Credit Card Basics

What is a “fair” credit score? And does having average credit mean you can’t get a decent credit card?

Ever wonder if a negative balance on your statement is bad news for your credit score? Here’s the real scoop.

Credit improvement doesn’t happen overnight. It’s a process that takes time and effort. Fortunately, we have the advice you need to boost your score. Learn which factors can prolong or speed up the process, from missed payments to credit card use.

Credit cards are a mainstay in modern life; they make life easier, especially when we want to make large payments. But what is the history of credit cards?

The FOMC met at the end of October, 2019 and announced the third cut to the federal funds rate this year. What does this mean for the average consumer?

An anniversary bonus is a big plus when offered by a credit card – after all, who doesn’t like a free plane ticket or hotel stay? Read on for more info!

It’s International Credit Union Day and we’re highlighting the top 3 reasons to switch to a credit union from your traditional bank.

Want to apply for a new credit card? Unsure of what limitations may be in place that could see your application rejected? Read our blog and get answers!

The debt-to-income ratio (also known as DTI ratio) evaluates how much of your income goes towards your current debts. Learn how to calculate DTI, why it matters, and how it’s different from credit utilization percentage.

A credit freeze, also known as a security freeze, is widely considered the best way to prevent the release of your credit score and credit report in order to protect against the instance of credit card fraud.

Recently, more and more lenders have begun offering automotive rewards cards to tempt consumers to use their credit card as a way to earn rewards towards cashback – either on parts or as savings towards a new vehicle.

When you owe money to multiple lenders how do you decide what to pay off first? (Spoiler alert: credit card debt is the winner)