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Ocean Bank Credit Cards

Compare the issuer’s various products and select the one that best fits your needs. Browse credit cards below.

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Showing 4 Cards

Date Reviewed: August 09, 2019

Ocean Bank Business Rewards Preferred Credit Card

Ocean Bank Business Rewards Preferred Credit Card
  • Regular Purchase APR 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.25% variable based on the Prime Rate
  • Annual Fee None for the first year. After that, $75
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR on purchases and balance transfers for 6 billing cycles
  • Annual fee of $75 waived for first year; annual fee waived each year your company spends $15,000 or more
  • Earn 1 point per $1 spent on every purchase; earn unlimited points
  • Redeem points for cash rewards, travel rewards, and shopping rewards
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months on transfers made within 6 months from account opening date
  • Balance Transfer APR: 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.25% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 23.99% if account is 60 days or more past due
  • Annual Fee: None for the first year. After that, $75
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37
  • Over Limit Penalty Fee: $25 fee per billing cycle if a transaction above the credit limit posts to the account

Date Reviewed: August 08, 2019

Ocean Bank Platinum Rewards Card

Ocean Bank Platinum Rewards Card
  • Regular Purchase APR 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.25% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR on purchases and balance transfers for 12 months from account opening date
  • Earn 1 point per $1 spent on everyday purchases
  • Redeem points for cash, travel and shopping rewards
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 12 months from account opening date
  • Balance Transfer APR: 11.24% to 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.25% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

Date Reviewed: August 08, 2019

Ocean Bank International Platinum Rewards Card

Ocean Bank International Platinum Rewards Card
  • Regular Purchase APR 13.24% variable based on the Prime Rate
  • Balance Transfer APR 13.24% variable based on the Prime Rate
  • Cash Advance APR 23.25% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $75
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Earn 1 point per $1 on all qualifying net purchases
  • Points can be redeemed for cash rewards, travel rewards, and shopping rewards
  • 0% intro APR for 12 months on both purchases and balance transfers
  • No annual fee for the first 12 months
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 13.24% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 13.24% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.25% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first year. After that, $75
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

Date Reviewed: August 06, 2019

Ocean Bank Platinum Card

Ocean Bank Platinum Card
  • Regular Purchase APR 13.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.25% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • $0 liability for unauthorized purchases
  • 0% introductory APR on purchases and balance transfers for 12 months
  • Mastercard® Airport Concierge - 15% savings on airport meet and greet services
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 13.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 12 months from account opening date
  • Balance Transfer APR: 13.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.25% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

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