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Citizens Bank Credit Cards

Citizens Bank is among the top 25 largest banks in the United States and operates primarily in the nation’s Northeast. The issuer offers both personal and business credit cards. Browse credit cards below.

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Showing 4 Cards

Date Reviewed: July 05, 2019

Citizens Bank Business Platinum Mastercard®

Citizens Bank Business Platinum Mastercard®
  • Regular Purchase APR 9.74%, 15.74%, 18.74% or 20.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable with the market based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 6 months after account opening
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases for 6 months after account opening
  • Lower interest rates than a personal credit card
  • Zero liability for unauthorized account purchases
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months after account opening
  • Regular Purchase APR: 9.74%, 15.74%, 18.74% or 20.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.99% variable with the market based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or up to 5% of each advance, whichever is greater
  • Penalty APR: 27.24%
  • Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of transactions, whichever is greater.
  • Late Payment Penalty Fee: $39
  • Return Payment Penalty Fee: $20
  • Over Limit Penalty Fee: $39

Date Reviewed: June 21, 2019

Citizens Bank Everyday Points® Business Mastercard®

Citizens Bank Everyday Points® Business Mastercard®
  • Regular Purchase APR 12.74%, 17.74%, 20.74% or 22.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • 2 reward points per $1 spent
  • 3.5% introductory point bonus in the first 90 days
  • 0% introductory APR
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 12.74%, 17.74%, 20.74% or 22.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or up to 5% of the cash advance amount, whichever is greater
  • Penalty APR: 27.24%
  • Foreign Transaction Fee: Either $1.50 or up to 3% of the transaction amount in U.S. dollars, whichever is greater
  • Late Payment Penalty Fee: $39
  • Return Payment Penalty Fee: $20
  • Over Limit Penalty Fee: $39

Date Reviewed: May 10, 2019

Citizens Bank Clear Value® Mastercard®

Citizens Bank Clear Value® Mastercard®
  • Regular Purchase APR 14.99%, 18.99%, or 22.99% variable based on creditworthiness and the LIBOR
  • Balance Transfer APR 14.99%, 18.99%, or 22.99% variable based on creditworthiness and the LIBOR
  • Cash Advance APR 23.74% variable based on the LIBOR
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Introductory 0% APR on balance transfers for 18 months from account opening date
  • No annual fee
  • Travel accident and baggage delay insurance included
  • Digital wallet compatibility for in-store and in-app touchless purchases
Rates & Fees
  • Regular Purchase APR: 14.99%, 18.99%, or 22.99% variable based on creditworthiness and the LIBOR
  • Intro Balance Transfer APR: 0% for the first 18 months from date of account opening
  • Balance Transfer APR: 14.99%, 18.99%, or 22.99% variable based on creditworthiness and the LIBOR
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.74% variable based on the LIBOR
  • Cash Advance Transaction Fee: Either $10 or up to 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99%
  • Foreign Transaction Fee: Either $1.50 or 3% of the U.S. dollar amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $38

Date Reviewed: May 10, 2019

Citizens Bank Cash Back Plus® World Mastercard®

Citizens Bank Cash Back Plus® World Mastercard®
  • Regular Purchase APR 16.99%, 20.99%, or 24.99% variable based on creditworthiness and LIBOR
  • Balance Transfer APR 16.99%, 20.99%, or 24.99% variable based on creditworthiness and the LIBOR
  • Cash Advance APR 23.74% variable based on LIBOR
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • Earn unlimited 1.8% cash back on every purchase
  • No rotating categories on enrollments required to earn cash back
  • Introductory 0% APR on balance transfers for 15 months from account opening date
  • No annual or foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 16.99%, 20.99%, or 24.99% variable based on creditworthiness and LIBOR
  • Intro Balance Transfer APR: 0% for first 15 months from account opening
  • Balance Transfer APR: 16.99%, 20.99%, or 24.99% variable based on creditworthiness and the LIBOR
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.74% variable based on LIBOR
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39

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