Credit Card Basics

Stay ahead of potential credit card debt with everything you need to know about credit card interest rates and when it gets charged. Learn more.

Browse the latest credit card APR updates every month. Page updated monthly.

Do you know what a foreign transaction fee is? Find out what they are – and why you might be paying them in the US – here:

Don’t let too much credit use lower your FICO Score. Here’s how to lower credit utilization safely and boost your credit score fast.

Large debts can get someone to research balance transfers and personal loans. Read on to learn more and discover which is right for you.

Hesitant about applying for a balance transfer card? Here are some balance transfer basics to help you pay down your debt:

Need a credit card to carry a balance or make a big purchase? Get the knowledge you need about credit cards with 0% intro APR offers.

It’s a term that gets tossed around, but what exactly is a “prime” credit score? Here’s all you need to know about what a prime score means.

Having trouble qualifying for financing on anything from an auto loan to a fridge? Use these 7 tips to quickly build your credit score.

There’s more to your credit card number than just a collection of digits. Learn the significance of each figure and how to read your card

How long do marks and events remain on your credit report? Learn more about what makes it onto your report and how long you can expect it to stay there.

It’s International Credit Union Day and we’re highlighting the top 3 reasons to switch to a credit union from your traditional bank.