Mercury Adds Digital Wallet Compatibility

Advertiser Disclosure

Last updated on March 1st, 2023

Mercury Financial continues to make waves in a record-breaking year. The near-prime lender has announced its credit card portfolio – including the popular Mercury Mastercard – is compatible with digital wallets, including Google Pay, Apple Pay, and more.

Mercury Adds Mobile Wallet Compatibility

The Mercury Mastercard now features digital wallet compatibility. Mercury Financial, the issuer of the popular cash back card for near-prime consumers, as well as two co-branded airline cards with Spirit Airlines, announced earlier this week that its credit cards will now be available for digital wallets, increasing accessibility to payment platforms for underrepresented communities.

Effective immediately, Mercury Mastercard®, Free Spirit® Points Mastercard®, and Free Spirit® Points Plus Mastercard® cardholders can now utilize digital wallet and tokenization capabilities to make in-store, in-app and online payments at participating merchants from their Apple®, Google® or Samsung® smart devices.

“This is a major milestone for Mercury Financial and allows us to fulfill our mission of providing digital solutions that help customers achieve improved credit and, subsequently, less financial stress in their everyday lives,” said Andy Shah, chief technology officer at Mercury Financial, in a statement. “By maximizing a customer’s mobile experience through security and simplicity, we are one step closer to a more financially inclusive world.”

“Maximizing Momentum”

Mercury Financial’s addition of mobile wallet compatibility offers the advantages of safety, rewards, and convenience to customers focused on rebuilding credit. The benefits of digital wallets include encrypted data to keep card account numbers safe upon payment and consistent rewards across both digital and physical credit cards. In addition to the benefits of digital wallets, customers receive enhanced security and ease of use when saving their credit card information with merchants participating in tokenization.

“We are maximizing our momentum by introducing mobile payment options to our customers and believe in our technology’s power to build Americans up in a recovering economy,” added James Peterson, CEO of Mercury Financial. “As technology continues to advance and digital wallets are more frequently used, Mercury Financial is dedicated to providing our expanding customer base with best-in-class products that exceed expectations.”

Mercury Enjoying a Highly Successful 2021

2021 has been a big year for Mercury Financial. Q3 2021 saw the company provide access to more than $300 million in credit for new account holders – a 350% increase from the same period in 2020. The company also increased its physical space, with two new warehouse facilities to help fund growth in Mercury Financial’s credit card portfolio and support the origination of more near-prime credit card accounts.

Related Article: Study: Half of Americans Store Financial Information Online

Featured image by mohamed_hassan / PixaBay

Editorial Disclosure – The opinions expressed on's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.