Bethpage Federal Credit Union Credit Cards

Bethpage Federal Credit Union issues credit cards with great rewards, ranging from no-frills offers to cash back and low APR cards. See BestCards’ selection of Bethpage Federal Credit Union cards below.

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Bethpage Mastercard® Be You Rewards Credit Card

Bethpage Mastercard® Be You Rewards Credit Card
Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair
Mastercard Processing Network
$95 Annual Fee

Bethpage Mastercard® Be You Rewards Credit Card

  • 16.15% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.15% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 16.15% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Bethpage Mastercard® Be You Rewards Credit Card is Bethpage Financial Credit Union’s only rewards card. Card members earn 2 points for every dollar spent. Additionally, Bethpage allows cardholders to choose one category where they can earn 3 points for every dollar they spend. This personalized approach to rewards, along with no fees on balance transfers and foreign transactions, really allows you to “be you.”

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 25,000 promotional points when you spend $3,000 within 90 days of opening your account
  • 3X points for every $1 spent in one category of your choice
  • 2X points for every $1 spent on all purchases
  • No foreign transaction fees
  • No balance transfer fees
  • Regular Purchase APR: 16.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 16.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 18.00%
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You want double points on all purchases
  • You like to customize their rewards program
  • You want to earn 25,000 points for spending $3,000 in the first 90 days
  • You don’t want to pay balance transfer fees or foreign transaction fees

Bethpage Mastercard® Low Rate Credit Card

Bethpage Mastercard® Low Rate Credit Card
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Bethpage Mastercard® Low Rate Credit Card

  • 13.15% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 13.15% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 13.15% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 2.99% to 4.99% for 12 months from account opening date Intro Purchase APR

At a Glance

The Bethpage Mastercard® Low Rate Credit Card offers an extremely low introductory interest rate for the first 12 months after a cardholder has opened his or her account. The regular APR is also potentially low for cardholders with good credit histories. Additionally, cardholders benefit from zero annual fees, balance transfer fees, and foreign transaction fees. Read more to learn about this card’s attractive features.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Lowest interest rate of any Bethpage credit card
  • Introductory APR starting at 2.99% for 12 months
  • No balance transfer fees
  • No annual fee
  • Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
  • Regular Purchase APR: 13.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR: 13.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 13.15% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Penalty APR: 18.00%
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You want a competitively low introductory APR on purchases and balance transfers
  • You don’t want to pay an annual fee
  • You like not having to pay balance transfer fees or foreign transaction fees

Bethpage Mastercard® Cash Back Credit Card

Bethpage Mastercard® Cash Back Credit Card
Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Fair
Mastercard Processing Network
None Annual Fee

Bethpage Mastercard® Cash Back Credit Card

  • 16.15% to 18% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.15% to 18% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 16.15% to 18% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 2.99% to 4.99% for 12 months from account opening date Intro Purchase APR

At a Glance

The Bethpage Mastercard Cash Back Credit Card is this credit union’s only credit card option that provides cardholders with cash back for each purchase that they make. Cardholders also benefit from no annual fee in addition to no balance transfer fees and no fees on foreign transactions. Keep reading for more information on this card’s features.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 0.50% cash back on month-end purchase balances between $1.00 and $4,000
  • Earn 1% cash back on net purchases over $4,000
  • No annual fee
  • No balance transfer fee
  • Intro Purchase APR: 2.99% to 4.99% for 12 months from account opening date
  • Regular Purchase APR: 16.15% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 2.99% to 4.99% for 12 months from account opening date
  • Balance Transfer APR: 16.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 16.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Penalty APR: 18%
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You want to earn cash back whenever you use your credit card
  • You don’t want to pay an annual fee
  • You don’t want to pay fees for cash advances and foreign transactions

About Bethpage Federal Credit Union

Bethpage Federal Credit Union is the largest credit union in the State of New York, with its headquarters in Bethpage, Long Island.  Bethpage is not only the largest credit union in New York State but one of the largest credit unions in the United States. As of 2019, Bethpage FCU is the 16th largest credit union in the nation, with over $9 billion in assets.

The history of Bethpage FCU dates to 1941 and the Grumman Aircraft Engineering Corporation. Grumman Hanger 2 Credit Union was opened for Grumman employees in 1941 in Farmingdale, Long Island, New York. Grumman moved its headquarters to Bethpage in 1994, with the credit union altering its name to the current Bethpage Federal Credit Union.

Bethpage FCU prides itself on its community involvement, sponsoring the local Bethpage Air Show, the Suffolk County Sports Park in Central Islip, and the football stadium of Long Island University.

The credit union offers a full slate of banking and loan products and services for its members, who number approximately 406,000 as of 2020. Bethpage offers some of the best credit union credit cards on the market today, including the Bethpage Mastercard® Be You Rewards Credit Card, the Bethpage Mastercard® Cash Back Credit Card, and several other Bethpage credit cards.

Bethpage FCU Branch Locations

Bethpage FCU currently operates 12 branches in central Long Island. Towns and cities with offices include Levittown, Westbury, Seaford, Farmingdale, Bay Shore, North Babylon, Bethpage, and Melville.

For a complete listing of Bethpage branches, as well as a list of co-operative shared branches and surcharge-free ATMs across the U.S., please visit the credit union’s dedicated locations page.

Who Can Join Bethpage Federal Credit Union?

Membership in Bethpage is open to all residents of the United States.

Bethpage FCU FAQs

Here are answers to frequently asked questions about Bethpage Federal Credit Union:

  • Anyone can join Bethpage, as long as they reside in the United States of America.
  • Bethpage’s routing number is 221473652.
  • Customer service is reachable at 1-800-628-7070.

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Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.