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Miami Marlins Credit Card

Cory Santos

| Last updated on October 18th, 2023

Miami Marlins Credit Card

Miami Marlins Credit Card
Mastercard Processing Network
None Annual Fee

Miami Marlins Credit Card

  • 19.74% to 29.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR

At a Glance

The Miami Marlins Credit Card is a Mastercard from fintech Cardless that lets Marlins fans everywhere show their 305 pride with every purchase.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 5% cash back at retail and concessions at loanDepot park
  • Earn 5X points on Marlins tickets
  • 3X points on dining, food delivery, gas, and drugstores
  • Regular Purchase APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Penalty APR: Up to 29.99%
  • You frequently visit loanDepot (formerly Marlins) Park
  • You want additional savings on dining, food delivery, gas station, and drugstore purchases
  • You don’t want to pay an annual fee

Miami Marlins Credit Card Review

The Miami Marlins Credit Card is a fintech credit card from Cardless and the Miami Marlins of Major League Baseball (MLB). The card earns rewards towards unique experiences, merchandise, and exclusive offers from the Marlins through Home Run Rewards – with no annual fee or hidden fees.

50,000-Point Sign-up Bonus

Cardless doesn’t offer introductory APR periods, instead featuring the rewards its cards earn. The Manchester United Card and Cleveland Cavaliers Cards, for example, provide the opportunity to earn team merch after meeting minimum spending requirements within the first three months of opening an account.

The Miami Marlins Credit Card does things a bit differently. New accounts receive 5,000 Home Run Rewards points after making $500 in purchases within the first three months of opening their account. Cardless reward points have an approximate value of one cent per point, making this offer a $50 sign-up bonus – on par with the fintech’s other sports credit cards.

How to Earn Rewards

As mentioned, the card earns Home Run Rewards points, with rewards applying towards Marlins gear, experiences, and more. Cardholders earn 5X points on Marlins ticket purchases and 5% cash back on retail and concession purchases at loanDepot Park (formerly Marlins Park, the Miami Marlins home).

The card also earns 3X points on dining (including food delivery and takeout), drugstore, and grocery store purchases. All other purchases earn 1X points with no limit on the total number of points earnable.  

How to Redeem Reward Points

Rewards points with the Marlins Credit Card apply towards special experiences, items, gift cards, or statement credits. Using points towards statement credits provides a point value of one cent per point – and applies towards credits reducing the card’s statement balance.

Gift cards, on the other hand, provide more value for money. For example, using Home Run Rewards points for a Marlins gift card allows cardholders to receive extra value. Points for gift cards are worth $0.0125 per point (1.25 cents/pt.), with gift cards applying towards Marlins gear online and in-store.

No Hidden Fees

One of the excellent features of credit cards from Cardless is that there are no hidden fees. For example, the Marlins Credit Card features no late payment fees, no foreign transaction fees, no return payment fee, and no over-the-limit fees. And, since Cardless products don’t allow balance transfers or cash advances, there are no fees there either.

A Digital Card Experience

As with other offerings from Cardless, the Miami Marlins Mastercard is – at their heart – card-less. The card features an intuitive app (iOS only now, but Android will follow in the future) that synchs the card accountholder’s bank information for seamless payments and no-fuss account management.

Other Card Features

The card also provides the typical Mastercard features, including:

  • ID Theft Protection
  • Zero Fraud Liability
  • Mastercard Global Service and Assistance

Should You Apply for the Miami Marlins Credit Card from Cardless?

The Miami Marlins Mastercard is an interesting rewards card for Miami fans in that it offers impressive rewards and no annual fees. Unlike other Cardless products, the card doesn’t offer free merchandise after meeting minimum spending requirements but offers greater versatility through a slew of redemption options.

The card earns up to 5X points on purchases, with gameday purchases at Marlins Park the biggest earner. Even better, the ballpark purchases earn cash back – meaning cardholders don’t need to worry about redeeming points, just using their cash back to offset card statements.

Overall, the Miami Marlins Mastercard credit card from Cardless is a nice rewards card that provides South Florida Marlins fans (or any Marlins fan across the U.S.) the chance to earn valuable rewards without the need for any hidden fees.

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