First Horizon Bank Credit Cards

First Horizon Bank is based in the Southeastern United States and currently has about 250 locations throughout that region to assist consumers with their banking needs. The bank is dedicated to providing innovative solutions to customers’ banking needs along with friendly customer service. Browse credit cards below.

Advertiser Disclosure Editorial Disclosure

Showing 4 Cards

Sort By Column Name:

First Horizon Bank Secured Visa® Classic Credit Card

First Horizon Bank Secured Visa® Classic Credit Card
  • Regular Purchase APR 20.65% variable based on the Prime Rate
  • Cash Advance APR 21% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No guessing what your interest rate will be with a one-size-fits all APR
  • Improve your credit history with built-in credit reporting
  • Pay for purchases just like you would with a regular credit card
Rates & Fees
  • Regular Purchase APR: 20.65% variable based on the Prime Rate
  • Cash Advance APR: 21% variable based on the Prime Rate
  • Cash Advance Transaction Fee: $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: up to $35
  • Minimum Deposit Required: $300
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

First Horizon Bank Visa® Classic Credit Card

First Horizon Bank Visa® Classic Credit Card
  • Regular Purchase APR 16.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 21% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Enjoy Visa Perks, like rental car insurance and emergency assistance
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 16.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 16.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 21% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

First Horizon Bank Platinum Premier Visa® Credit Card

First Horizon Bank Platinum Premier Visa® Credit Card
  • Regular Purchase APR 15.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 21% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Access to Visa® Perks, like rental car insurance and emergency assistance
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 15.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 15.25% to 20.25% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 21% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

First Horizon Bank Visa Signature® Credit Card

First Horizon Bank Visa Signature® Credit Card
  • Regular Purchase APR 14.50% to 19.50% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.50% to 19.50% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 21.00% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn 2 points for every $1 you spend at restaurants and gas stations
  • Earn 1 point per dollar spent everywhere else
  • Receive 15,000 bonus points when you spend $1,500 in the first 90 days
  • Enjoy 0% introductory APR for 12 months on purchases and balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.50% to 19.50% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 14.50% to 19.50% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the the amount of each transfer, whichever is greater
  • Cash Advance APR: 21.00% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

About First Horizon Bank

First Horizon Bank is a Memphis, Tennessee- based financial institution with roots that stretch back to the Civil War. The bank was initially founded by Ohio businessman Frank Davis in 1864 as First National Bank of Memphis. By 1897, First National Bank of Memphis surpassed $1 million in total deposits.

As of 1967, First National was the largest bank in the Mid-South, with more banks being acquired by 1972. This spate of acquisitions resulted in a name change from First National Bank of Memphis to First Tennessee Bank.

By the 1990s First Tennessee was among the top-10 issuers of mortgages in the United States, with further diversification of banking services and locations in the passing decades.

In 2019, the bank changed its name to First Horizon Bank – a title it still uses. In March 2020, IBERIABANK and First Horizon Bank announced a proposed merger, which would create a combined financial banking institution with over $70 billion in assets and over 460 banking centers across the U.S. Southeast.

Branch Locations

First Horizon has hundreds of branches throughout the U.S. South and Southeast. For a complete listing of First Horizon branch locations near you, please visit the bank’s locations page.

First Horizon Credit Cards

First Horizon currently issues four credit cards. These cards offer the basic perks users expect from Visa credit cards, including Zero Fraud Liability, roadside assistance, and more. Visa Signature cardholders can expect even more benefits, including Visa Signature Luxury Concierge and access to the Visa Signature Luxury Hotel Collection.

Even though First Horizon offers a secured credit card – the First Horizon Classic Secured, it might not be the best option for rebuilding credit from the bank.

Since First Horizon owns Capital Bank, a better vet for consumers with bad credit may be Capital Bank’s OpenSky Visa. That card requires no credit check, features a fast and simple application process, and offers regular reporting to all three credit bureaus: Experian, Equifax, and TransUnion.

FAQs About First Horizon Bank

Here are answers to common questions about First Horizon Bank:

  • First Horizon’s routing number is 084000026.
  • The toll-free number for customer service is 1-800-382-5465. Customer service representatives are available Monday through Friday from 7 am to 10 pm Eastern, and 8 am to 5 pm Eastern on Saturday. Customer service is closed on Sundays.
  • First Horizon has a mobile banking application that is available in both the Google Play Store and the Apple App Store.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.

Subscribe To Our Weekly Newsletter

Get email updates on the latest credit card articles and news so you can stay on top of your financial wellbeing.