Credit Card Basics

How long do marks and events remain on your credit report? Learn more about what makes it onto your report and how long you can expect it to stay there.

Browse the latest credit card APR updates every month. Page updated monthly.

It’s International Credit Union Day and we’re highlighting the top 3 reasons to switch to a credit union from your traditional bank.

Wondering exactly how long does it take to rebuild your credit score? Find out what factors affect your credit repair timeline:

Before you take a financial leap, it’s crucial that you understand what a credit report is, what’s in it, and how it affects the way lenders perceive you.

Know the secret credit card application rules of the major U.S. banks before you apply for your next personal or business credit card.

Credit card companies employ rules and regulations that may lead card applicants to be rejected when they are unaware. What do you know about the 5/24 rule?

BestCards Membership lets you earn rewards through select deals. But did you know you could earn even more with Refer-a-Friend?

Ever wondered what Zero Fraud Liability means and what it actually covers? Here is everything you need to know to stay protected:

Don’t let too much credit use lower your FICO Score. Here’s how to lower credit utilization safely and boost your credit score fast.

What’s better: credit cards or cash? Here are the main reasons why credit cards are better than cash for making your next purchase.

Credit card offers are everywhere, making signing up seem like a no-brainer. But can you have too many credit cards?