Green Dot / GO2Bank Credit Cards

Green Dot Bank is a leading American financial technology and bank holding company that offers prepaid cards for everyday use; it is the world’s largest prepaid debit card company. Browse credit cards below.

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GO2bank Visa® Debit Card

GO2bank Visa® Debit Card
Apply Now Terms & Conditions
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: No Credit Required
Visa Processing Network
None Annual Fee

GO2bank Visa® Debit Card

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At a Glance

GO2bank is the destination for simple, seamless mobile banking designed to help people save time and money. The GO2bank high-yield account and Visa® Debit Card provide the ideal platform for building savings and offering a headache-free banking experience – all with no hidden fees.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Overdraft protection up to $200 with opt-in and eligible direct deposit
  • Get your pay up to 2 days early with direct deposit
  • Free nationwide ATM network Refer a friend, and you both get $50
  • *See additional terms and conditions at GO2bank.com
  • Over Limit Penalty Fee: No monthly fees with eligible direct deposit, otherwise $5 per month
  • You want a high-yield account 10X the national average
  • You plan to have your paychecks directly deposited into your account
  • You want the freedom to deposit checks at hundreds of retail locations nationwide
  • You don’t want to pay any additional fees
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Walmart MoneyCard Visa

Walmart MoneyCard Visa
Visit Card Site Terms & Conditions
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: No Credit Required
Visa Processing Network
None. $5.94 monthly fee Annual Fee

Walmart MoneyCard Visa

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At a Glance

The Walmart MoneyCard is a prepaid Visa debit card from Walmart that offers cash back rewards on select purchases, access to a full selection of checking and savings features, and more – for as low as $0 per month.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Get $20 this season when you make two new direct deposits of $500+ by 6/30/22.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
  • *Please see site for full terms and conditions.
  • Annual Fee: None. $5.94 monthly fee
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Minimum Deposit Required: See Terms
  • You frequently shop at Walmart
  • You frequently purchase gasoline at eligible Walmart stores
  • You get your groceries delivered from Walmart
  • You want a small savings account that earns up to 2% APY
  • You plan to add accounts for family members
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GO2bank Secured Visa Credit Card

GO2bank Secured Visa Credit Card
Visit Card Site Terms & Conditions
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: Poor / No Credit Required
Visa Processing Network
None Annual Fee

GO2bank Secured Visa Credit Card

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  • 22.99% Regular Purchase APR
  • 26.99% Cash Advance APR

At a Glance

The GO2bank Secured Visa Credit Card is a basic secured credit card that offers decent value for its no annual fee. The card features a low deposit requirement, fixed APR, and the Visa payment network’s purchasing power.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No credit check to apply
  • Fixed-rate APR on purchases
  • Regular Purchase APR: 22.99%
  • Cash Advance APR: 26.99%
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $20
  • Minimum Deposit Required: $100
  • You have limited credit history but want to establish good credit habits
  • You don’t have the money for a significant security deposit
  • You prefer mobile banking over branches
  • You don’t want to pay an annual fee
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Green Dot Prepaid Visa® Card

Green Dot Prepaid Visa® Card
Visit Card Site Terms & Conditions
BestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Credit Needed: No Credit Required
Visa Processing Network
None Annual Fee

Green Dot Prepaid Visa® Card

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  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No activation fee when you request the card online
  • No minimum balance required
  • No fees charged for overdrafting
  • No credit check required to get the card
  • Foreign Transaction Fee: 3% of total transaction amount
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Green Dot Visa® Secured Credit Card

Green Dot Visa® Secured Credit Card
Visit Card Site Terms & Conditions
N/A Processing Network
$39 Annual Fee

Green Dot Visa® Secured Credit Card

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  • 19.99% Regular Purchase APR
  • 19.99% Cash Advance APR

At a Glance

The Green Dot Visa Secured Credit Card is a basic credit card intended for people who need to build credit or repair bad credit. This credit card doesn’t require a credit check in order to get approved. Additionally, applicants can know exactly how much their credit limit will be before they apply. Keep reading to learn more about the features of this card.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Ideal for establishing or building a strong credit history
  • Good credit or a bank account is not required to apply for a card
  • Enjoy the convenience of making security deposits at retail stores
  • Use your card everywhere Visa is accepted
  • Regular Purchase APR: 19.99%
  • Cash Advance APR: 19.99%
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each transaction, whichever is greater
  • Annual Fee: $39
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
  • Minimum Deposit Required: $200
  • You have no credit or bad credit
  • You need to build or rebuild your credit
  • You want a credit card with some security so as not to fall into debt
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Green Dot and GO2bank Credit Cards

Green Dot is the world’s largest prepaid debit card company. Green Dot also operates as a payment platform, with noteworthy companies like Apple, Intuit, and Uber making use of their technologies. Beyond prepaid products, the Green Dot corporation also offers several secured credit card products.

Green Dot and GO2Bank credit cards are cards for bad credit. As such, they require a security deposit. Still, they offer the benefits and protections that come from a full-service credit card. Green Dot credit cards provide cardholders the chance to build a positive credit history with everyday purchases and good financial habits. To date, millions of Americans have taken advantage of Green Dot’s products, including their credit cards.

Features of Green Dot Credit Cards

All Green Dot Bank credit cards have specific characteristics in common. These include:

  • All Require a Security Deposit: All Green Dot Cards require a security deposit to open an account. These deposits are placed in a Green Dot bank account. These deposits range from $200 to $5,000, which also acts as the credit limit. Requesting a credit line increase requires an additional deposit.
  • Annual Fees: All cards from Green Dot feature an annual fee. The primor® Secured Visa Gold Card charges $49 per year; the primor® Secured Visa Classic Card and the Platinum® Secured Credit Card both have a yearly fee of $39.
  • No Penalty APR: Green Dot secured cards lack a penalty APR. This is a great feature, as it means those who miss a payment won’t be punished with a higher interest rate.
  • No Over-the-Limit Fees: Since Green Dot offers secured cards, cardholders never have to worry about hidden fees like over-the-limit charges.

Green Dot Prepaid

Green Dot also offers prepaid cards. Prepaid cards are like both secured cards and debit cards in that they require a deposit. They also enjoy the purchasing power of credit card payment networks, meaning holders can use them anywhere Visa (in the instance of the Green Dot Prepaid Visa® Card) is accepted.

Prepaid cards offer benefits versus credit cards and gift cards. Prepaid cards, for example, don’t require a credit check and are reliable – meaning they are suitable for continual use.

Prepaid cards also have drawbacks to secured credit cards. Because they don’t require a credit check, prepaid cards don’t allow users to build credit. Because of this limitation, many choose secured credit cards for boosting credit scores.

FAQs About Green Dot and GO2bank Prepaid Debit and Credit Cards

Here you will find answers to some commonly asked questions about Green Dot Bank products, including prepaid debit cards, credit cards, and more:

 

  • The easiest way to unlock restrictions with any credit or debit card is by contacting customer service at (866) 795-7969. Some restrictions, however, might not be able to be lifted.
  • Yes. Prepaid debit cards have expiration dates, meaning they must be renewed on or before the date on your card. Because a prepaid card may still contain loaded funds, contact Green Dot before the date on your card to ensure it is reissued prior to the expiration date.

Yes! GO2bank is an excellent banking option for consumers that want fee-free access to a variety of banking products and services. 

Yes, both Green Dot and GO2bank debit products are FDIC insured for up to $250,000.

Customer service for G02bank can be reached at (855) 459-1334, 5am-9pm PST, 7 days a week.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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