Sam’s Club Plus Offers Bigger Rewards with Credit Card

Advertiser Disclosure Editorial Disclosure

The Sam’s Club® Mastercard® offers cash back rewards on purchases anywhere Mastercard is accepted – currently in over 212 countries worldwide. Now the Sam’s Club® Mastercard® is making it even more rewarding to shop with the wholesale club. New, additional cash back rewards on select categories are available thanks to the Sam’s Club Plus program.

Sam’s Club Mastercard Offering Up to 5% Back for Plus Members

Sam’s Club is upping the value of its Sam’s Club® Mastercard®. The product, which features no annual fee, already earns 5% cash back rewards on the first $6,000 of gas purchases per year, 3% back on dining, and 1% on all other eligible purchases.

However, now the card offers up to 5% cash back on Sam’s Club’s purchases for Sam’s Club Plus members. That cash back potential is 2% higher than the earning rate of regular Sam’s Club® Mastercard® holders, who earn 3% back.

Sam’s Club Plus

Sam’s Club Plus is the premium tier of Sam’s Club membership. The Plus program costs $100 but offers a host of premium perks for members, including:

  • Free shipping on purchases at
  • Early shopping hours for Plus members (check your local Club for store hours)
  • Special pickup hours for members (7 am Monday-Saturday and 10 am Sunday)
  • Free select generic prescriptions, plus 600+ others for $10 or less
  • 20% off glasses on a complete pair, plus free shipping
  • 15% off Pandora subscriptions

Should You Consider The Membership?

The $100 fee for Plus might be off-putting for some Sam’s Club members. After all, a regular Sam’s Club membership is $45 per year. The ability to earn 5% back on Sam’s Club purchases, however, is enticing.

The Plus membership tier is most appealing to those who already have the Sam’s Club® Mastercard® and regularly use it to make purchases at the wholesale club. That additional $55 per year fee is easily offset by the 2% extra cash back the tier offers cardholders.

Even those new to Sam’s Club will find value in the Sam’s Club Plus and Sam’s Club® Mastercard® combination. Those who buy in bulk, and those who spend heavily on gas and dining, will find the savings challenging to beat with other credit cards on the market.

Related Article: Dillons Offering 55¢ Off Per Gallon of Fuel for Mastercard Applicants

Featured photo by MichaelGaida / Burst

About: Cory
Cory Santos

Cory is's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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