Credit Card Basics

Curious about purchase protection for credit cards? We have all the facts and tips you need to know!

What you need to know about payment reversals and chargebacks: Can credit card companies reverse payments?

What is a catalog credit card, and why should you apply for one? Find out everything you need to know about this type of payment card.

Wondering why your credit card was declined for a purchase? Here are five of the most common reasons why your bank may decline your card.

What happens if you lose track of your spending and go over your card’s credit limit? Find out what you can expect.

Learn about what makes store credit cards one of the most prolific among consumers.

What is a “fair” credit score? And does having average credit mean you can’t get a decent credit card?

Ever wonder if a negative balance on your statement is bad news for your credit score? Here’s the real scoop.

Credit improvement doesn’t happen overnight. It’s a process that takes time and effort. Fortunately, we have the advice you need to boost your score. Learn which factors can prolong or speed up the process, from missed payments to credit card use.

Credit cards are a mainstay in modern life; they make life easier, especially when we want to make large payments. But what is the history of credit cards?

The FOMC met at the end of October, 2019 and announced the third cut to the federal funds rate this year. What does this mean for the average consumer?

An anniversary bonus is a big plus when offered by a credit card – after all, who doesn’t like a free plane ticket or hotel stay? Read on for more info!