Credit Card Basics

Browse the latest credit card APR updates every month. Page updated monthly.

Curious about purchase protection for credit cards? We have all the facts and tips you need to know!

What you need to know about payment reversals and chargebacks: Can credit card companies reverse payments?

What is a catalog credit card, and why should you apply for one? Find out everything you need to know about this type of payment card.

Wondering why your credit card was declined for a purchase? Here are five of the most common reasons why your bank may decline your card.

What happens if you lose track of your spending and go over your card’s credit limit? Find out what you can expect.

Learn about what makes store credit cards one of the most prolific among consumers.

What is a “fair” credit score? And does having average credit mean you can’t get a decent credit card?

Ever wonder if a negative balance on your statement is bad news for your credit score? Here’s the real scoop.