Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.
Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.
Last updated on July 19th, 2021
Firefly Visa® Business Rewards Credit Card
Firefly Visa® Business Rewards Credit Card
Earn 500 Bonus Scorecard Reward Points Instantly
- Regular Purchase APR 13.15% to 17.9% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 13.15% to 17.9% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 13.15% to 17.9% variable based on creditworthiness and the Prime Rate
- Annual Fee None
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Processing Network Visa
- Earn 500 bonus Scorecard Rewards instantly
- No annual fee
- No maintenance fees
- Earn 1 point on every $1 spent
- Regular Purchase APR: 13.15% to 17.9% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 13.15% to 17.9% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 13.15% to 17.9% variable based on creditworthiness and the Prime Rate
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.Join today!
At a Glance
The Firefly Visa® Business Rewards is a reliable business rewards credit card from Minneapolis and St. Paul-based credit union Firefly Credit Union. The card earns one point for every dollar spent on purchases – points which are redeemable for rewards such as gift cards, merchandise, cashback, or travel. New account holders can also expect 500 bonus points right off the bat. The Firefly Visa® Business Rewards also benefits from no annual fee, no maintenance fees, and a very competitive APR for purchases, balance transfers, and cash advances.
Ideal for Those Who:
- Are a company located near the Twin Cities
- Don’t want to pay an annual fee
- Want to earn straightforward rewards for every purchase
Firefly Visa® Business Rewards Credit Card Review
The Firefly Visa® Business Rewards is a straightforward business rewards credit card from Firefly Credit Union – a credit union located around the twin cities of Minnesota, St. Paul and Minneapolis. The card rewards companies for their everyday purchases with a basic-yet-effective rewards program – the Scorecard Rewards program. Accountholders earn one point for every dollar they spend on purchases with the Firefly Visa® Business Rewards card, points which are applicable towards gift cards, cashback, or even travel rewards or vacation packages. New accounts also benefit from an additional bonus 500 points when they open their Scorecard account – a nice perk indeed.
The Firefly Visa® Business Rewards is more than just a rewards credit card, however. The Firefly Visa® Business Rewards benefits from an exceptional and highly competitive typical APR for purchases, balance transfers, and cash advances, making it a powerful tool for everyday use. Applicants with outstanding credit scores can expect a low regular APR for purchases, balance transfers, and cash advances. The exact rate will vary depending upon both the current Prime Rate and creditworthiness. Those with less-than-perfect credit may experience a higher APR, though this rate is still competitive with other offers from larger lenders.
Businesses who receive the Firefly Visa® Business Rewards can also expect the usual protections and perks that companies across the world have come to know and expect from a Visa credit card. These benefits include 24/7 customer service should any issues arise, complete fraud and liability protections, and purchase and warranty protections. Businesses can also expect protection when their work takes them away from home, with collision damage waivers should a rental card be damaged, as well as travel accident insurance.
Should You Apply for the Firefly Visa® Business Rewards Card?
Overall, the Firefly Visa® Business Rewards is a sound, simple rewards credit card for companies in the Twin Cities. While the rewards earning potential of the Firefly Visa® Business Rewards isn’t exceptional, the highly competitive APR rates, lack of annual or maintenance fees, and Visa perks, the overall package makes this card a very enticing proposition.