California Bank & Trust Credit Cards

California Bank & Trust (CB&T) is a leading California bank, with over 100 branches across the state. CB&T is part of Zion Bancorp and has its headquarters in San Diego, California. The bank offers a variety of business and personal credit cards from everyday use, including low rate and rewards cards. Browse a selection of credit card offers below.

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California Bank & Trust AmaZing Cash for Business Visa® Card

Earn an Introductory $300 in Cash Back

California Bank & Trust AmaZing Cash for Business Visa® Card
  • Regular Purchase APR 17.25% variable based on the Prime Rate
  • Balance Transfer APR 17.25% variable based on the Prime Rate
  • Cash Advance APR 22.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers for the first 6 months
  • 3% cash back on office supplies and telecom services
  • 2% back on airfare and car rentals and 1% back on all other purchases
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 17.25% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 6 months
  • Balance Transfer APR: 17.25% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 22.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: $10
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $10
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California Bank & Trust AmaZing Rewards for Business Visa® Card

Earn a 30,000 Point Bonus

California Bank & Trust AmaZing Rewards for Business Visa® Card
  • Regular Purchase APR 17.25% variable based on the Prime Rate
  • Balance Transfer APR 17.25% variable based on the Prime Rate
  • Cash Advance APR 22.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers for the first 6 months
  • Earn 3X points on office supplies, plus phone and computer network services
  • Earn 2X points on airlines and car rentals and 1X points on all other purchases
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 17.25% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 6 months
  • Balance Transfer APR: 17.25% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 22.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: $10
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $10
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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California Bank & Trust AmaZing Rate for Business Visa® Card

Earn $300 on an Introductory Offer

California Bank & Trust AmaZing Rate for Business Visa® Card
  • Regular Purchase APR 13.25% variable based on the Prime Rate
  • Balance Transfer APR 13.25% variable based on the Prime Rate
  • Cash Advance APR 22.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers for 6 months
  • Enjoy a low fixed rate
  • Earn $300 when you spend $5,000 in the first 90 days
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.25% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 13.25% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 22.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: $10
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $10
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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California Bank & Trust Reserve Visa® Card

50,000 Bonus Points for Spending $5,000 in the first 90 Days

California Bank & Trust Reserve Visa® Card
  • Regular Purchase APR 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% to 27.23 variable based on the Prime Rate
  • Annual Fee $450
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • 3X points or 3% cash back on travel and dining
  • 2X points or 2% cash back on all other purchases
  • $250 annual travel credit
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 26.24% to 27.23 variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $450
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

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California Bank & Trust Elite Visa® Card

30,000 Bonus Points After Spending $5,000 in the first 90 Days

California Bank & Trust Elite Visa® Card
  • Regular Purchase APR 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% to 27.24 variable based on the Prime Rate
  • Annual Fee $195
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • 3X points on travel and dining and 1.5X points on all other purchases
  • $100 annual travel credit
  • 30,000 points or $300 cash back after spending $5,000 on purchases in the first 90 days
  • 24/7 Visa Concierge access
Rates & Fees
  • Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 26.24% to 27.24 variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $195
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: N.A
Credit Card Deals
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

California Bank & Trust Premier Visa® Card

15,000 Bonus Points After Spending $4,000 in the First 90 Days

California Bank & Trust Premier Visa® Card
  • Regular Purchase APR 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.24% to 27.24% variable based on the Prime Rate
  • Annual Fee $0 for the first year; $95 after that
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2022
Best Benefits
  • No annual fee for the first year
  • 2.5X points or 2.5% cash back on travel
  • 1.5X points or 1.5% cash back on all other purchases
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 17.24% to 25.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 17.24% to 27.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 26.24% to 27.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first year; $95 after that
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

California Bank & Trust AmaZing Rewards Visa® Card

2X Points On All Purchases for the First 90 Days

California Bank & Trust AmaZing Rewards Visa® Card
  • Regular Purchase APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 19.24% variable based on the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for for 6 months from account opening date
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: June 08, 2022
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers
  • Unlimited 1x points on all purchases
  • Access to further rewards through AmaZing Deals
Rates & Fees
  • Intro Purchase APR: 0% for for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for for 6 months from account opening date
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 19.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $25

California Bank & Trust AmaZing Cash Visa® Card

Earn Unlimited 1% Cash Back

California Bank & Trust AmaZing Cash Visa® Card
  • Regular Purchase APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 19.24% variable based on the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: June 08, 2022
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers
  • Unlimited 1% cash back on all purchases
  • Access to further rewards through AmaZing Deals
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 6 months
  • Balance Transfer APR: 11.24% to 18.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of balance transfer, whichever is greater
  • Cash Advance APR: 19.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the U.S dollar amount of each transaction
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $25

California Bank & Trust AmaZing Low Rate Visa® Card

$50 Statement Introductory Bonus

California Bank & Trust AmaZing Low Rate Visa® Card
  • Regular Purchase APR 9.74% to 15.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.74% to 15.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 19.24% variable based on the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network N/A
Visit Card Site Read Review Terms & Conditions
Date Reviewed: June 08, 2022
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases and balance transfers
  • Receive a $50 bonus statement credit after making $2,000 in purchases within the first 90 days
  • Access to AmaZing Deals coupon app
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.74% to 15.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.74% to 15.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 19.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the U.S dollar amount of each transaction
  • Late Payment Penalty Fee: Up to $10
  • Return Payment Penalty Fee: Up to $25

Offer Details

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Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About California Bank & Trust

California Bank & Trust (sometimes stylized CB&T Bank) is a full-service bank and financial institution with its headquarters in San Diego, California. California Bank and Trust is part of the Zions Bancorp Family of Banks, including seven other banks across the Western United States.

The California Banks & Trust name dates to 1998 and the acquisition of three separate banks by Utah-based Zions Bancorp: First Pacific National Bank, Sumitomo Bank of California, and Grossmont Bank.

Today, CB&T offers a full suite of banking products and services for consumers and businesses. These services include savings accounts, checking accounts, loans, mortgages, HELOC loans, and credit cards. The bank also provides business finance solutions for small companies across the Golden State.

As mentioned, CB&T is part of the larger Zions Bancorp family. The brand dates back to Zions Bank – the first state-chartered bank in Utah. Zions began expansion in 1985, purchasing Nevada State Bank. The development continued through the following years, with the bank now operating in Texas, Arizona, California, Idaho, Nevada, Colorado, Oregon, Utah, New Mexico, and Washington State.

Zions Bancorp Family of Banks

California Bank and Trust is just one part of the Zions Bancorp family of banks. Other members include:

CB&T Bank Branch Locations

CB&T Bank operates 102 branches throughout the State of California. The bank has four main administrative office locations:

  • Irvine
  • Los Angeles
  • Oakland
  • San Diego (Headquarters)

For a complete listing of current California Bank & Trust branch locations, plus hours of operation, contact numbers, and ATM locations, please check out the bank’s dedicated locations page.

FAQs About California Bank & Trust

Here are answers to commonly asked questions about CB&T:

  • CB&T is part of the Zions Bancorp family. That group includes other regional banks, like Amegy Bank, National Bank of Arizona, Nevada State Bank, and Zions Bank in Utah.
  • The number for customer service inquiries is (800) 400-6080.
  • The routing number (ABA number) for CB&T depends on your location in the State of California:
    • Northern California: 121002042
    • Southern California: 122003396
    • San Diego Area:  122232109

Find the Best Card for You

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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