First Horizon Bank Credit Cards

About First Horizon Bank

First Horizon Bank is a Memphis, Tennessee- based financial institution with roots that stretch back to the Civil War. The bank was initially founded by Ohio businessman Frank Davis in 1864 as First National Bank of Memphis. By 1897, First National Bank of Memphis surpassed $1 million in total deposits.

As of 1967, First National was the largest bank in the Mid-South, with more banks being acquired by 1972. This spate of acquisitions resulted in a name change from First National Bank of Memphis to First Tennessee Bank.

By the 1990s First Tennessee was among the top-10 issuers of mortgages in the United States, with further diversification of banking services and locations in the passing decades.

In 2019, the bank changed its name to First Horizon Bank – a title it still uses. In March 2020, IBERIABANK and First Horizon Bank announced a proposed merger, which would create a combined financial banking institution with over $70 billion in assets and over 460 banking centers across the U.S. Southeast.

 Branch Locations

First Horizon has hundreds of branches throughout the U.S. South and Southeast. For a complete listing of First Horizon branch locations near you, please visit the bank’s locations page.

First Horizon Credit Cards

First Horizon currently issues four credit cards. These cards offer the basic perks users expect from Visa credit cards, including Zero Fraud Liability, roadside assistance, and more. Visa Signature cardholders can expect even more benefits, including Visa Signature Luxury Concierge and access to the Visa Signature Luxury Hotel Collection.

Even though First Horizon offers a secured credit card – the First Horizon Classic Secured, it might not be the best option for rebuilding credit from the bank.

Since First Horizon owns Capital Bank, a better vet for consumers with bad credit may be Capital Bank’s OpenSky Visa. That card requires no credit check, features a fast and simple application process, and offers regular reporting to all three credit bureaus: Experian, Equifax, and TransUnion.