State Farm Bank Credit Cards

State Farm Bank is a leading credit card issuer that offers a variety of credit cards aimed towards students, businesses, and everyday spenders. State Farm Banks’  products are rich on rewards and ideal for those who want a straightforward, no-fuss rewards card. Browse credit cards below.

Advertiser Disclosure
loading-animation

Showing 4 Cards

Sort By Column Name:

State Farm® Rewards Visa®

State Farm® Rewards Visa®
Currently Unavailable Terms & Conditions
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

State Farm® Rewards Visa®

Read Full Review
  • 15.74% to 25.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.74% to 25.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 25.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 3 points for every $1 spent on insurance premium payments
  • Earn 1 point for every $1 spent on all other eligible purchases
  • 0% introductory rate for 12 months on purchases and balance transfers
  • No annual fee
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
  • N/A
Read Full Review

State Farm® Good Neighbor Visa®

State Farm® Good Neighbor Visa®
Currently Unavailable Terms & Conditions
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

State Farm® Good Neighbor Visa®

Read Full Review
  • 14.74% to 24.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 14.74% to 24.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 25.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • 0% introductory APR for the first 12 months after opening account
  • Low APR
  • $250,000 Travel Accident Insurance
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 14.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 14.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
  • N/A
Read Full Review

State Farm® Student Visa®

State Farm® Student Visa®
Currently Unavailable Terms & Conditions
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

State Farm® Student Visa®

Read Full Review
  • 16.74% to 24.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 16.74% to 24.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 25.99% variable based on the Prime Rate Cash Advance APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • Earn 3 points for every $1 spent on insurance premium payments
  • Earn 1 point for every $2 spent on eligible purchases
  • Earn rewards while building credit
  • Regular Purchase APR: 16.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 16.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up $38
  • Return Payment Penalty Fee: Up to $38
  • N/A
Read Full Review

State Farm Bank® Business Visa®

State Farm Bank® Business Visa®
Currently Unavailable Terms & Conditions
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

State Farm Bank® Business Visa®

Read Full Review
  • 14.74% to 21.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 14.74% to 21.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 25.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 3 points for every $1 spent on insurance premium payments
  • Earn 2 points for every $1 spent on eligible travel and office supply purchases.
  • Earn 1 point for every $1 spent on all other eligible purchases
  • No annual fee
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 14.74% to 21.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 14.74% to 21.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Penalty APR: 25.99
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $39
  • N/A
Read Full Review

About State Farm Bank

State Farm Bank is the banking arm of the State Farm group of insurance companies. State farm itself is a collection of insurance agents, as only State Farm agents can sell the band’s insurance policies. These exclusive agents and agencies are known as “captive agents.”

State Farm is the largest seller and provider of automotive and property and casualty insurance in the United States, with over $272 billion in total assets, and $100 billion in total equity as of 2018.

State Farm Bank is just one of many subsidiaries of State Farm, serving as the mutual company’s financial arm. State Farm Bank offers a wide selection of services and products, including credit cards, home loans, home refinancing and HELOC loans, checking and savings accounts, money markets, and more.

State Farm Credit Cards

State Farm Bank currently issues four credit cards for consumer sand small businesses. The bank’s credit cards are all Visa products, meaning holders enjoy Visa Platinum protections and benefits, including:

  • Roadside Dispatch: Visa Roadside Dispatch is a pay-per-use towing and roadside assistance program. This program gives travelers peace of mind should they break down, anywhere, 24/7.
  • Auto Rental Collision Damage Waiver:Receive coverage when you use your Visa to pay for the entire cost of car rental. This protection covers damage due to collision or theft.
  • Cardholder Inquiry Service: 24/7 access to Visa customer service representatives who can provide detailed information for members in all major languages.
  • Lost or Stolen Card Reporting: Visa will help you block your lost or stolen card and connect you with your bank.
  • Emergency Card Replacement: Once connected with your bank, Visa will work with them to get you an emergency replacement card within one to three days. Conditions apply.
  • Emergency Cash Disbursement: Visa can also work with your bank to help get your emergency cash until your new card arrives.
  • Zero Liability: Cardholders pay nothing if their card is subject to unauthorized use or theft.

State Farm rewards cards also allow State Farm policy holders to save on their insurance premiums. Users can apply their rewards points towards statement credits to offset their monthly insurance payment premiums.

U.S. Bank Acquires the State Farm Portfolio

U.S. Bank oversees the credit card and deposit arms of the State Farm Bank. While credit cards still bear the State Farm name – and can be sold through State Farm agents, the U.S. banking giant, U.S. Bank administers these credit cards themselves.

Fortunately, the acquisition ahs no impact on the day-to-day functionality of State Farm Bank credit cards or deposits. It simply allows U.S. Bank to expand its national reach, while allowing State Farm Banking customers enjoy greater customer service support and service.

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.