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BB&T Spectrum Travel Rewards for Business Credit Card

BB&T Spectrum Travel Rewards for Business Credit Card

Earn 2X Miles on Travel Purchases and 20,000 Bonus Miles

BB&T Spectrum Travel Rewards for Business Credit Card
  • Regular Purchase APR 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months, $49 afterwards
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 2 miles per $1 on air/hotel/car rentals and 1 mile per $1 on all other net qualified purchases
  • Earn 20,000 bonus miles for $2,000 spent in first 90 days
  • Annual fee waived the first year, $49 afterward
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 25.15% variable based on the Prime Rate
  • Annual Fee: $0 for the first 12 months, $49 afterwards
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
  • Over Limit Penalty Fee: $39
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

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At a Glance

If you travel often for work or have employees that do, the BB&T Spectrum Travel Rewards for Business card is a great way to earn miles and track your spending.

Ideal for Those Who:

  • Want cards for you and your employees that earn 2x miles on air/hotel/car rentals and 1x miles on all other net qualified purchases
  • Could benefit from 20,000 bonus miles earned by spending just $2,000 within 90 days of card membership
  • Wish to track your business spending to maintain the strength of your bottom line
  • Want TSA Precheck credits

BB&T Spectrum Travel Rewards for Business Credit Card Review

When traveling to meet clients or attend industry conferences, all it takes is one unexpected growth opportunity to throw your entire budget out the window. With the BB&T Spectrum Travel Rewards for Business Credit Card in hand, though, you’ll have the peace of mind that your purchases are earning miles that can be redeemed for travel, cash back, statement credits, gift cards and much more. In fact, when you spend at least $2,000 on the card within the first 90 days of having it, you can earn an additional 20,000 bonus miles, too.

Many managers have reservations when even considering the idea of issuing business credit cards to their employees, but the BB&T Spectrum Travel Rewards for Business Credit Card can give them peace of mind like few other cards can. Not only can you get employee cards at no extra cost, but the purchases made with each one of those cards can be viewed and managed online. Factor in a lack of foreign transaction fees and overdraft protection on up to two business deposit accounts, and you’ve got a tool in the BB&T Spectrum Travel Rewards for Business to help your business prospects soar.