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GO2bank Secured Visa Credit Card
- Regular Purchase APR 22.99%
- Cash Advance APR 26.99%
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
- No annual fee
- No credit check to apply
- Fixed-rate APR on purchases
- Regular Purchase APR: 22.99%
- Cash Advance APR: 26.99%
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $20
- Minimum Deposit Required: $100
Green Dot primor® Secured Visa Gold Card
- Regular Purchase APR 9.99%
- Cash Advance APR 18.99%
- Annual Fee $49
- Credit Needed Poor
- Processing Network Visa
- No penalty rates
- Reports to all three major credit bureaus
- Earn interest on your security deposit
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
- Regular Purchase APR: 9.99%
- Cash Advance APR: 18.99%
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater.
- Annual Fee: $49
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars.
- Late Payment Penalty Fee: Up to $29
- Return Payment Penalty Fee: Up to $29
Green Dot primor® Secured Visa Classic Card
- Regular Purchase APR 13.99%
- Cash Advance APR 18.99%
- Annual Fee $39
- Credit Needed Poor , No Credit Required
- Processing Network Visa
- No penalty rates
- Reports to all three major credit bureaus
- Earn interest on your security deposit
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
- Regular Purchase APR: 13.99%
- Cash Advance APR: 18.99%
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $39
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $29
- Return Payment Penalty Fee: Up to $29
- Minimum Deposit Required: $200
Green Dot Prepaid Visa® Card
- Annual Fee None
- Credit Needed No Credit Required
- Processing Network Visa
- No activation fee when you request the card online
- No minimum balance required
- No fees charged for overdrafting
- No credit check required to get the card
- Foreign Transaction Fee: 3% of total transaction amount
Green Dot Visa® Secured Credit Card
- Regular Purchase APR 19.99%
- Cash Advance APR 19.99%
- Annual Fee $39
- Credit Needed Poor , No Credit Required
- Processing Network Visa
- Ideal for establishing or building a strong credit history
- Good credit or a bank account is not required to apply for a card
- Enjoy the convenience of making security deposits at retail stores
- Use your card everywhere Visa is accepted
- Regular Purchase APR: 19.99%
- Cash Advance APR: 19.99%
- Cash Advance Transaction Fee: Either $5 or 5% of the amount of each transaction, whichever is greater
- Annual Fee: $39
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $27
- Return Payment Penalty Fee: Up to $27
- Minimum Deposit Required: $200
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1Green Dot and GO2bank Credit Cards
Green Dot is the world’s largest prepaid debit card company. Green Dot also operates as a payment platform, with noteworthy companies like Apple, Intuit, and Uber making use of their technologies. Beyond prepaid products, the Green Dot corporation also offers several secured credit card products.
Green Dot and GO2Bank credit cards are cards for bad credit. As such, they require a security deposit. Still, they offer the benefits and protections that come from a full-service credit card. Green Dot credit cards provide cardholders the chance to build a positive credit history with everyday purchases and good financial habits. To date, millions of Americans have taken advantage of Green Dot’s products, including their credit cards.
Features of Green Dot Credit Cards
All Green Dot Bank credit cards have specific characteristics in common. These include:
- All Require a Security Deposit: All Green Dot Cards require a security deposit to open an account. These deposits are placed in a Green Dot bank account. These deposits range from $200 to $5,000, which also acts as the credit limit. Requesting a credit line increase requires an additional deposit.
- Annual Fees: All cards from Green Dot feature an annual fee. The primor® Secured Visa Gold Card charges $49 per year; the primor® Secured Visa Classic Card and the Platinum® Secured Credit Card both have a yearly fee of $39.
- No Penalty APR: Green Dot secured cards lack a penalty APR. This is a great feature, as it means those who miss a payment won’t be punished with a higher interest rate.
- No Over-the-Limit Fees: Since Green Dot offers secured cards, cardholders never have to worry about hidden fees like over-the-limit charges.
Green Dot Prepaid
Green Dot also offers prepaid cards. Prepaid cards are like both secured cards and debit cards in that they require a deposit. They also enjoy the purchasing power of credit card payment networks, meaning holders can use them anywhere Visa (in the instance of the Green Dot Prepaid Visa® Card) is accepted.
Prepaid cards offer benefits versus credit cards and gift cards. Prepaid cards, for example, don’t require a credit check and are reliable – meaning they are suitable for continual use.
Prepaid cards also have drawbacks to secured credit cards. Because they don’t require a credit check, prepaid cards don’t allow users to build credit. Because of this limitation, many choose secured credit cards for boosting credit scores.
FAQs About Green Dot and GO2bank Prepaid Debit and Credit Cards
Here you will find answers to some commonly asked questions about Green Dot Bank products, including prepaid debit cards, credit cards, and more:
- The easiest way to unlock restrictions with any credit or debit card is by contacting customer service at (866) 795-7969. Some restrictions, however, might not be able to be lifted.
- Yes. Prepaid debit cards have expiration dates, meaning they must be renewed on or before the date on your card. Because a prepaid card may still contain loaded funds, contact Green Dot before the date on your card to ensure it is reissued prior to the expiration date.
Yes! GO2bank is an excellent banking option for consumers that want fee-free access to a variety of banking products and services.
Yes, both Green Dot and GO2bank debit products are FDIC insured for up to $250,000.
Customer service for G02bank can be reached at (855) 459-1334, 5am-9pm PST, 7 days a week.
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