Credit Card Basics

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Large debts can get someone to research balance transfers and personal loans. Read on to learn more and discover which is right for you.

Hesitant about applying for a balance transfer card? Here are some balance transfer basics to help you pay down your debt:

Need a credit card to carry a balance or make a big purchase? Get the knowledge you need about credit cards with 0% intro APR offers.

It’s a term that gets tossed around, but what exactly is a “prime” credit score? Here’s all you need to know about what a prime score means.

Having trouble qualifying for financing on anything from an auto loan to a fridge? Use these 7 tips to quickly build your credit score.

There’s more to your credit card number than just a collection of digits. Learn the significance of each figure and how to read your card

How long do marks and events remain on your credit report? Learn more about what makes it onto your report and how long you can expect it to stay there.

It’s International Credit Union Day and we’re highlighting the top 3 reasons to switch to a credit union from your traditional bank.

Wondering exactly how long does it take to rebuild your credit score? Find out what factors affect your credit repair timeline:

Before you take a financial leap, it’s crucial that you understand what a credit report is, what’s in it, and how it affects the way lenders perceive you.

Know the secret credit card application rules of the major U.S. banks before you apply for your next personal or business credit card.