Credit Card Basics

Browse the latest credit card APR updates every month. Page updated monthly.

Hard and soft inquiries are both ways of checking your credit information, but they differ. Learn how to distinguish between a hard inquiry vs. a soft inquiry.

What should you do with an old credit card, and how should you dispose of it? Here’s everything you need to know:

No matter your credit score, there are common credit card traps that you’ll want to avoid that could have negative effects for years to come.

Are you looking to request a cash advance? Learn how to make cash advances and the things you should know before requesting one.

While they can be useful if used responsibly, balance transfer credit cards come with a few caveats that you need to plan for when paying off your debt.

If your credit card information is found by hackers, where do they sell it? Here is what happens when your credit card data is stolen.

EMV chip technology is making credit card transactions more secure. Here’s everything you need to know about EMV technology and how it works.

Stuck deciding between using a debit card or a credit card? Here is why a credit card might be safer than your debit card when shopping.

Do you know what information is listed on your full credit report? Some of the data might surprise you. Read on to find out more.

Are you from Puerto Rico or a foreign national wondering if you can apply for a U.S. credit card? Here is the information you need to know.

Chargebacks are a basic consumer protection many Americans are unaware of. Here’s all you need to know about the process.