Mercury & Spirit Launch Free Spirit Points Plus Mastercard

Advertiser Disclosure

Last updated on April 13th, 2023

Spirit Airlines and Mercury Financial have officially launched a new co-branded airline card: The Free Spirit® Points Plus Mastercard®. The new card, only available to those with a reservation code or mail offer, offers near-prime consumers the chance to earn lucrative airline miles with Free Spirit, Spirit Airlines’ frequent flyer program.

Spirit Airlines and Mercury Launch New Premium Airline Card

Mercury Financial and Spirit Airlines first partnered earlier this year with the Free Spirit® Points Mastercard®. That card was one of the first of its kind, offering airline rewards to consumers with near-prime credit scores. Typically, only good or excellent credit scores qualify for airline cards – one of the most sought-after forms of rewards credit cards.

Now Spirit and Mercury are extending the partnership with a new co-branded credit card. The new Free Spirit® Points Plus Mastercard® Is a premium version of the Points Mastercard®, offering more significant rewards and in-flight savings – for a $79 annual fee.

New Free Spirit® Points Plus Mastercard® Features

The new Points Plus earns enhanced rewards on the following purchases:

  • 3X Free Spirit points on all eligible Spirit purchases, including flights
  • 2X Free Spirit points on dining and grocery purchases
  • 1X Free Spirit points on all other purchases

Like the Free Spirit® Points Mastercard, the Points Plus also offers a selection of Free Spirit perks, including in-flight savings, priority boarding, and more. Points Plus credit cardholders traveling Spirit Airlines will be eligible for:

  • 25% rebate on in-flight food and beverage purchases
  • Zone 2 early boarding.
  • Point pooling for individuals and up to eight additional Free Spirit members – ideal for families traveling together

New accounts earn 20,000 Free Spirit bonus points and a $100 Companion Flight Voucher after meeting minimum purchase requirements. Cardholders also receive an annual $100 Companion Flight Voucher each year after they spend $5,000 on purchases before their anniversary date. The card can help members achieve Free Spirit Silver and Gold Status as credit cardholders will earn one status qualifying point (SQP) for every $10 spent in purchases. Points do not expire, and there’s no cap to how many points credit cardholders may earn.

“The Ticket to Enhanced Travel Experiences”

“We’re proud to be the first co-brand partnership to offer a complementary card product, grow our partnership with Mercury Financial and strengthen our shared commitments to all of our members,” said Sid Krishna, Director of Loyalty and Co-Brand at Spirit Airlines, in a press release announcing the launch. “Free Spirit Points Plus Mastercard is the ticket to an enhanced travel experience for the holidays and beyond.”

Related Article: Mercury and First Bank & Trust Extend Partnership

Features image by Spirit Airlines

Editorial Disclosure – The opinions expressed on's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.