United Introduces Money + Miles Payment Option

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Last updated on April 5th, 2023

United Airlines MileagePlus members now have a new way to pay for flights. The carrier introduced a new payment method, Money + Miles earlier this week – allowing members to use miles to offset the costs of travel.

United Airlines Introduces Money + Miles Payment Method

United Airlines is offering MileagePlus members a new way to pay for fares. Earlier this week, the Chicago-based carrier unveiled its new Money + Miles feature, allowing MileagePlus members to use a combination of miles and cash to pay for flights.

How to Use Money + Miles

Using United’s new Money + Miles feature is straightforward. MileagePlus members select the correct payment option (Money + Miles) when booking most domestic United and United Express flights, select the total amount of miles they wish to use, and then supplement those miles with either a credit or debit card to cover the remaining balance.

Things to Consider Before Using the New Feature

The maximum number of MileagePlus miles redeemable using the Money + Miles feature is 130,000, with the minimum being 520 miles. United places a fixed value of one cent per mile, meaning 130,000 miles is valued at $130 off a United fare. Other notable features of the Money + Miles payment option include:
  • MileagePlus members will earn miles for the base fare paid with money, excluding applicable taxes and fees.
  • Members also earn Premier Qualifying Points (PQPs) on the cash used towards the base fare, plus Premier Qualifying Flights (PQFs) for each segment flown.
  • Making changes to a flight booked with Money + Miles will require making additional payments with money, as miles are not applicable to cover the fare difference.

Earn Additional Miles with United Credit Cards

One of the easiest ways to maximize miles is by using a United Airlines co-branded credit card. United currently offers six credit cards for businesses and personal use, including five cards through JP Morgan Chase. First Hawaiian Bank also issues a co-branded United credit card, though this offer is only open to residents of Hawaii and select US pacific territories. Here are United’s current credit card offerings:

Former United Credit Cards

United TravelBank Card (No longer available to new applicants)

United Club Business Card (No longer available to new applicants)

United Platinum Class Visa ((No longer available to new applicants)

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Featured image by United

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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