Chase Extends Pay Yourself Back Through December

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Last updated on July 15th, 2022

The Chase Pay Yourself Back feature allows Chase’s cardholders to use points to offset select purchases. The program, introduced during the start of the COVID-19 pandemic, is now being extended through the rest of  2022. Here are all the details on Chase extending the Pay Yourself Back program.

Chase Pay Yourself Back Program Extended Through the End of 2022

Chase has announced the new Pay Yourself Back® categories for eligible Ultimate Rewards credit cards. When redeemed for statement credits in applicable categories, the new categories offer up to 50% more value on Ultimate Rewards points. Previous Pay Yourself Back categories have included dining, groceries, home improvement purchases, charitable donations, and more.

The extended and new Pay Yourself Back categories include:

Chase Ink Business Cards

Chase Ink Business Preferred and Ink Plus cardmembers enjoy 25% more on eligible business expenses in eligible categories. These 25% more value categories include charities, shipping, internet, cable, and phone service providers. Pay Yourself Back previously offers Ink cardmembers 25% more value when redeeming points on business expenses related to internet, cable and phone services and select charitable contributions.

Chase Ink Business Cash, and Ink Unlimited cardmembers enjoy 10% more value with Ultimate Rewards points on internet, cable and phone services, as well as 25% more on select charitable contributions.

Chase Sapphire Personal Cards

Chase Sapphire Reserve cardmembers enjoy 50% more when redeeming points for statement credits after using the card at Airbnb, dining at restaurants (including takeout and eligible delivery services), and select charitable organizations. Additionally, Sapphire Reserve cardmembers can use Pay Yourself Back for their annual fee. The new Pay Yourself Back categories expire on Dec 31, 2022. 

Sapphire Preferred cardmembers enjoy 25% more value with Airbnb and on charitable donations. 

Freedom Personal Cards

The Chase Pay Yourself Back program also extends to Chase Freedom credit cards. Chase Freedom (no longer accepting new applicants), Freedom Unlimited, and Freedom Flex cardmembers get 25% more value for points when redeeming for donations to a dozen select charitable organizations. These bonus categories run through Dec. 31,  2022.

Charities eligible for additional value (for all eligible Chase Ultimate Regards cards) include: 

  • Feeding America
  • World Central Kitchen
  • Habitat for Humanity
  • Equal Justice Initiative
  • International Rescue Committee, Inc. (IRC)
  • Leadership Conference Education Fund
  • NAACP Legal Defense and Educational Fund
  • National Urban League
  • Thurgood Marshall College Fund
  • United Negro College Fund
  • International Medical Corps
  • American Red Cross
  • United Way

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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