| Last updated on October 23rd, 2023
Oregon State Business Visa
Oregon State Business Visa
- 9.99% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 18% Balance Transfer APR
- 18.00% Fixed Cash Advance APR
At a Glance
The Oregon State Business Visa Card is a dependable business credit card from Oregon State Credit Union. The card features a low variable APR on purchases, a fixed APR of around 18% on balance transfers and cash advances, and an annual fee of $25. The yearly fee, however, is waived if the card is used to make a purchase at least once in the calendar year. Beyond great rates, the Oregon State Business Visa Card boasts an array of online account management controls and protections, and more.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No fees for cash advances or balance transfers
- Annual fee waived if card is used once every 12 months
- Employee cards with unique spending limits available
- Regular Purchase APR: 9.99% to 18.00% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 18%
- Cash Advance APR: 18.00% Fixed
- Annual Fee: $25
- Late Payment Penalty Fee: $25
- You're already a member of Oregon State Credit Union
- You want a low variable APR on purchases
- You want to provide employees with employee cards with unique spending limits
- You plan to use the card for purchases at least once every 12 months
Oregon State Business Visa Review
The Oregon State Business Visa is a business credit card from Oregon State Credit Union. The card is designed for companies who want the purchasing power to make their every day buys, along with the security and online monitoring to ensure employees are using their cards responsibly.
The Oregon State Business Visa Card features a competitive APR of around 10% on purchases, although this rate may vary depending on the creditworthiness of the applicant, as well as the prime rate. For balance transfers and cash advances, cardholders can expect a flat rate of around 18%.
One of the nice features of the Oregon State Business Visa Card is the ability to not only provide your employees with their employee cards but also the power to set unique spending limits for each employee card – ensuring that your company’s money is in safe hands. The monitoring powers of the Oregon State Business Visa Card are further enhanced by a suite of online account management tools, allowing you to see where – and when – your business’ money is being spent.
Should You Apply for the Oregon State Business Visa?
Overall, the Oregon State Business Visa Credit Card is an excellent choice for Oregon companies that want a card that gives them the peace of mind and excellent customer service they expect from Oregon State Credit Union, combined with the spending power and account management tools of a Visa business card. The waiving of the annual fee of $25 when the card is used to make a payment once every 12 months is a nice feature that makes this card a no-brainer, as with even minimal use a card is a useful tool for companies across the state.
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