Advertiser Disclosure Editorial Disclosure

RBC Bank Credit Cards

RBC, the Royal Bank of Canada, is a leading issuer of credit cards for Canadians in the United States. Browse credit cards below.

Sort By Column Name:

Showing 2 Cards

Date Reviewed: June 20, 2019

Visa Signature® Black Plus

Visa Signature® Black Plus
  • Regular Purchase APR 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 19.99% variable based on the Prime Rate
  • Annual Fee $75
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn rewards faster than with the Visa Signature Black
  • Make transaction in the U.S. dollar and avoid daily currency fluctuations
  • Enjoy Visa Signature® concierge service
  • Earn 1.5 RBC Rewards points for every $1 spent on your card
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of each balance transfer, whichever is greater
  • Cash Advance APR: 19.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3.5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $75
  • Foreign Transaction Fee: 1.5% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: June 20, 2019

Visa Signature® Black

Visa Signature® Black
  • Regular Purchase APR 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 19.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Make transaction in the U.S. dollar and avoid daily currency fluctuations
  • Earn 1 RBC Rewards point for every $1 spent on your card
  • No annual fee
  • Enjoy Visa Signature® concierge service
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.99% to 19.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of each balance transfer, whichever is greater
  • Cash Advance APR: 19.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3.5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 1.5% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

 

About RBC Bank

RBC Bank is an American financial institution and bank that provides banking services and credit cards for both American citizens and Canadian expatriates and snowbirds. RBC Bank is the trading name of RBC Bank, Georgia, currently a subsidiary of PNC Bank.

The RBC Bank brand began in 2001 when the Royal Bank of Canada (RBC, Canada’s largest bank) acquired North Carolina-based bank, Centura Bank. In 2012, Royal Bank of Canada sold the RBC American banking interests to PNC Bank, itself one of the largest banks in the United States – keeping the cross-border banking to Canadians under the RBC Bank (Georgia) name.

Today, the RBC Bank name still offers banking services for Canadians who frequently travel to the United States. No matter if they are expats, snowbirds, or just businessmen or travelers that regularly visit the United States, RBC has the products they need to help their money go further abroad.

RBC Credit Cards

RBC currently offers two credit cards for Canadians in the United States: the Visa Signature Black and the Visa Signature Black Plus. Both cards provide Canadians with the ability to avoid currency fluctuations for U.S. dollar transactions.  This ability offers the security and peace of mind that travelers need to make the most of their stay south of the border.

Both RBC Bank cards also provide decent cash back and travel award redemption options, plus Visa Signature perks and protections, including:

  • Extended Warranty Protection: This program provides holders with an extra year of warranty coverage for eligible U.S. manufacturer goods with a warranty of one year or more.
  • Year-end Summary: A detailed summary of your spending to help simplify your budgeting in the new year.
  • Travel and Emergency Assistance Services:24/7 assistance for Signature cardholders anywhere in the world.
  • Visa Signature Concierge: Customized customer service to help cardholders make reservations, buy tickets, and receive advice.
  • Visa Signature Luxury Hotel Collection: Signature cardholders get exclusive access and guest privileges at over 900 luxury hotels worldwide.

FAQs About RBC

Here are common questions about RBC Bank’s U.S. credit cards and banking services:

Is there an RBC Bank in the U.S.?

  • RBC Bank is a U.S. bank that specializes in providing banking products to Canadians in the United States. The bank offers mortgages, loans, banking accounts, and credit cards.

Does RBC use Zelle?

  • RBC Bank offers Zelle to all checking and savings account customers via their mobile banking service.

What is the routing number for RBC Bank (Georgia)?

  • The routing number for RBC Bank USA is 063216608.

What is the SWIFT Code for RBC Bank USA?

  • The SWIFT Code is RBCBUS33.