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NEFCU VISA® Explorer Card

NEFCU VISA® Explorer Card

Enjoy Global Visa Acceptance

NEFCU VISA® Explorer Card
  • Regular Purchase APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Global acceptance
  • Comprehensive fraud protection
Rates & Fees
  • Regular Purchase APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Every 4th Night Free + Premium Benefits in Brooklyn - Offer Expires on February 28, 2021 - See Details
  • Every 4th Night Free + Premium Benefits in New York - Offer Expires on February 28, 2021 - See Details
  • Every 4th Night Free + Premium Benefits in West Hollywood - Offer Expires on February 28, 2021 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

At a Glance

The NEFCU VISA® Explorer Card is a reliable balance transfer credit card from New England Federal Credit Union. The card features an extremely competitive APR on purchases, balance transfers, and cash advances, as well as no balance transfer or cash advance fees, or any annual fees.

Ideal for Those Who:

  • Already bank with New England Federal Credit Union
  • Want to finance larger purchases
  • Like to carry a balance
  • Don’t want to pay annual fees
  • Don’t want to pay any hidden fees

NEFCU VISA® Explorer Card Review

The NEFCU VISA® Explorer Card is an excellent option for those looking for a straightforward balance transfer and low APR credit card. The card, an offering from Vermont-based New England Federal Credit Union (NEFCU), offers a highly competitive typical APR that is sure to rival some of the best offers out there from the more prominent high street lenders.

The NEFCU VISA® Explorer Card features a typical interest rate of balance transfers, purchases, and cash advances of around 9.5% for those with exceptional credit (although the actual rates may vary based on both creditworthiness and the current Prime Rate). This excellent APR makes the NEFCU VISA® Explorer Card great for financing large purchases, or for conducting balance transfers.

Should You Apply for the NEFCU VISA® Explorer Card?

While the NEFCU VISA® Explorer Card may not have the rewards that are available with the NEFCU VISA® Explorer Rewards Card, the lack of an annual fee and the low rates mean it has a versatility the rewards card lacks. The NEFCU VISA® Explorer Rewards Card is excellent for paying down existing credit card balances and debts, as well for financing large or unexpected purchases over an extended period.

The NEFCU VISA® Explorer Card comes with the standard protections you’d expect from a Visa product. Cardmembers can count on Visa’s emergency cash and card replacement services, widespread fraud unauthorized purchase protection, and insurance from accidents while traveling or when using a rental car.

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