IBERIABANK Credit Cards

IBERIABANK is based in Louisiana and has over 130 years of banking experience in the region. This financial institution has nearly 200 branches throughout the Southeast, as well as title insurance and and mortgage representatives throughout the country. Browse credit cards below.

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IBERIABANK Business Classic Credit Card

0% Intro Purchase APR for 12 Months

IBERIABANK Business Classic Credit Card
  • Regular Purchase APR 9.99%, 12.75%, or 16.45% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $10
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network N/A
Best Benefits
  • Low annual fee
  • 0% introductory APR for 12 months on purchases
  • Lowest IBERIABANK APR for credit cards
  • Access to Visa® Perks
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 9.99%, 12.75%, or 16.45% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $10
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35

IBERIABANK Business Rewards Credit Card

0% intro Purchase APR for 12 Months

IBERIABANK Business Rewards Credit Card
  • Regular Purchase APR 11.99%, 14.25%, or 17.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $25
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network N/A
Best Benefits
  • Earn 1 point for every $1 you spend
  • 0% APR for 12 months on purchases
  • Low annual fee
  • Access to Visa® Perks
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 11.99%, 14.25%, or 17.25% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $25
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35

IBERIABANK Visa® Signature Credit Card

1.99% Intro APR for Balance Transfers

IBERIABANK Visa® Signature Credit Card
  • Regular Purchase APR 11.99%, 15.99%, or 19.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.99%, 15.99%, or 19.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $99
  • Processing Network N/A
Best Benefits
  • Earn 1 point for every $1 you spend
  • Redeem points for merchandise, gift cards, and travel
  • Access to Visa Signature offers and 24/7 concierge
  • 1.99% introductory APR for 6 months on balance transfers
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 11.99%, 15.99%, or 19.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for 6 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 11.99%, 15.99%, or 19.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 2% of the amount of each transfer
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $99
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

IBERIABANK Visa® Platinum Rewards Credit Card

Earn 5,000 Bonus Points

IBERIABANK Visa® Platinum Rewards Credit Card
  • Regular Purchase APR 13.99%, 18.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99%, 18.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network N/A
Best Benefits
  • No annual fee
  • Earn 1 point for every $1 you spend
  • Earn 5,000 bonus points with your first purchase
  • 0% introductory APR for 12 months on purchases
  • 1.99% introductory APR for 6 months on balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 13.99%, 18.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for 6 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 13.99%, 18.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 2% of the amount of each transfer
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

IBERIABANK Visa® Classic Credit Card

Enjoy 0% Intro Purchase APR for 12 Months

IBERIABANK Visa® Classic Credit Card
  • Regular Purchase APR 12.99%, 17.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99%, 17.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Intro Purchase APR 0% for 12 months from account opening date
  • Processing Network N/A
Best Benefits
  • No annual fee
  • 0% Introductory APR for 12 months on purchases
  • 1.99% introductory APR for 6 months on balance transfers
Rates & Fees
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 12.99%, 17.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for 6 months for transfers made within 90 days from account opening date
  • Balance Transfer APR: 12.99%, 17.99%, or 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 2% of the amount of each transfer
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $37
  • Return Payment Penalty Fee: Up to $37

About IBERIABANK

IberiaBank (often stylized as IBERIABANK) is an American bank and financial holding company with its headquarters in Lafayette, Louisiana. IBERIABANK was founded in 1887 in New Iberia, Louisiana. The bank, with an emphasis on serving southern states, currently features approximately 200 branches in 12 states.

IBERIABANK is one of the largest banks in the United States – and the largest bank In the State of Louisiana.  As of 2019, IBERIABANK has over $32 billion in total assets, making it the 65th largest bank and financial institution in the nation.

In May 2020, IBERIABANK and First Horizon Bank announced a proposed merger, which would create a combined financial banking institution with over $70 billion in assets and over 460 banking centers across the U.S. Southeast.

IBERIABANK Branch Locations

IBERIABANK currently operates in 12 U.S. states:

  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Louisiana
  • Mississippi
  • Missouri
  • New York
  • North Carolina
  • South Carolina
  • Tennessee
  • Texas

IBERIABANK currently operates 191 branches throughout these states, plus additional loan production offices, title insurance offices, and wealth management locations.

For a complete listing of IBERIABANK locations, please visit the IBERIABANK website.

IBERIABANK Credit Cards

IBERIABANK credit cards offer the usual array of rewards and low-interest rates expected from a regional bank. All of the bank’s credit cards are Visa products, meaning cardholders can expect the typical protections and benefits that come from Visa Platinum and Visa Signature cards.

These protections include:

Visa Platinum Protection and Security Features

  • Roadside Dispatch: Visa Roadside Dispatch is a pay-per-use towing and roadside assistance program. This program gives travelers peace of mind should they break down, anywhere, 24/7.
  • Auto Rental Collision Damage Waiver: Receive coverage when you use your Visa to pay for the entire cost of car rental. This protection covers damage due to collision or theft.
  • Cardholder Inquiry Service: 24/7 access to Visa customer service representatives who can provide detailed information for members in all major languages.
  • Lost or Stolen Card Reporting: Visa will help you block your lost or stolen card and connect you with your bank.
  • Emergency Card Replacement: Once connected with your bank, Visa will work with them to get you an emergency replacement card within one to three days. Conditions apply.
  • Emergency Cash Disbursement: Visa can also work with your bank to help get your emergency cash until your new card arrives.
  • Zero Liability: Cardholders pay nothing if their card is subject to unauthorized use or theft.

Visa Signature Perks and Security Features

  • Extended Warranty Protection: This program provides holders with an extra year of warranty coverage for eligible U.S. manufacturer goods with a warranty of one year or more.
  • Year-end Summary: A detailed summary of your spending to help simplify your budgeting in the new year.
  • Travel and Emergency Assistance Services: 24/7 assistance for Signature cardholders anywhere in the world.
  • Visa Signature Concierge: Customized customer service to help cardholders make reservations, buy tickets, and receive advice.
  • Visa Signature Luxury Hotel Collection: Signature cardholders get exclusive access and guest privileges at over 900 luxury hotels worldwide.

IBERIABANK FAQs

Here are answers to commonly asked questions about IBERIABANK:

  • The routing number is 265270413.
  • IBERIABANK and First Horizon announced a merger on March 31, 2020. While these banks are united, the IBERIABANK name is still in use for the time being.

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