Compare the Best Credit Union Credit Cards
Finding the best credit union credit card can be challenging given the many options out there. Bestcards.com’s comprehensive reviews of credit union credit cards can help you find the ideal offer. Peruse the list from our partners below to find your perfect credit union card today.
Low APR
Date Added
High APR
A-Z
Z-A
Best Benefits
×
Additional employee cards at no extra cost
No balance transfer fees
No cash advance fees
No annual fee
Auto rental insurance
Travel accident insurance coverage up to $500,000
Rates & Fees
×
Regular Purchase APR:
10.20% to 20.20% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.20% to 20.20% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.20% to 20.20% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in US Dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Build credit with financial responsibility
No balance transfer fees
Rates & Fees
×
Regular Purchase APR:
10.4% to 18% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.4% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.4% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. Dollars
Late Payment Penalty Fee:
$25
Credit Needed:
Fair , Poor , No Credit Required
Best Benefits
×
No annual fee
Credit limit up to $15,000
100% of the credit limit is available for cash advances
25-day grace period on purchases
Rates & Fees
×
Regular Purchase APR:
10.4% to 18% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.4% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.4% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. Dollars
Late Payment Penalty Fee:
$35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No balance transfer fees
No penalty APR
Rates & Fees
×
Regular Purchase APR:
10.40% to 18% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.40% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.40% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. Dollars
Late Payment Penalty Fee:
$25
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
0% introductory APR on balance transfers for 12 months
No annual fee
No fees on balance transfers, cash advances, and foreign transactions
First Tech's Lowest APR
Rates & Fees
×
Regular Purchase APR:
10.49% to 18% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
10.49% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.49% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Good , Fair
Best Benefits
×
Earn 5,000 points after first purchase
No annual fee
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
10.49% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.49% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.49% to 18.00%% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $32
Over Limit Penalty Fee:
NONE
Credit Needed:
Good
Best Benefits
×
3X points at restaurants
2X points on gas
1X point on everything else
No annual fee
Rates & Fees
×
Regular Purchase APR:
10.49% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.49% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
2% above variable APR; 12.49% to 20% variable based on creditworthiness and the Prime Rate
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to $20
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
No annual fee
No balance transfer fee
Competitive interest rates
Rates & Fees
×
Regular Purchase APR:
10.50% to 17.90%, variable based on credit worthiness and the Prime Rate
Balance Transfer APR:
10.50% to 17.90%, variable based on credit worthiness and the Prime Rate
Cash Advance APR:
12.50% to 17.90%, variable based on credit worthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 2% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $15
Return Payment Penalty Fee:
Up to $30
Credit Needed:
Good , Fair
Best Benefits
×
No annual fee
Low interest rate
Introductory APR on balance transfers for the first year
Set and remove your own travel notices
Rates & Fees
×
Regular Purchase APR:
10.6%, 12%, or 15% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0%, 1.99%, or 2.99% for 12 months based on creditworthiness
Balance Transfer APR:
10.6%, 12%, or 15% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.6%, 12%, or 15% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fees or balance transfer fees
Earn 1 point for every $1 spent, towards travel, merchandise, experiential, and cash rewards; earn unlimited points that don't expire
Get a 10% discount on travel bookings when you book with OneFineStay.com
Enjoy unlimited free two-day shipping with ShopRunner.com
Rates & Fees
×
Regular Purchase APR:
10.65% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.65% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.65% to 18.00% , variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
$5.00 or 2% of the amount of each cash advance , whichever is greater. Maximum fee of $25.00
Annual Fee:
None
Foreign Transaction Fee:
1.00% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn unlimited points per $1 spent with redemption values of 1.25% cash back or 1.00% on gift cards
No annual fee and no balance transfer fees
Zero Liability protection from fraudulent purchases
Unlimited free two-day shipping from ShopRunner.com and a 10% discount on travel bookings with OneFineStay.com
Rates & Fees
×
Regular Purchase APR:
10.65% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.65% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
10.65% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
$5 or 2.00% of the amount of each cash advance, whichever greater, up to $25.00
Annual Fee:
None
Foreign Transaction Fee:
1.00% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No minimum credit line
Visa platinum benefits
Rates & Fees
×
Regular Purchase APR:
10.65% variable based on the Prime Rate
Balance Transfer APR:
10.65% variable based on the Prime Rate
Cash Advance APR:
10.65% variable based on the Prime Rate
Cash Advance Transaction Fee:
$5
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Over Limit Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee depending upon your Member Merits category
Earn points for every purchase
Competitive APR
Rates & Fees
×
Regular Purchase APR:
10.75% to 15.75% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.75% to 15.75% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
$4
Cash Advance APR:
10.75% to 15.75% variable based on creditworthiness and the Prime Rate
Annual Fee:
Up to $25
Foreign Transaction Fee:
Up to 1% of transaction amount in US Dollars
Late Payment Penalty Fee:
$25
Credit Needed:
Excellent , Good
Best Benefits
×
1.00% year-end rebate on purchases
No annual fee
No balance transfer fees
Rates & Fees
×
Regular Purchase APR:
10.75% variable based on the Prime Rate
Balance Transfer APR:
10.75% variable based on the Prime Rate
Cash Advance APR:
10.75% variable based on the Prime Rate
Cash Advance Transaction Fee:
$5
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
$25
Over Limit Penalty Fee:
425
Credit Needed:
Excellent , Good
Best Benefits
×
Enjoy special 2x bonus points on every purchase
Easily redeem points for a variety of rewards
Mobile wallet comparability
Rates & Fees
×
Regular Purchase APR:
10.9% variable based on creditworthiness
Balance Transfer APR:
10.9% variable based on creditworthiness
Cash Advance APR:
10.9% variable based on creditworthiness
Annual Fee:
$12
Foreign Transaction Fee:
1% of the transaction in U.S. Dollars
Late Payment Penalty Fee:
Up to $37
Return Payment Penalty Fee:
Up to $37
Credit Needed:
Excellent , Good
Best Benefits
×
Show your Trekkie pride with every purchase - choose for 4 designs
Earn $300 cash back when you spend $2,000 in the first 90 days
3X points on startrek.com purchases, 2X points on gas station purchases and 1 point for every other purchase.
No annual fee
Rates & Fees
×
Regular Purchase APR:
10.90% to 17.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
6.90% to 17.99% variable based on creditworthiness and the Prime Rate on transfers made within the first 90 days
Balance Transfer APR:
10.90% to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.90% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the advance or $5, whichever is greater
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 1 point for every $1 you spend
Earn extra points at selected in-store and online merchants
Redeem your points for merchandise, gift cards and more
No annual fee
Rates & Fees
×
Regular Purchase APR:
10.90% to 17.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
6.90% to 17.99% variable based on creditworthiness and the Prime Rate on transfers made within the first 90 days
Balance Transfer APR:
10.90% to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.90% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the advance of $5, whichever is greater
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $45
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 1 point for every dollar spent on eligible purchases
No annual fee
Great low APR
Rates & Fees
×
Regular Purchase APR:
10.99% to 17.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.99% to 17.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
2% of the transaction cost or $10, whichever is greater
Cash Advance APR:
10.99% to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
2% of the advance or $10, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Special Introductory Rates For The First 6 Months
No Annual Fee
Free FICO® Score
No Balance Transfer Or Cash Advance Fees
Rates & Fees
×
Intro Purchase APR:
0% for first 6 billing cycles
Regular Purchase APR:
10.99% to 17.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for first 6 billing cycles
Balance Transfer APR:
10.99% to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
0% for first 6 billing cycles; 10.99% to 17.99% variable based on creditworthiness and the Prime Rate after that
Annual Fee:
None
Foreign Transaction Fee:
1% of the converted transaction amount
Late Payment Penalty Fee:
Up to $27
Return Payment Penalty Fee:
Up to $27
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 3% cash back on gas, 2% on groceries, and 1% on all other purchases
Redeem for statement credits or in the Cash Back Mall
No annual fee
Visa Signature Concierge
Rates & Fees
×
Regular Purchase APR:
11% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for 12 months
Balance Transfer APR:
11% variable based on the Prime Rate
Cash Advance APR:
11% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Good , Excellent
Best Benefits
×
Earn 3 rewards points for every $1 spent on gas; 2 points for every $1 spent on groceries; 1 point for every $1 spent on other qualified purchases
No annual fee
Visa Signature Concierge
Rates & Fees
×
Regular Purchase APR:
11% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for the 12 months
Balance Transfer APR:
11% variable based on the Prime Rate
Cash Advance APR:
11% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to 25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 30,000 Bonus Points when you spend $3,000 in the first 90 days
1.99% intro APR on balance transfers for the first 6 months
No annual fee
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
11.15% to 18.00% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
1.99% introductory APR for 6 months
Balance Transfer APR:
11.15% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
2% above the variable APR; 13.15% to 20% variable based on creditworthiness and the Prime Rate
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to $20
Credit Needed:
Excellent , Good , Fair
Best Benefits
×
No annual fee
No fees on balance transfers or cash advances
Rates & Fees
×
Regular Purchase APR:
11.20% to 22.20% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
6.45% to 17.45% for 15 months from account opening date
Balance Transfer APR:
11.20% to 22.20% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.20% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in US Dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% intro APR for 12 months on purchases and cash advances
Earn 1 point for ever $1 you spend with your credit card
No balance transfer fees
Rates & Fees
×
Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
11.25% to 21.75% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
11.25% to 21.75% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.25% to 21.75% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 2% of the amount of each cash advance, whichever is greater
Penalty APR:
27.50%
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
$15
Return Payment Penalty Fee:
$25
Credit Needed:
Good , Fair
Best Benefits
×
Unlimited Points — 3X points for dining out, 2X points on gas and groceries, and 1X points for every dollar spent on other purchases
Special 4% SCRA Rate — When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty
Added Protection — We help give you peace of mind with: Experienced support if your identity is stolen, extended warranties on your purchases, and travel accident and baggage delay insurance
Pay no foreign transaction fees when you travel outside the U.S.
Rates & Fees
×
Regular Purchase APR:
11.40% to 27.40% variable based on creditworthiness
Balance Transfer APR:
11.40% to 27.40% variable based on creditworthiness
Balance Transfer Transaction Fee:
3% of the amount of each transfer
Cash Advance APR:
11.40% to 27.40% variable based on creditworthiness
Cash Advance Transaction Fee:
3% of the amount of each cash advance. Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
2X points on dining and gas, 1X points on all other purchases
Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
Extend your manufacturer's or U.S. store-brand warranties
Manage your account with tools to help you transfer balances, set travel notifications and report your card lost or stolen
Rates & Fees
×
Regular Purchase APR:
11.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer
Cash Advance APR:
11.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance. Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Optional debt protection feature
Auto rental collision damage waiver through Visa®
No fees for balance transfers and cash advances
Rates & Fees
×
Regular Purchase APR:
11.49%
Cash Advance APR:
11.49%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25 at 5 days past due date
Return Payment Penalty Fee:
Up to $25
Minimum Deposit Required:
$500
Credit Needed:
Fair , Poor , No Credit Required
Best Benefits
×
No annual fee
No balance transfer fees
1% cash back rewards on purchases
Comprehensive fraud protection
Rates & Fees
×
Regular Purchase APR:
11.49% to 15.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.49% to 15.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
18.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $5 or 3% of the amount of each cash advance, whichever is greater
Penalty APR:
21.99% variable based on the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
$10 or the amount of the required minimum payment, whichever is less
Credit Needed:
Excellent , Good
Best Benefits
×
0% Introductory APR on balance transfers for 12 months
No annual fee
Earn 1 point for every $1 spent with no cap and no expiration
No fees on balance transfers, cash advances, and foreign transactions
Rates & Fees
×
Regular Purchase APR:
11.49% to 18% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
11.49% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.49% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
0% Introductory APR on balance transfers for the first 12 months
No annual fee
No fees on foreign transactions, cash advances, and balance transfers
Earn 20,000 bonus points when you spend $3,000 in the first 60 days
Rates & Fees
×
Regular Purchase APR:
11.49% to 18% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
11.49% to 18% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
none
Cash Advance APR:
12.49% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
$0
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 10,000 points after making your first purchase
No annual fee
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
11.49% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.49% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.49% to 18.00% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $32
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 3x points on travel
Earn 2x points on all other purchases
$100 statement credit towards TSA Pre-Check or Global Entry applications
No foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
11.49% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.49% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
2% above variable APR; 13.49% to 20% variable based on creditworthiness and the Prime Rate
Penalty APR:
18%
Annual Fee:
$0 for the first year; $49 after that
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to 20%
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 2X points for all everyday purchases
Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points
Low, competitive APR
0% introductory APR on balance transfers for 12 months, when balance transfer is completed within 90 days of opening an account
No annual fee, no balance transfer fee
Savings on Portland Trail Blazers gear, and discounted tickets to games
Rates & Fees
×
Regular Purchase APR:
11.49% to 18.00%, based on creditworthiness and variable with the Prime Rate
Intro Balance Transfer APR:
0% for 12 billing cycles from date of completed transfer, on balances transferred within first 90 days of account opening.
Balance Transfer APR:
11.49% to 18.00%, based on creditworthiness and variable with the Prime Rate
Cash Advance APR:
12.49% to 18.00% , based on creditworthiness and variable with the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25.00
Return Payment Penalty Fee:
Up to $25.00
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No balance transfer fees
No cash advance fees
Great low APR
Rates & Fees
×
Regular Purchase APR:
11.49% to 26.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.49% to 26.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.49% to 26.49% variable based on creditworthiness and the Prime Rate
Penalty APR:
18.49% to 33.49% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of each transaction in U.S. Dollars (transactions made in foreign currency)
0.8% of each transaction in U.S. Dollars (transactions made in foreign currency,
billed in U.S. Dollars)
Late Payment Penalty Fee:
Up to $15
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
10,000 bonus points after making $500 in purchases in the first 90 days
Low APR
No balance transfer fees
Rates & Fees
×
Regular Purchase APR:
11.65% to 17.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.65% to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.65% to 17.99% variable based on creditworthiness and the Prime Rate
Penalty APR:
19.99%
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S dollars
Late Payment Penalty Fee:
Up to $37
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR for the first 12 months after opening account
No foreign transaction fees
Earn 2% cash back on all purchases
Rates & Fees
×
Regular Purchase APR:
11.65% to 18.00% variable based n creditworthiness on the Prime Rate
Intro Balance Transfer APR:
O% for the first 12 months
Balance Transfer APR:
11.65% to 18.00% variable based n creditworthiness on the Prime Rate
Cash Advance APR:
0% for the first 12 months; 11.65% to 18.00% variable based n creditworthiness on the Prime Rate after that
Annual Fee:
None
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to $24
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
0% introductory APR for the first 12 months after opening account
2% cash back on all purchases
Rates & Fees
×
Regular Purchase APR:
11.65% to 18.00% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months
Balance Transfer APR:
11.65% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
0% for 12 months; 12.15% to 18.00% variable based on creditworthiness and the Prime Rate after that
Annual Fee:
None
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to $24
Credit Needed:
Excellent , Good
Best Benefits
×
1.5% cash back on all purchases made with your card 2% cash back for PenFed Honors Advantage members
0% introductory APR on balance transfers for 12 months
Earn a $100 statement credit when you spend $1500 in the first 90 days
No annual fees, no foreign transaction fees, no caps, no limits
Rates & Fees
×
Regular Purchase APR:
11.74% to 17.99%, based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% promotional rate for 12 months on transfers made between now and September 30, 2019.
Balance Transfer APR:
11.74% to 17.99%, based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% per transaction
Cash Advance APR:
11.74% to 17.99%, based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
5% or $5 minimum per cash advance
Penalty APR:
17.99%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
5x points per dollar spent on gas at the pump, and 3x points on groceries. 1x points on all other purchases
$100 statement credit, when you spend $1,500 in first 90 days of card account opening
0% intro APR on balance transfers for 12 months after account opening
No annual fees and no foreign transaction fees
Rates & Fees
×
Regular Purchase APR:
11.74% to 17.99%, based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months on transfers made between now and September 30, 2019
Balance Transfer APR:
11.74% to 17.99%, based on creditworthiness and the Prime Rate. A 3% balance transfer fee applies to each transfer.
Balance Transfer Transaction Fee:
3% per transaction
Cash Advance APR:
11.74% to 17.99%, based on creditworthiness and the Prime Rate
Penalty APR:
17.99%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
5,000 bonus points if you spend $1,000 in the first 90 days
Earn 500 points just for signing up
Earn one point for every dollar spent
No annual fee
Rates & Fees
×
Regular Purchase APR:
11.99% to 18.00% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.99% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.99% to 18.00% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of each advance transaction
Annual Fee:
None
Foreign Transaction Fee:
1.10% of each transaction in U.S. dollars
Late Payment Penalty Fee:
10% of amount past due, $15 minimum
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No balance transfer fees
Earn rewards with every purchase
Redeem points towards travel, cash back, merchandise, charity, and more
Rates & Fees
×
Regular Purchase APR:
11.99%, 12.99%, 13.94%, 13.99%, or 14.49% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
11.99%, 12.99%, 13.94%, 13.99%, or 14.49% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
11.99%, 12.99%, 13.94%, 13.99%, or 14.49% variable based on creditworthiness and the Prime Rate after that
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction cost in U.S. Dollars if the transaction involves a currency conversion; 0.8% of the transaction in U.S. Dollars if the transaction does not involve a currency conversion
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
No foreign transaction fees
Earn 3x points on gas and groceries for the first 6 months
Access to the Visa Signature Luxury Hotel Collection
Rates & Fees
×
Regular Purchase APR:
12.24% to 16.74% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
12.24% to 16.74% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.24% to 16.74% variable based on creditworthiness and the Prime Rate
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Earn 2,500 bonus points when you spend $1,000 in the first 3 months
No annual fee
Earn 2x points for grocery, gas, and pharmacy purchases
Intro 3.99% APR for 6 months
Rates & Fees
×
Intro Purchase APR:
3.99% for the first 180 days
Regular Purchase APR:
12.24% to 17.99% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
3.99% for the first 180 days
Balance Transfer APR:
12.24% to 17.99% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
3.99% for the first 6 months; 12.24% to 17.99% variable based on creditworthiness and the Prime Rate after that
Annual Fee:
None
Foreign Transaction Fee:
1% of each transaction in U.S. dollars
Late Payment Penalty Fee:
Up to $20
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
Fixed rate as low as 12.4% APR
No annual fee
No extra fees
Rates & Fees
×
Regular Purchase APR:
12.4% to 17.99% variable based on creditworthiness
Intro Balance Transfer APR:
6.9% to 17.99% variable based on creditworthiness on balance transfers made within the first 90 days
Balance Transfer APR:
12.4% to 17.99% variable based on creditworthiness
Cash Advance APR:
14.40% to 18% variable based on creditworthiness
Cash Advance Transaction Fee:
3% of the advance or $5, whichever is greater
Penalty APR:
18%
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Poor , No Credit Required
Best Benefits
×
No annual fee
High credit limits and exclusive benefits
1% end-of-year rebate on purchases
Rates & Fees
×
Regular Purchase APR:
12.4% variable based on the Prime Rate
Balance Transfer APR:
12.4% variable based on the Prime Rate
Cash Advance APR:
12.4% variable based on the Prime Rate
Cash Advance Transaction Fee:
$5
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S dollars
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Over Limit Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
Best Benefits
×
No annual fee
Redeem rewards points for merchandise, travel, gift cards, and more
No balance transfer fee
Rates & Fees
×
Regular Purchase APR:
12.40% to 18% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
12.40% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.40% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Foreign Transaction Fee:
1% of the transaction in U.S. Dollars
Late Payment Penalty Fee:
$25
Credit Needed:
Excellent , Good
Best Benefits
×
2,500 bonus points credited to your account with your first purchase
Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
Identity theft resolutions services provides assistance should you become the victim of identity theft
Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
×
Regular Purchase APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months from account opening
Balance Transfer APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer (maximum fee per transfer $200)
Cash Advance APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Good
Best Benefits
×
2,500 bonus points credited to your account with your first purchase
Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
Identity theft resolutions services provides assistance should you become the victim of identity theft
Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
×
Regular Purchase APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for the first 12 months from account opening
Balance Transfer APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
3% of the amount of each transfer (maximum fee per transfer $200)
Cash Advance APR:
12.40% to 27.40% variable based on creditworthiness and the Prime Rate
Cash Advance Transaction Fee:
3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
Annual Fee:
None
Late Payment Penalty Fee:
Up to $35
Return Payment Penalty Fee:
Up to $35
Credit Needed:
Good
Best Benefits
×
No annual fee
Get 5,000 bonus points after spending $2,000 within the first 90 days of opening an account
Earn 1 point for every dollar you spend, no matter the purchase
Redeem your points for travel, cash back, gift cards, and more
Rates & Fees
×
Regular Purchase APR:
12.49% to 17.24% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.49% to 17.24% variable based on creditworthiness and the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $25 at 5 days
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Good , Fair
Best Benefits
×
No annual fee for the first year
Earn 3x points on travel purchases and 2x points on dining
No fees on foreign transactions, cash advances, and balance transfers
0% intro APR for 12 months on balance transfers
Rates & Fees
×
Regular Purchase APR:
12.49% to 18% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
11.49% to 18% variable based on creditworthiness and the Prime Rate
Cash Advance APR:
12.49% to 18% variable based on creditworthiness and the Prime Rate
Annual Fee:
$75
Late Payment Penalty Fee:
Up to $25
Return Payment Penalty Fee:
Up to $25
Credit Needed:
Excellent , Good
