Credit Card Basics

Are you from Puerto Rico or a foreign national wondering if you can apply for a U.S. credit card? Here is the information you need to know.

Chargebacks are a basic consumer protection many Americans are unaware of. Here’s all you need to know about the process.

Wondering what credit card concierge services are all about? Read our ultimate guide to everything concierge-related and find out!

Do you know what credit mix is and how to strike the right balance of credit types to boost your credit score? Here’s all you need to know.

Browse the latest credit card APR updates every month. Page updated monthly.

Understanding basic credit card terms is essential to getting the most out of your credit cards. Browse 15 of the most crucial terms to know.

When should someone downgrade their credit card to one with no annual fee? Here’s all you need to know about downgrading – and when to do it.

Do you know why you have differing credit scores? We answer why your scores might look different depending on where you look – and why.

A new study states that many Americans lack basic credit score knowledge. What key info should you know about credit? Find out here.

Is now the right time for refinancing your debt? Here’s everything you need to know about debt consolidation, including pros and cons.

Thinking about applying for a credit card but don’t know if you’re eligible? Find out what you need to provide on your application – and more!

How do you pick the right store credit card for you? Here are the differences between open-loop and closed-loop store cards – and how to decide which is best.