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Bethpage Federal Credit Union Credit Cards

Bethpage Federal Credit Union issues credit cards with great rewards, ranging from no-frills offers to cash back and low APR cards. See BestCards’ selection of Bethpage Federal Credit Union cards below.

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Showing 3 Cards

Date Reviewed: August 12, 2019

Bethpage Mastercard® Cash Back Credit Card

Bethpage Mastercard® Cash Back Credit Card
  • Regular Purchase APR 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.15% to 22.15% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair
  • Intro Purchase APR 2.99% to 4.99% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Earn 0.50% cash back on month-end purchase balances between $1.00 and $4,000
  • Earn 1% cash back on net purchases over $4,000
  • No annual fee
  • No balance transfer fee
Rates & Fees
  • Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
  • Regular Purchase APR: 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR: 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.15% to 22.15% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Penalty APR: 22.15%
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: August 12, 2019

Bethpage Mastercard® Low Rate Credit Card

Bethpage Mastercard® Low Rate Credit Card
  • Regular Purchase APR 8.15 to 22.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.15 to 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.15% to 22.15% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 2.99% to 4.99% for 12 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Lowest interest rate of any Bethpage credit card
  • Introductory APR starting at 2.99% for 12 months
  • No balance transfer fees
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
  • Regular Purchase APR: 8.15 to 22.15% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR: 8.15 to 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.15% to 22.15% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Penalty APR: 22.15%
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: July 05, 2019

Bethpage Mastercard® Be You Rewards Credit Card

Bethpage Mastercard® Be You Rewards Credit Card
  • Regular Purchase APR 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.15% to 22.15% variable based on the Prime Rate
  • Annual Fee $95
  • Credit Needed Fair
  • Processing Network Mastercard
Best Benefits
  • Earn 25,000 promotional points when you spend $3,000 within 90 days of opening your account
  • 3X points for every $1 spent in one category of your choice
  • 2X points for every $1 spent on all purchases
  • No foreign transaction fees
  • No balance transfer fees
Rates & Fees
  • Regular Purchase APR: 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.15% to 22.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.15% to 22.15% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 22.15%
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

About Bethpage Federal Credit Union

Bethpage Federal Credit Union is the largest credit union in the State of New York, with its headquarters in Bethpage, Long Island.  Bethpage is not only the largest credit union in New York State but one of the largest credit unions in the United States. As of 2019, Barthpgae FCU is the 16th largest credit union in the nation, with over $9 billion in assets.

The history of Bethpage FCU dates to 1941 and the Grumman Aircraft Engineering Corporation. Grumman Hanger 2 Credit Union was opened for Grumman employees in 1941 in Farmingdale, Long Island, New York. Grumman moved its headquarters to Bethpage in 1994, with the credit union altering its name to the current Bethpage Federal Credit Union.

Bethpage FCU prides itself on its community involvement, sponsoring the local Bethpage Air Show, the Suffolk County Sports Park in Central Islip, and the football stadium of Long Island University.

The credit union offers a full slate of banking and loan products and services for its members, who number approximately 406,000 as of 2020. Bethpage offers some of the best credit union credit cards on the market today, including the Bethpage Mastercard® Be You Rewards Credit Card, the Bethpage Mastercard® Cash Back Credit Card, and several other Bethpage credit cards.

Bethpage FCU Branch Locations

Bethpage FCU currently operates 12 branches in central Long Island. Towns and cities with offices include Levittown, Westbury, Seaford, Farmingdale, Bay Shore, North Babylon, Bethpage, and Melville.

For a complete listing of Bethpage branches, as well as a list of co-operative shared branches and surcharge-free ATMs across the U.S., please visit the credit union’s dedicated locations page.

Who Can Join Bethpage Federal Credit Union?

Membership in Bethpage is open to all residents of the United States.

Bethpage FCU FAQs

Here are answers to frequently asked questions about Bethpage Federal Credit Union:

Who can join Bethpage?

  • Anyone can join Bethpage, as long as they reside in the United States of America.

What is the routing number for Bethpage?

  • Bethpage’s routing number is 221473652.

What is the customer service hotline number for Bethpage?

  • Customer service is reachable at 1-800-628-7070.