Regions Bank Credit Cards
Regions Bank credit cards feature a range of popular perks, including cash back on business purchases and the ability to rebuild your credit history . Select cards also come with generous introductory offers on points that can be redeemed for gift cards, travel, and other rewards. Browse credit cards from our partners below:
Low APR
Date Added
High APR
A-Z
Z-A
Best Benefits
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Earn unlimited 1.5% cash back on all purchases
Redeem rewards for statement credit, direct deposit, or a physical check
Requires a Regions Bank personal checking account to apply for card
No foreign transaction fee
Rates & Fees
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Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
15.49% to 25.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
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0% introductory Purchase APR for 6 months
Zero liability for unauthorized purchases, including online expenditures
No annual fee
Benefits include Visa Travel & Emergency Assistance and Visa Auto Rental Collision Damage Waiver
Rates & Fees
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Intro Purchase APR:
0% for 6 months
Regular Purchase APR:
10.99% to 21.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
10.99% to 21.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars
Late Payment Penalty Fee:
Up to $49
Credit Needed:
Excellent
Best Benefits
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0% introductory APR for 6 months on purchases
Your business can earn 1 point for each $1 spent on qualifying purchases
Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge
No annual fee
Rates & Fees
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Intro Purchase APR:
0% for 6 months from account opening date
Regular Purchase APR:
12.99% to 23.99% variable based on creditworthiness and the Prime Rate
Balance Transfer APR:
12.99% to 23.99% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
25.74% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
None
Foreign Transaction Fee:
3% of the transaction amount in U.S. dollars.
Late Payment Penalty Fee:
Up to $49
Credit Needed:
Excellent
Best Benefits
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Earn 30,000 bonus points, which can be redeemed for $300 cash, when your net qualifying purchases made in the first 90 days total $2,000 or more
Earn 1.5 points for every dollar spent on all qualifying purchases made during and after the introductory period
No foreign transaction fees
0% introductory APR on purchases and balance transfers for 12 months
Rates & Fees
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Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
15.49% variable based on the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
15.49% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent , Good
Best Benefits
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0% introductory APR for 12 months on purchases that post in the same period
0% introductory APR for 12 months on balance transfers that post within 60 days of account opening
Earn 10,000 bonus points, which can be redeemed for $100 cash
No annual fee
Rates & Fees
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Intro Purchase APR:
0% for 12 months from account opening date
Regular Purchase APR:
14.49% to 24.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 12 months from account opening date
Balance Transfer APR:
14.49% to 24.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
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0% introductory APR for 15 months on purchases that post in the same period
0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
Use instead of cash for everyday purchases to help you manage
No annual fee
Rates & Fees
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Intro Purchase APR:
0% for 15 months from account opening date
Regular Purchase APR:
13.49% to 23.49% variable based on creditworthiness and the Prime Rate
Intro Balance Transfer APR:
0% for 15 months from account opening date
Balance Transfer APR:
13.49% to 23.49% variable based on creditworthiness and the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Penalty APR:
29.99% variable based on the Prime Rate
Annual Fee:
None
Late Payment Penalty Fee:
Up to $39
Credit Needed:
Excellent
Best Benefits
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Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
Gain access to Purchase Security and Warranty Manager benefits
Use with Google Pay™, Apple Pay® and Samsung Pay
Rates & Fees
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Regular Purchase APR:
24.49% variable based on the Prime Rate
Balance Transfer APR:
24.49% variable based on the Prime Rate
Balance Transfer Transaction Fee:
Either $10 or 4% of the amount of each transfer, whichever is greater
Cash Advance APR:
26.49% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 4% of the amount of each cash advance, whichever is greater
Annual Fee:
$29
Late Payment Penalty Fee:
Up to $39
Minimum Deposit Required:
$250
Credit Needed:
Poor , No Credit Required
