 27.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: $39
  • Return Payment Penalty Fee: $35
  • Over Limit Penalty Fee: $39
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At a Glance

Better cash flow is better for business, and the BMO Harris Bank Business Platinum Mastercard credit card is designed to fit your business purchase needs. Enjoy generous introductory APR offers on purchases and balance transfers with 0% interest for up to 18 months, as well as many other hassle-free features that will help you grow your business.

Ideal for Those Who:

  • You want to save on purchases and balance transfers with 0% introductory APR for first 18 months
  • Your business could benefit from features like extended warranties, purchase assurance, and zero liability
  • You do not want to pay an annual fee
  • You want to save up to 25% at qualifying merchants with Mastercard Easy Savings®

BMO Harris Bank Business Platinum Mastercard® Credit Card Review

The BMO Harris Bank Platinum Mastercard credit card is an appealing option for the business owner who wants to grow their enterprise by improving cash flow while enjoying competitive interest rates that may not be available with other credit card companies. Make large purchases and save money when you take advantage of a 0% introductory APR on purchases for the first 918 months from account opening. If you transfer a balance to your new card within the first 90 days of account opening, you’ll also benefit from a 0% introductory APR on balance transfers for 18 months from the date of the first transfer. There is no annual fee for this card.

BMO Harris Bank Business Platinum Mastercard cardholders will enjoy a plethora of great features that are designed to help businesses just like yours. Stay on top of your card account and easily manage your card transactions online; make purchases from your smartphone easily with the convenience of Apple Pay®Google Pay™ and Samsung Pay™. You’ll enjoy identity theft protections, zero liability for unauthorized purchases, extended warranties with Mastercard, purchase assurance and price protection, and even roadside assistance – all thanks to your Mastercard membership.

In fact, the perks from Mastercard don’t end there; with your BMO Harris Bank Business Platinum Mastercard credit card, you’ll be able to save from 1% to 25% at qualifying merchants. Use your card for automatic rebates at over 40,000 participating locations on goods and services ranging from gas, hotels and rental cars to office supplies and other business services.

Should You Apply for the BMO Harris Bank Business Platinum Mastercard® Credit Card?

The BMO Harris Bank Platinum Mastercard credit card is an appealing option for the business owner who wants to grow their enterprise by improving cash flow while enjoying competitive interest rates that may not be available with other credit card companies.

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