Vectra Bank Credit Cards

Vectra Bank is a Colorado-based bank that issues credit card products to a wide range of clients. Browse Vectra Bank credit card offers below.

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Vectra Bank AmaZing Rewards for Business Credit Card

Vectra Bank AmaZing Rewards for Business Credit Card
  • Regular Purchase APR 16.15% variable based on the Prime Rate
  • Balance Transfer APR 16.15% variable based on the Prime Rate
  • Cash Advance APR 28.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 08, 2022
Best Benefits
  • No annual fee
  • Earn up to 3X points on purchases
  • 0% intro APR for 6 months on purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 16.15% variable based on the Prime Rate
  • Balance Transfer APR: 16.15% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 28.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29

Vectra Bank AmaZing Cash for Business Credit Card

Vectra Bank AmaZing Cash for Business Credit Card
  • Regular Purchase APR 16.15% variable based on the Prime Rate
  • Balance Transfer APR 16.15% variable based on the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 08, 2022
Best Benefits
  • No annual fee
  • Get $500 Cash Back when you spend $3,000 in the first 90 days
  • Get $1,000 Cash Back when you spend $50,000 in the first 6 months
  • 0% Intro APR on purchases for 6 months
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 16.15% variable based on the Prime Rate
  • Balance Transfer APR: 16.15% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

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Vectra Bank AmaZing Rate for Business Credit Card

Vectra Bank AmaZing Rate for Business Credit Card
  • Regular Purchase APR 12.5% variable based on the Prime Rate
  • Balance Transfer APR 12.5% variable based on the Prime Rate
  • Cash Advance APR 22.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 08, 2022
Best Benefits
  • No annual fee
  • Get $1,000 back after spending $7,500 in the first 90 days
  • Or get $500 after spending spend $5,000 in the first 90 days
  • 0% introductory APR on purchases and balance transfers for 6 months
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 12.5% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 12.5% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 22.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals
card
Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
card
$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Vectra Bank AmaZing Rewards Credit Card

Vectra Bank AmaZing Rewards Credit Card
  • Regular Purchase APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: June 20, 2022
Best Benefits
  • No annual fee
  • 1X points on all pucrhases
  • Unlimited earning with no cap
  • 05 intro APR on balance transfers and purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Vectra Bank AmaZing Cash Credit Card

Vectra Bank AmaZing Cash Credit Card
  • Regular Purchase APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: June 20, 2022
Best Benefits
  • No annual fee
  • Unlimited 1% cash back on every purchase
  • 0% intro APR on balance transfers and purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Vectra Bank AmaZing Rate Credit Card

Vectra Bank AmaZing Rate Credit Card
  • Regular Purchase APR 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: June 20, 2022
Best Benefits
  • No annual fee
  • Ideal for carrying a balance
  • 0% intro APR on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 12 months
  • Balance Transfer APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transaction, but not less than $10
  • Cash Advance APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 3% of the amount of each transaction, but not less than $10
  • Foreign Transaction Fee: 3% of the U.S dollar amount of each transaction
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Offer Details

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Expires On:

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About This Offer

Terms & Conditions

Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About Vectra Bank

Vectra Bank is a Colorado-based bank that offers a full range of banking services and products for consumers, corporations, and small businesses.  Vectra is part of the Zions Bancorp Family of Banks – a leading banking conglomerate that covers most of the American West.

Zions’ history in the Rocky State dates back to 1996 when Zions purchased Aspen Bancshares, which previously operated Centennial Bank, Pitkin County Bank and Trust, and Valley National Bank of Cortez. The next year, 1997, the bank also acquired Vectra Banking Corporation and Tri-State Finance Corporation of Colorado

Today, Vectra operates under the tagline “big enough to count/ small enough to card.” This branding shows the bank’s commitment to the local communities in which it operates.

Zions Bancorp Banks

Vectra Bank is just one part of the Zions Bancorp family of banks. Other members include:

Vectra Bank Branch Locations

Vectra Bank currently operates over 35 branches throughout the states of Colorado and New Mexico. The banks’ headquarters is one such branch, located in Farmington, New Mexico. The Farmington branch is also the bank’s only location in New Mexico.

Branches in Colorado include locations across the state. These branches include five in Denver, three in Pueblo, and two each in Grand Junction, Cortez, Colorado Springs, Boulder, Westminster, and Durango.

For a complete listing of Vectra Bank branches and ATMs, please visit the bank’s dedicated locations page.

Vectra Bank FAQs

Here are some answers to frequently asked questions about Vectra Bank of Colorado:

  • 102100840 is the routing number for Vectra Bank of Colorado.
  • Vectra serves Colorado, with one branch (and its headquarters) in New Mexico. Vectra is part of the Zions Bancorp, however. One other member is Zions Bank (Also known as Zions First National bank), which operates in Utah.
  • If you need assistance, contact Vectra at 1–800–232–8948.

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