Bad Credit

Also known as “poor credit”. An individual with a low credit rating or credit score due to irresponsible practices is considered to have bad credit. Actions such as missing or making late payments, maxing out credit card limits, and declaring bankruptcy can result in lowering one’s credit rating to the point of it being considered poor.

About: Allan
Allan Guzman Chinchilla

Allan is the Managing Editor at In addition to leading a robust team of writers in the pursuit of thorough credit cards expertise, he is an avid fan of films, food, traveling, and Star Wars.