KeyBank Credit Cards

KeyBank is a regional bank based in Cleveland, Ohio. Serving both personal and business clients, Key offers credit cards with varying degrees of perks. Browse credit cards below.

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Laurel Road Student Loan Cashback℠ Card

Laurel Road Student Loan Cashback℠ Card
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Excellent / Good
Mastercard Processing Network
None Annual Fee

Laurel Road Student Loan Cashback℠ Card

  • 18.49% to 27.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 18.49% to 27.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR

At a Glance

The Laurel Road Student Loan Cashback? Card is a cash back rewards credit card that can help you pay off your student loans – no matter who issuers them. The card from KeyBank features no annual fee, 0% APR on balance transfers, and up to 2% cash back on all purchases.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 0% introductory APR for the first 12 months on balance transfers
  • 2% cash back on all purchases when applying rewards to student loans
  • No foreign transaction fees
  • Regular Purchase APR: 18.49% to 27.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 18.49% to 27.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • You want to prioritize repaying your student loans
  • You have an existing card balance you want to pay off
  • You don’t want to pay an annual fee

Key Cashback Credit Card

Key Cashback Credit Card
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Good / Fair
Mastercard Processing Network
None Annual Fee

Key Cashback Credit Card

  • 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 21.49% to 28.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR

At a Glance

For anyone who wants a no-frills, easy-to-use cash back credit card, the Key Cashback Credit Card from Keybank is likely the perfect fit. When you bank with Keybank, you’ll save 2% on all purchases, and you can earn a special one-time $100 introductory bonus after you spend $500 in purchases within the first 60 days.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 1.5% cash back on every purchase, and 2% cash back when you bank and save with Key
  • Earn a $100 cash back bonus when you spend $500 or more in the first 60 days of opening your account
  • No annual fee
  • Enjoy a balance transfer APR of 0% for the first twelve months as an introductory offer
  • Regular Purchase APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 21.49% to 28.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transaction, whichever is greater
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Over Limit Penalty Fee: $10 Overdraft Protection Fee
  • You already bank with Keybank
  • You want a card with no annual fees and 0% introductory APR
  • You will maximize your rewards potential by using your card often to earn up to 2% cash back
  • You will spend $500 in the first 60 days of opening your account to qualify for the $100 bonus

KeyBank Business Rewards Mastercard® Credit Card

KeyBank Business Rewards Mastercard® Credit Card
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Good / Fair
Mastercard Processing Network
None Annual Fee

KeyBank Business Rewards Mastercard® Credit Card

  • 16.49% to 26.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.49% to 26.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

A step above a traditional business credit card, the KeyBank Business Rewards Mastercard is a smart choice for proprietors who need more purchasing power and also want to get rewarded as they cover costs.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 10 points per $1 in combined purchases on gas, restaurants, travel, and telecommunications
  • Earn 5 points per $1 in other eligible purchases
  • Earn 100,000 bonus points when you spend $1,000 within the first 60 days from opening an account
  • Introductory 0% APR for 6 months on purchases and balance transfers
  • No annual fee
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 16.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Over Limit Penalty Fee: $39 per cycle
  • You own or operate a business
  • You want a credit card that gives back as you use it
  • You want a points-based rewards program with an appealing signup bonus
  • You don’t want to pay an annual fee
  • You bank with KeyBank already
  • You can take advantage of an introductory 0% APR offer for either purchases or balance transfers

KeyBank Business Mastercard® Credit Card

KeyBank Business Mastercard® Credit Card
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Good / Fair
Mastercard Processing Network
None Annual Fee

KeyBank Business Mastercard® Credit Card

  • 15.49% to 25.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.49% to 25.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

An unassuming business credit card, the KeyBank Business Mastercard is a simple solution for customers looking to fund their companies’ expenses without the promise of additional perks.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR for 6 months on purchases and balance transfers
  • No annual fee
  • Generous credit lines offered
  • Lost or stolen reporting available 24/7
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Over Limit Penalty Fee: $39 per cycle
  • Own or operate a business
  • Want a business credit card without an annual fee
  • Have a large upcoming expense that they can benefit from paying off over time with 0% interest

KeyBank Latitude® Credit Card

KeyBank Latitude® Credit Card
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Good / Fair
Mastercard Processing Network
None Annual Fee

KeyBank Latitude® Credit Card

  • 19.49% to 26.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 19.49% to 26.49% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 0% for 12 months from account opening date Intro Purchase APR

At a Glance

With a 0% APR offer for 15 months, the KeyBank Latitude® Credit Card can save you plenty on interest charges.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR on purchases and balance transfers
  • Low regular APR on purchases and balance transfers after promotional rate expires
  • No annual fee
  • Temporary lock feature lets you freeze your card and prevent fraudulent activity if it gets lost or stolen
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 19.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 19.49% to 26.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Foreign Transaction Fee: 3% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: UP to $40
  • Over Limit Penalty Fee: $10 for each overdraft protection
  • You want a basic, low-rate credit card
  • You’re planning to carry or transfer a balance and can take advantage of an introductory 0% APR offer
  • You don’t want to pay an annual fee

About KeyBank

KeyBank is a leading regional bank with its headquarters in Cleveland, Ohio. The bank is a part of KeyCorp, the holding company of which KeyBank si the primary subsidiary.

KeyBank specializes in small business, retail, and corporate banking, though it also deals with investments, credit cards, and personal savings, checking, and banking services.

The KeyBank history dates to 1849 and the Society for Savings – a mutual savings bank in Cleveland, OH. That bank went through a variety of name changes, eventually settling on Society National Bank in 1978. The KeyBank name was first introduced in 1994, when the Society Corporation merged with KeyCorp from Albany, NY.

Today, KeyBank is one of the twenty largest banks in the United States, with over $154 billion in total assets as of 2019. The bank operates around 1,200 branches and over 1,500 ATMs in 25 states and the District of Columbia.

Branch Locations

KeyBank currently operates 1,197 branches in 25 U.S. states and the District of Columbia. Current states where KeyBank has a presence include:

  • Alaska
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Rhode Island
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, D.C.

KeyBank also operates approximately 1,600 ATMs in the states in which it has a banking presence. For a complete listing of branch locations near you, please visit the bank’s dedicated location finder page

Frequently Asked Questions About KeyBank

Here you’ll find answers to common questions about KeyBank:

  • KeyBank is known as one of the largest banks in the United States. The bank is #20 on the list of the largest U.S. banks, with over $154 billion in assets as of 2019.
  • The routing number for KeyBank depends on the state in which you open your account. Every state has a different routing number. Please visit KeyBank’s key.com website to find your routing number.
  • The Keys2Benefits Card is a prepaid debit card for unemployment, child support, workers compensation, crisis intervention, and more. The Key2Benefits card can be used to make purchases anywhere MasterCard® debit cards are accepted.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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