Vectra Bank Credit Cards

Vectra Bank is a Colorado-based bank that issues credit card products to a wide range of clients. Browse Vectra Bank credit card offers below.

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Vectra Bank AmaZing Rewards for Business Credit Card

Vectra Bank AmaZing Rewards for Business Credit Card
  • Regular Purchase APR 13.9% variable based on the Prime Rate
  • Balance Transfer APR 13.9% variable based on the Prime Rate
  • Cash Advance APR 23.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network N/A
Best Benefits
  • No annual fee
  • Earn up to 3X points on purchases
  • 0% intro APR for 6 months on purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.9% variable based on the Prime Rate
  • Balance Transfer APR: 13.9% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29

Vectra Bank AmaZing Cash for Business Credit Card

Vectra Bank AmaZing Cash for Business Credit Card
  • Regular Purchase APR 13.9% variable based on the Prime Rate
  • Balance Transfer APR 13.9% variable based on the Prime Rate
  • Cash Advance APR 23.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Get $500 Cash Back when you spend $3,000 in the first 90 days
  • Get $1,000 Cash Back when you spend $50,000 in the first 6 months
  • 0% Intro APR on purchases for 6 months
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.9% variable based on the Prime Rate
  • Balance Transfer APR: 13.9% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals

Vectra Bank AmaZing Rate for Business Credit Card

Vectra Bank AmaZing Rate for Business Credit Card
  • Regular Purchase APR 10.25% variable based on the Prime Rate
  • Balance Transfer APR 10.25% variable based on the Prime Rate
  • Cash Advance APR 20.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Get $1,000 back after spending $7,500 in the first 90 days
  • Or get $500 after spending spend $5,000 in the first 90 days
  • 0% introductory APR on purchases and balance transfers for 6 months
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 10.25% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 10.25% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals

Vectra Bank AmaZing Rewards Credit Card

Vectra Bank AmaZing Rewards Credit Card
  • Regular Purchase APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 1X points on all pucrhases
  • Unlimited earning with no cap
  • 05 intro APR on balance transfers and purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals

Vectra Bank AmaZing Cash Credit Card

Vectra Bank AmaZing Cash Credit Card
  • Regular Purchase APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Unlimited 1% cash back on every purchase
  • 0% intro APR on balance transfers and purchases
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 20.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals

Vectra Bank AmaZing Rate Credit Card

Vectra Bank AmaZing Rate Credit Card
  • Regular Purchase APR 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Ideal for carrying a balance
  • 0% intro APR on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 12 months
  • Balance Transfer APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transaction, but not less than $10
  • Cash Advance APR: 9.24% to 15.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 3% of the amount of each transaction, but not less than $10
  • Foreign Transaction Fee: 3% of the U.S dollar amount of each transaction
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals

About Vectra Bank

Vectra Bank is a Colorado-based bank that offers a full range of banking services and products for consumers, corporations, and small businesses.  Vectra is part of the Zions Bancorp Family of Banks – a leading banking conglomerate that covers most of the American West.

Zions' history in the Rocky State dates back to 1996 when Zions purchased Aspen Bancshares, which previously operated Centennial Bank, Pitkin County Bank and Trust, and Valley National Bank of Cortez. The next year, 1997, the bank also acquired Vectra Banking Corporation and Tri-State Finance Corporation of Colorado

Today, Vectra operates under the tagline "big enough to count/ small enough to card." This branding shows the bank's commitment to the local communities in which it operates.

Zions Bancorp Banks

Vectra Bank is just one part of the Zions Bancorp family of banks. Other members include:

Vectra Bank Branch Locations

Vectra Bank currently operates over 35 branches throughout the states of Colorado and New Mexico. The banks' headquarters is one such branch, located in Farmington, New Mexico. The Farmington branch is also the bank's only location in New Mexico.

Branches in Colorado include locations across the state. These branches include five in Denver, three in Pueblo, and two each in Grand Junction, Cortez, Colorado Springs, Boulder, Westminster, and Durango.

For a complete listing of Vectra Bank branches and ATMs, please visit the bank's dedicated locations page.

Vectra Bank FAQs

Here are some answers to frequently asked questions about Vectra Bank of Colorado:

  • 102100840 is the routing number for Vectra Bank of Colorado.
  • Vectra serves Colorado, with one branch (and its headquarters) in New Mexico. Vectra is part of the Zions Bancorp, however. One other member is Zions Bank (Also known as Zions First National bank), which operates in Utah.
  • If you need assistance, contact Vectra at 1–800–232–8948.

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