NEFCU VISA® Explorer Card

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Last updated on May 7th, 2021

NEFCU VISA® Explorer Card

Enjoy Global Visa Acceptance

NEFCU VISA® Explorer Card
  • Regular Purchase APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Global acceptance
  • Comprehensive fraud protection
Rates & Fees
  • Regular Purchase APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.15% to 18% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
Credit Card Deals
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  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
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At a Glance

The NEFCU VISA® Explorer Card is a reliable balance transfer credit card from New England Federal Credit Union. The card features an extremely competitive APR on purchases, balance transfers, and cash advances, as well as no balance transfer or cash advance fees, or any annual fees.

Ideal for Those Who:

  • Already bank with New England Federal Credit Union
  • Want to finance larger purchases
  • Like to carry a balance
  • Don’t want to pay annual fees
  • Don’t want to pay any hidden fees

NEFCU VISA® Explorer Card Review

The NEFCU VISA® Explorer Card is an excellent option for those looking for a straightforward balance transfer and low APR credit card. The card, an offering from Vermont-based New England Federal Credit Union (NEFCU), offers a highly competitive typical APR that is sure to rival some of the best offers out there from the more prominent high street lenders.

The NEFCU VISA® Explorer Card features a typical interest rate of balance transfers, purchases, and cash advances of around 9.5% for those with exceptional credit (although the actual rates may vary based on both creditworthiness and the current Prime Rate). This excellent APR makes the NEFCU VISA® Explorer Card great for financing large purchases, or for conducting balance transfers.

Should You Apply for the NEFCU VISA® Explorer Card?

While the NEFCU VISA® Explorer Card may not have the rewards that are available with the NEFCU VISA® Explorer Rewards Card, the lack of an annual fee and the low rates mean it has a versatility the rewards card lacks. The NEFCU VISA® Explorer Rewards Card is excellent for paying down existing credit card balances and debts, as well for financing large or unexpected purchases over an extended period.

The NEFCU VISA® Explorer Card comes with the standard protections you’d expect from a Visa product. Cardmembers can count on Visa’s emergency cash and card replacement services, widespread fraud unauthorized purchase protection, and insurance from accidents while traveling or when using a rental car.

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