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Bank of America® Travel Rewards Credit Card for Students

Bank of America® Travel Rewards Credit Card for Students

25,000 Bonus Points + Unlimited Earning

Bank of America® Travel Rewards Credit Card for Students
  • Regular Purchase APR 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 17.99% to 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , No Credit Required
  • Intro Purchase APR 0% for the first 12 months from date of account opening
  • Processing Network Visa
Best Benefits
  • 25,000 bonus points after spending $1,000 within 90 days
  • Earn unlimited 1.5 points per dollar spent on all purchases
  • Points never expire + no limits on earnings
  • Access to FICO® Score (updated monthly)
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Intro Purchase APR: 0% for the first 12 months from date of account opening
  • Regular Purchase APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 17.99% to 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

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At a Glance

The Bank of America® Travel Rewards Credit Card for Students is a go-to payment choice for shoppers who are both frequent jetsetters and enrolled in a learning institution.

Ideal for Those Who:

  • Are a student traveling or studying abroad
  • Want to start building a respectable credit score
  • Want to earn rewards points for everyday purchases
  • Are looking for a credit card with no annual fee and no foreign transaction fees

Bank of America® Travel Rewards Credit Card for Students Review

With the Bank of America® Travel Rewards Credit Card for Students, both undergraduates and graduates can benefit from a card with few restrictions and plenty of perks. Right from the start, applicants can earn 25,000 bonus rewards points, which is equal to $250. It does require at least $1,000 to be spent in the first 90 days of opening an account – a tall order for those already juggling the costs of education – but if it can be managed, the 25,000 points are a welcome boost to one’s growing reserve.

And while aiming for that introductory bonus, you will earn unlimited 1.5 points per dollar spent on any purchase. Plus, points do not expire, so you can cover textbooks, food, and extracurricular equipment with the Travel Rewards card and redeem those points at any time as long as your account is open.

As the Bank of America® Travel Rewards Credit Card for Students is a credit card intended for students, it conveniently provides you with a monthly FICO® score report so you can monitor your credit health and analyze the factors that influence it.

Should You Apply for the Bank of America® Travel Rewards Student Card?

Building credit can be difficult, and this is especially true for students. Because students tend to have a limited credit history, they may feel they can’t qualify for non-secured credit cards. Fortunately, student cards like the Bank of America® Travel Rewards Credit Card for Students provide a quality platform for college students that’s ant to build credit – but without the need for a deposit.

The 1.5X points on every purchase during the introductory period is a great feature. And, while that reward rate doesn’t last, any student card that offers points is a plus. The addition of no annual fees and no foreign transaction fees makes the card a great tool both on campus, or when studying abroad.

Overall, the Bank of America® Travel Rewards Credit Card for Students is a great option to consider, thanks to its decent rewards, lower credit score requirements, and lack of an annual fee.