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Bank of America® Travel Rewards Credit Card for Students

  • Regular Purchase APR   17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for the first 12 months from date of account opening
  • Balance Transfer APR  17.24% to 25.24% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  20.24% to 27.24% variable based on creditworthiness and Prime Rate
  • Annual Fee  None
  • Credit Needed  Fair , Poor
  • Processing Network Visa

Best Benefits
  • Earn unlimited 1.5 points per dollar spent on all purchases; 25,000 bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening
  • Get a 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • Keep track of your credit's health with access to free FICO Score monthly reports
  • Build your credit anywhere with no foreign transaction fees and no annual fee
Rates & Fees
     Intro Purchase APR: 0% for the first 12 months from date of account opening
     Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.24% to 25.24% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 20.24% to 27.24% variable based on creditworthiness and Prime Rate
     Cash Advance Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater. For ATM, over-the-counter, same-day online and cash equivalent cash advances: Either $10 or 5% of the amount of each transaction, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $28
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Fair , Poor

 

At a Glance

The Bank of America® Travel Rewards Credit Card for Students is a go-to payment choice for shoppers who are both frequent jetsetters and enrolled in a learning institution.

The Gist

With the Bank of America® Travel Rewards Credit Card for Students, both undergraduates and graduates can benefit from a card with few restrictions and plenty of perks. Right from the start, applicants can earn 25,000 bonus rewards points, which is equal to $250. It does require at least $1,000 to be spent in the first 90 days of opening an account – a tall order for those already juggling the costs of education – but if it can be managed, the 25,000 points are a welcome boost to one’s growing reserve.

And while aiming for that introductory bonus, you will earn unlimited 1.5 points per dollar spent on any purchase. Plus, points do not expire, so you can cover textbooks, food, and extracurricular equipment with the Travel Rewards card and redeem those points at any time as long as your account is open.

As the Bank of America® Travel Rewards Credit Card for Students is a credit card intended for students, it conveniently provides you with a monthly FICO® score report so you can monitor your credit health and analyze the factors that influence it.

Apply for This Card if You:

  • Are a student traveling or studying abroad
  • Want to start building a respectable credit score
  • Want to earn rewards points for everyday purchases
  • Are looking for a credit card with no annual fee and no foreign transaction fees

 

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Published: August 1, 2019 8:24 am

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