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Last updated on May 10th, 2022
Liverpool FC Credit Card
Liverpool FC Credit Card
Earn 30,000 Points
- Regular Purchase APR 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
- Annual Fee None
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Processing Network Mastercard
- No annual fee
- No foreign transaction fees
- Receive a complimentary LFC International Membership
- 10% off LFC merchandise
- LFCTV Go subscription free for the first year
- 5X points at the Official Liverpool FC Store and on Liverpool tickets
- 5X points on rideshare and select streaming services
- 3X points at bars & restaurants and select food delivery services
- 1X points on all other pourchases
- Regular Purchase APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
- Penalty APR: 29.99%
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At a Glance
The Liverpool FC Credit Card is a Mastercard from fintech Cardless that provides Reds fans their shot at savings on merchandise, stadium tours, and more – all for no annual fee.
Ideal for Those Who:
- Never miss a Saturday morning matchday
- Like to order food or drinks while watching the game
- Want free Liverpool FC International membership
- Don’t want to pay an annual fee
Liverpool FC Credit Card Review
The Liverpool FC Mastercard is a fintech credit card from Cardless. Liverpool FC is one of the EPL’s most popular (and storied) clubs. The card earns rewards towards unique experiences, merchandise, and exclusive offers from the Red side of Liverpool – without any hidden or annual fees.
30,000-Point Sign-up Bonus
The Liverpool FC Mastercard credit card from Cardless provides the same sign-up bonus as the fintech’s credit card for another EPL side – the Manchester United Credit Card. Both cards offer 30,000 bonus points after spending $2,000 in three months of account opening.
That bonus is worth around $300 and is also the same value as a Liverpool FC kit, making the introductory offer pretty much the same as other Cardless offers – including its rival, the Manchester United Mastercard.
Complimentary LFC International Membership
LFC International membership is regularly an £18.99 (roughly $25) fee, providing quality value for no annual fee. New account holders also receive a complimentary membership in LFC International. Cardholders enjoy free access to LFC International if their account remains open.
Liverpool FC (LFC) International Membership offers the following additional perks:
- A complimentary first year of LFCTV GO, plus 50% savings on LFCTV GO subscriptions after the first year
- Digital matchday programs
- Discounts on Anfield stadium tours, plus discounts on food from the Boot Room Sports Café
- 10% off LFC merchandise at LFC official stores and online (up to a total of £75/season)
- Access to LFC International members-only area
- A complimentary welcome membership pack upon joining. The pack includes an LFC pin, pin badge, and key ring.
How to Earn Rewards
The Liverpool FC Mastercard is like other Cardless credit card products in that it offers its greatest rewards with the associated team. The card earns 5X points per $1 spent at the Official Liverpool FC Store and on Liverpool tickets. This 5X category applies to all Liverpool purchases made at Anfield stadium or the official LFC online store.
The card also earns 5X points on rideshare and select streaming services. Cardless lists the following streaming services as eligible for the 5X points promotion: Netflix, Hulu, Disney+, Discovery+, YouTube Music, HBO Max, HBO Now, Paramount+, Peacock, Spotify, Pandora, and Tidal.
Cardholders earn 3X points per dollar spent on select delivery services and dining. Food delivery services include the usual suspects, like DoorDash, UberEats, GrubHub, Postmates, plus a potential grocery delivery option in Instacart. All other purchases with the Liverpool FC Mastercard earn 1X points.
How to Redeem Reward Points
Rewards points with the Liverpool FC Credit Card apply towards memorable experiences, items, gift cards, or statement credits. Using points towards statement credits provides a point value of one cent per point – and applies towards credits reducing the card’s statement balance.
Gift cards, on the other hand, provide more value for money. Using Liverpool FC Mastercard points for a Fanatics gift card allows cardholders to receive extra value. Points for gift cards are worth 1.25 cents per point.
However, the major selling point with the card is the chance at unique Liverpool experiences, including meet-and-greets with the side. All experiences are subject to availability and attendee consent; items are limited.
No Hidden Fees
The LFC Credit Card features no foreign transaction fees, late payment fees, return payments, and over-the-limit fees. And, since Cardless products don’t allow balance transfers or cash advances, there are no fees there either.
Other Card Features
Because the Liverpool FC Credit Card is a Mastercard, cardholders can anticipate the usual protections from the world’s second-largest payment network. These features include:
|Zero Liability Protection||Mastercard Global Services||ID Theft Protection|
Should You Apply for the Liverpool FC Credit Card from Cardless?
The Liverpool FC Credit Card is an interesting offering considering Cardless’s other English Premier League partner: Manchester United. Offering credit cards from two of the biggest rivals – not just in England or soccer but also in global sports – is unique, but Cardless tends to play by its own rules.
The Liverpool Mastercard itself is a quality product, offering everything a Liverpool fan would want – and nothing else. The card provides savings with Liverpool – both tickets and merchandise – as well as bonus points on streaming and food delivery services. These combinations make the card ideal for the U.S. Reds fan that gets up early every Saturday to ensure their beloved Reds “Never Walk Alone.”
The addition of a free LFC International membership, plus one free year of LFCTV GO, offers even more value. These perks let Liverpool fans follow their team every day, not just on matchdays. Ultimately, the Liverpool FC Mastercard from Cardless is an excellent team and retail credit card for U.S. soccer fans that want to celebrate everything Mersey, but without the misery.