UBS Credit Cards

UBS is a leading wealth management and financial services company, with its headquarters in Switzerland. The multinational also offers credit cards for clients, which are perfect for everyday use. Browse credit card offers below.

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UBS Visa Infinite Credit Card

UBS Visa Infinite Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Visa Processing Network
$495 Annual Fee

UBS Visa Infinite Credit Card

  • 20.24% variable based on the Prime Rate Regular Purchase APR
  • 20.24% variable based on the Prime Rate Balance Transfer APR
  • 27.24% variable based on the Prime Rate Cash Advance APR

At a Glance

Luxurious travel rewards credit cards are a rare creature in the credit card world, and the UBS Visa Infinite Card is an excellent example of the breed. The card earns 3X points on airfare, 2X on gas and groceries, and 1X on everything else. Points aren’t what makes this card so impressive, however. The perks, service, and statement credits available with the card are tough to beat and make this card well worth every penny of its $495 annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 3x points for commercial air travel, 2x points for gas and groceries, and 1 point for all other eligible purchases
  • Flexible rewards options including travel, gift cards, merchandise—and your annual fee
  • $250 credit for any qualifying air travel expenses
  • Complimentary Priority Pass membership
  • TSA Pre-check or Global Entry statement credits
  • Regular Purchase APR: 20.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 20.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $2 to $10 or 2% to 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 27.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $2 to $10 or 2% to 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Annual Fee: $495
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
  • You’re a current UBS Wealth Management customer
  • You travel often and want perks to make the trip that much more enjoyable
  • You prefer experiences over points
  • You have an eye for the more beautiful things in life

UBS Visa Signature Credit Card

UBS Visa Signature Credit Card
Excellent
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
Visa Processing Network
None Annual Fee

UBS Visa Signature Credit Card

  • 20.24% variable based on the Prime Rate Regular Purchase APR
  • 20.24% variable based on the Prime Rate Balance Transfer APR
  • 27.24% variable based on the Prime Rate Cash Advance APR

At a Glance

The UBS Visa Signature is a rewards card with excellent customer service from Swiss-based wealth management and investment bank UBS. The card earns a single reward point for every dollar spent, with points applicable towards a variety of redemption options. The card also comes with complimentary access to UBS Concierge – one of the most exceptional concierges and support services available today. The card also features a competitive APR on purchases and balance transfers – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Redeem your points to pay for anything you buy with your UBS credit card using the Personal Choice feature ($100 minimum in purchases) or for gift cards, travel and merchandise
  • Earn 1 My Choice Rewards point per dollar spent on eligible purchases
  • Regular Purchase APR: 20.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 20.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $2 to $10 or 2% to 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 27.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $2 to $10 or 2% to 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
  • You’re an existing UBS Wealth customer
  • You like to have 24/7, personalized travel support whenever you need it
  • You do’t want to pay an annual fee

About UBS

UBS Bank USA is the U.S. branch of UBS, one of the largest financial institutions in the world. UBS is short for Union Bank of Switzerland, the former name which the international conglomerate operated under from 1862 to 1998.

UBS is one of the largest financial institutions on the planet, with approximately $1 trillion in assets as of 2019. While UBS offers private banking services, the main thrust of its activities is wealth management for individuals and corporations.  As of 1018, UBS had an industry-leading 11% ROI (return on investment), 2% higher than JP Morgan Chase Bank.

UBS Credit Cards

UBS currently offers two credit cards for American clients: the UBS Visa Signature and the UBS Visa Infinite.

The UBS Visa Infinite is renowned as one of the most exclusive credit cards available today. The card is exceedingly challenging to receive, with those applying needing an excellent credit score.

The key feature of the UBS Visa Infinite is the unparalleled luxury concierge service. This service is above-and-beyond the same service offered by Amex or Chase and on par with those offered by Luxury Card.

While the Visa Infinite offers exceptional travel perks and unrivaled customer service, however, it lacks in points, making the Platinum Card a better choice for those who prefer locations to luxury.

Frequently Asked Questions (FAQs) About UBS

Here are answers to common questions about UBS:

  • UBS comes from the name United Bank of Switzerland. While the headquarters are in Basel and Zurich, UBS has offices around the world – including the United States.
  • One of the subsidiaries of UBS is UBS Bank USA, which sometimes goes by the name BUSA. Funds deposited in UBS Bank USA are FDIC insured for up to $250,000.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.