Credit Card Basics

A new study states that many Americans lack basic credit score knowledge. What key info should you know about credit? Find out here.

Is now the right time for refinancing your debt? Here’s everything you need to know about debt consolidation, including pros and cons.

Thinking about applying for a credit card but don’t know if you’re eligible? Find out what you need to provide on your application – and more!

How do you pick the right store credit card for you? Here are the differences between open-loop and closed-loop store cards – and how to decide which is best.

It’s a term that gets tossed around, but what exactly is a “prime” credit score? Here’s all you need to know about what a prime credit score means.

What are hard inquiries, and how do they work? Can you remove them from your credit report? Here’s everything you need to know.

Curious about purchase protection for credit cards? We have all the facts and tips you need to know!

What you need to know about payment reversals and chargebacks: Can credit card companies reverse payments?

What is a catalog credit card, and why should you apply for one? Find out everything you need to know about this type of payment card.

Wondering why your credit card was declined for a purchase? Here are five of the most common reasons why your bank may decline your card.

What happens if you lose track of your spending and go over your card’s credit limit? Find out what you can expect.

Learn about what makes store credit cards one of the most prolific among consumers.