Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.
Editorial Disclosure – The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.
Last updated on January 14th, 2021
State Farm® Rewards Visa® at a Glance
The State Farm® Rewards Visa® from State Farm Bank is a robust rewards credit card designed especially for those who want to earn rewards when paying their insurance premiums each month. Cardholders earn triple points (3 points for every dollar spent) with insurance premium payments and 1 point for every other dollar spent on purchases with the card. Account-holders also benefit from an exciting introductory APR offer of 0% APR on both purchases and balance transfers for the first 12 months after opening the account – and a very competitive APR after that for those with exceptional credit. The State Farm® Rewards Visa® card also features no annual fee.
Ideal for Those Who:
- Want to earn points when paying your State Farm insurance premiums
- Don’t want to pay an annual fee
- Want a 0% intro APR on both balance transfers and purchases for 12 months
State Farm® Rewards Visa® Review
The State Farm® Rewards Visa® is a rewards credit card from State Farm that offers some pretty appealing perks. The card has an introductory 0% APR on both purchases and balances transfers for the first 12 months of membership, and a very competitive APR after that for those with excellent credit. Once the initial introductory period is over, account holders with excellent can expect a competitive APR that’s comparable with similar rewards cards.
With the State Farm® Rewards Visa® card, cardholders earn 3 points for every dollar they spend on insurance premium payments and 1 point for every dollar they spend with their card. Triple points earning on insurance premiums makes this card an excellent option for those who not only bank with State Farm® but also get their insurance policies through the company.
Points in the State Farm® Rewards Program are redeemable with money off from State Farm® purchases, gift cards from a variety of popular retailers, airlines, hotels, magazines, and more, or as a transferrable gift to friends and family with a State Farm® Rewards Program account.
The State Farm® Rewards Visa® card features no annual fee, which, when combined with the exceptional introductory APR offer, makes this card a great choice for those who are looking for a straightforward and no-nonsense way to earn rewards not only for everyday purchases, but also when paying routine monthly bills, such as insurance premiums. While there may be more exciting rewards credit card offers out there, for those that don’t feel like wrapping their heads around complex programs with confusing rewards redemption policies, the State Farm® Rewards Visa® card is a solid choice.