NEFCU VISA® Explorer Rewards Card

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Last updated on May 7th, 2021

NEFCU VISA® Explorer Rewards Card

Earn Points for Everyday Purchases

NEFCU VISA® Explorer Rewards Card
  • Regular Purchase APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 1 point for every dollar spent
  • No annual fee
  • No hidden fees
Rates & Fees
  • Regular Purchase APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. Dollars
  • Late Payment Penalty Fee: Up to $20
Credit Card Deals
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  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
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At a Glance

The NEFCU VISA® Explorer Rewards Card is a no-nonsense rewards credit card from New England Federal Credit Union (NEFCU). The card earns 1 point for every dollar spent on purchases with the card – worth 1% cashback. There are no minimums when it comes to redeeming your rewards, nor is there any cap on the number of points you can earn. Beyond the rewards, the NEFCU VISA® Explorer Rewards Card benefits from highly competitive APR, no annual fees, no hidden fees, and the benefits and perks that come with a Visa credit card.

Ideal for Those Who:

  • Already bank with New England Federal Credit Union
  • Want to earn basic rewards for everyday purchases
  • Don’t want to pay annual fees
  • Don’t want to pay any hidden fees
  • Don’t want to pay any hidden fees

NEFCU VISA® Explorer Rewards Card Review

The NEFCU VISA® Explorer Rewards Card is a straightforward and no hassle rewards credit card from New England Federal Credit Union. Like the rewards-free NEFCU VISA® Explorer, the Explorer Rewards Card offers no hidden fees, no annual fees, and a host of Visa cardholder benefits and perks.

The NEFCU VISA® Explorer Rewards Card is designed especially for those who like to regularly use their credit card and prefer to pay their balance in full each month. Cardholders can expect to earn one bonus point for every dollar they spend on purchases with the card – points which are equivalent to 1% cashback. Points earned through the card are redeemable at any point, with no minimums; 1,000 points, for instance, is good for $10.

Should You Apply for the NEFCU VISA® Explorer Rewards Card?

While the NEFCU VISA® Explorer Rewards Card offers a simple rewards plan, the card is far more than just a straightforward cashback credit card. Cardholders can also expect a highly competitive typical APR for purchases, balance transfers, and cash advances, which, while higher than the interest rate with the basic Explorer Card, is extremely competitive with other similar credit card products from larger lenders. Those with excellent credit can expect a typical APR of around 13.5%, though the exact rate may vary depending upon creditworthiness and the Prime Rate.

What makes a credit union credit card such an enticing option compared to a card from a bigger lender, such as Chase or Bank of America, is the lack of hidden fees. The NEFCU VISA® Explorer Rewards Card benefits from no fees for balance transfers, cash advances, or annual fees – something common with other cards.

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