Chase Extending Pay Yourself Back Through September

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Last updated on February 20th, 2024

The Chase Pay Yourself Back feature allows Chase’s cardholders to use points to offset select purchases. The program was expected to end on April 30, but now Chase is extending that deadline through September 2021. Here are all the details on Chase extending the Pay Yourself Back program.

Chase Extending the Pay Yourself Back Program

Chase is extending the popular Pay Yourself Back feature through the summer. The program was expected to end on April 30, 2021, but will now run through September 30, 2021, for Sapphire and Ink Business cards. There is no current end date for cards in the Chase Freedom family.

What Is Chase “Pay Yourself Back?”

The “Pay Yourself Back” program launched in May of 2020. Initially, Chase Sapphire Reserve and Chase Sapphire Preferred cardholders could use Chase Ultimate Rewards points towards statement credits for select purchases. These special purchase categories include:

  • Dining
  • Groceries
  • Home Improvement Stores

The primary goal of the program is to assist Chase’s cardholders during the COVID-19 pandemic. The program was successful, resulting in Chase extending it to other cards, including the Chase Ink Business Plus and Ink Preferred, Chase Freedom Flex, and the Chase Freedom Unlimited.

Charitable Donations

In mid-June, Chase began offering charitable donations as a “Pay Yourself Back” option, with eligible charities including:

  • Feeding America
  • World Central Kitchen
  • Habitat for Humanity
  • Equal Justice Initiative
  • Leadership Conference Education Fund
  • NAACP Legal Defense and Educational Fund
  • National Urban League
  • Thurgood Marshall College Fund
  • United Negro College Fund
  • International Medical Corps
  • American Red Cross
  • United Way

Eligible Chase Credit Cards

Wondering which Chase credit cards are eligible for the Pay Yourself Back program? Here is a complete list of products and the value the program provides for each:

Ink Business Cards

April 1-June 30, 2021: Chase Ink Plus and Preferred cardmembers can receive new benefits related to shipping and home improvement needs for business expenses, as well as select charities, where they can redeem points on those purchases with Pay Yourself Back to get 25% more value. This offer was designed to give cardmembers more flexibility in redeeming their points, particularly in the categories where business owners are most focused right now as they continue to evolve their operations.

Chase Sapphire Cards

Extending through September 30, 2021: Preferred points are worth 25% more and Reserve worth 50% more when redeemed for statement credits after using your card at grocery stores, dining at restaurants (including takeout and eligible delivery services), home improvement stores, and a dozen select charitable organizations.

Chase Freedom Cards

(No current end date): Points are worth 25% more when redeemed for donations to a dozen select charitable organizations.


Featured photo by Sajjad Hussain M / Burst

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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