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Regions Bank Credit Cards

Regions Bank credit cards feature a range of popular perks, including cash back on business purchases and the ability to rebuild your credit history. Select cards also come with generous introductory offers on points that can be redeemed for gift cards, travel, and other rewards. Scroll through our Regions Bank credit card collection below to learn more.


April 23, 2019

Regions
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Visa
  • Annual Fee  None
  • Regular Purchase APR  10.5% to 22.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months
  • Balance Transfer APR  10.5% to 22.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 0% introductory Purchase APR for 6 months
  • • Zero liability for unauthorized purchases, including online expenditures
  • • No annual fee
  • • Benefits include Visa Travel & Emergency Assistance and Visa Auto Rental Collision Damage Waiver
Rates & Fees
     Intro Purchase APR: 0% for 6 months
     Regular Purchase APR: 10.5% to 22.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 10.5% to 22.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 23, 2019

Regions
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  13.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  13.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 0% introductory APR for 6 months on Purchases posted in the same period
  • • Your business can earn 1 point for each $1 spent on qualifying purchases
  • • Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 13.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 13.49% to 21.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars.
     Late Payment Penalty Fee: Up to $49
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 23, 2019

Regions
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Visa
  • Annual Fee  $125
  • Regular Purchase APR  16.24% variable based on the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  16.24% variable based on the Prime Rate
  • Cash Advance APR  27.24 variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 bonus points, which can be redeemed for $300 cash, when your net qualifying purchases made in the first 90 days total $2,000 or more
  • • Earn 1.5 points for every dollar spent on all qualifying purchases made during and after the intro
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 16.24% variable based on the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 16.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.24 variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $125
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 23, 2019

Regions
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  15.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 0% introductory APR for 12 months on purchases that post in the same period
  • • 0% introductory APR for 12 months on balance transfers that post within 60 days of account opening
  • • Earn 10,000 bonus points, which can be redeemed for $100 cash
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months from account opening date
     Balance Transfer APR: 15.24% to 25.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 22, 2019

Regions
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Processing Network
Visa
  • Annual Fee  None
  • Regular Purchase APR  14.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  14.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24 variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • 0% introductory APR for 15 months on purchases that post in the same period
  • • 0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
  • • Use instead of cash for everyday purchases to help you manage
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 14.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months from account opening date
     Balance Transfer APR: 14.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater.
     Cash Advance APR: 27.24 variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater.
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 22, 2019

Regions
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Processing Network
Visa
  • Annual Fee  $29
  • Regular Purchase APR  25.24% variable based on the Prime Rate
  • Balance Transfer APR  25.24% variable based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Poor , No Credit Required


Best Benefits
  • • Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
  • • Gain access to Purchase Security and Warranty Manager benefits
  • • Use with Google Pay™, Apple Pay® and Samsung Pay
  • • Regions Lo
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $29
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $250
     Credit Needed: Poor , No Credit Required

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