It’s June and that means Father’s Day is upon us once again. Struggling to find the perfect gift for dad this year? Don’t fret – the BestCards team has some credit card recommendations to help you save money and get dad the ideal present this year. Here are our best Father’s Day credit card picks to help you find something just right for your dad.
At a Glance
When Is Father's Day This Year?
Father’s Day is a special occasion that lets us show our deep appreciation and gratitude for the incredible fathers and father figures in our lives. Traditionally, Father’s Day is celebrated on the third Sunday of June each year., with Father’s Day 2023 falling on June 18th.
How Can a Credit Card Help You Save on Father's Day?
Credit cards are a useful tool for everyday purchases, but using one on Father’s Day can help you save money and earn rewards if you use it wisely.
Many credit cards offer cash back or reward points for purchases made at specific retailers or categories, such as department stores, electronics, or restaurants. Some cards even have lucrative welcome bonuses that can provide you hundreds of dollars in statement credits – just for meeting minimum spending requirements.
The Best Credit Cards for Father's Day
Here are our top Father’s Day credit cards for this year:
Sam's Club® Mastercard®
Sam's Club® Mastercard®
Sam's Club® Mastercard®
- 20.9% or 28.9% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 20.9% or 28.65% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 25.90% or 31.65% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Sam’s Club® Mastercard® offers Sam’s Club members everywhere up to 5% cash back on gas purchases, 3% back on dining, and more – all for no annual fee. From Synchrony Bank, the card also features no foreign transaction fees, Mastercard’s near-global acceptance, and special savings when shopping at Sam’s locations nationwide.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
- Earn 3% cash back on Sam's Club purchases for Plus members. Club members earn 1% cash back
- Earn 3% cash back on dining and takeout
- Earn 1% cash back on other purchases at Sam's Club and wherever Mastercard is accepted
- No annual fee
- Regular Purchase APR: 20.9% or 28.9% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 20.9% or 28.65% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.90% or 31.65% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $40
- You're a current Sam’s Club or Sam’s Club Plus member
- You frequently purchase gasoline with a credit card
- You do't want to pay an annual fee or foreign transaction fee
- You spend heavily on dining each month
Sam's Club® Mastercard®
What do dads love? Watching sports on a big screen TV, of course. So why not maximize rewards when buying a new UHD TV at Sam’s Club with the Sam’s Club® Mastercard®? The Sam’s Mastercard earns 3% cash back on Sam’s Club purchases for Plus members. Club members earn 1% cash back, 3% back on dining and takeout, and 1% back on everything else. Oh, we forgot another bonus category: gas. The card earns 5% cash back on gas purchases anywhere Mastercard is accepted. While that 5% back is capped on the first $6,000 per year in spending (after that, 1% back on all gas station purchases), that total amounts to $500 per month.
Sam’s Club (part of the Walmart family) is renowned for its low prices, a unique and large selection of products, free samples, and more. The Sam’s Mastercard credit card lets you maximize your bucks at the box store giant while also getting Dad just what he wanted. And, the credit card acts as your Sam’s Club membership, meaning you save money – as well as card slots in your wallet.
Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
- 19.99% – 28.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 19.99% – 28.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
Make memories while funding future adventures with the Capital One® Savor® Cash Rewards Credit Card. This exclusive entertainment credit card boasts an unlimited 4% cash back on streaming, dining, and entertainment is a great card for couples, families, and social butterflies.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Unlimited 4% cash back on dining, entertainment, and popular streaming services
- Earn 3% at grocery stores
- Earn 1% on all other purchases
- Earn 8% cash back on tickets through Vivid Seats
- Receive $9.99 statement credit after paying for Postmates Unlimited membership
- Enjoy comprehensive, personalized assistance in dining, entertainment and travel— 24 hours a day, 365 days a year
- Regular Purchase APR: 19.99% – 28.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 19.99% – 28.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: 3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $95
- Late Payment Penalty Fee: Up to $40
- You want to earn an unlimited 4% cash back on streaming, dining, and entertainment, 3% at grocery stores, and 1% on all other purchases
- You see yourself spending $3,000 within the first 3 months of opening the card to earn that one-time $300 cash bonus
- You live for unique dining, entertainment, and sports experiences
- You want complimentary food delivery membership through Postmates
Capital One® Savor® Cash Rewards Card
The Capital One Savor Rewards Card often features on our “best of” lists – and it’s not a coincidence. The card is an excellent option to consider for those who want to maximize their rewards when dining out (or in) or entertaining.
The Savor is another great choice for Father’s Day, as you can treat your dad to a delicious meal, a night out, or any other type of entertainment-related experience he is sure to love. The card earns 4% cash back on dining, entertainment, and popular streaming services; 3% back at grocery stores; and 1% back on all other purchases.
Why not take advantage of the 6% back on tickets through Vivid Seats and take in a movie or game? The Savor really does hit many of the right notes for almost any occasion – including Father’s Day!
Bilt Mastercard
Bilt Mastercard
Bilt Mastercard
- 21.49%, 24.49%, or 29.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 21.49%, 24.49%, or 29.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.24% variable based on the Prime Rate Cash Advance APR
At a Glance
The Bilt World Elite Mastercard is a unique rewards credit card from Wells Fargo that lets users earn 1X on monthly rent payments, 3X on travel, 2X on dining, and offers impressive perks including Lyft and DoorDash statement credits – all for no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- Earn 1X points on rent payments (up to 50,000 points each calendar year)
- Earn 2X points on travel
- Earn 3X points on dining
- Regular Purchase APR: 21.49%, 24.49%, or 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 21.49%, 24.49%, or 29.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Introductory fee of either $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each balance transfer, with a minimum of $5
- Cash Advance APR: 29.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
- Late Payment Penalty Fee: Up to $40
- You rent and want to earn rewards on your monthly rental payments
- You're a member of Bilt Rewards
- You don’t want to pay an annual fee
Bilt Mastercard
You might be wondering why a credit card for rent is on the “Best Father’s Day Credit Cards” list, but if you are serious about saving money – it should be front and center. The Bilt Mastercard from Wells Fargo is a first-of-its-kind rewards credit card that provides reward points on rent payments with no annual fee.
Cardholders earn 1X points on rent payments (up to 50,000 points each calendar year). Even better, that rewards haul doesn’t depend on your home being in the Blackstone Group – if your landlord doesn’t accept card payments, Bilt will mail a physical check – meaning you’re never not earning!
The Bilt Mastercard also earns impressive points on other everyday purchases. The card earns 3X points on dining purchases, including takeout and delivery services. The card also earns double points (2X per $1 spent) on travel purchases booked directly with an airline, hotel, car rental or cruise line. To earn rewards the cardholder must make at least five purchases with the card each month – a fairly simple task.
So, thinking about taking your dad out for dinner this Father’s Day? Use Bilt and treat yourself, too.
TD Clear
The TD Clear credit card is a unique credit card that eschews APR, instead relying on a monthly fee. Cardholders select from two credit card products with a different credit limits and, as such, a different monthly service fee:
| Credit limit | $1,000 | $2,000 |
| Monthly fee | $10 | $20 |
| Predictable monthly payments | $45 | $70 |
So why is TD Clear a great option for Father’s Day? Because sometimes Father’s Day (or any other celebratory holiday) can get expensive, so having the option to pay a reasonable, manageable monthly fee over an APR that continues to soar as inflation climbs. Keep in mind, however, that the two credit lines with the Clear credit card are fairly small, so using too much of that available credit can harm your credit score by increasing your overall credit use.
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Featured image by Matthew Henry / Burst
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