Advertiser Disclosure

State Farm® Rewards Visa®

BestCards Team

| Last updated on November 14th, 2023

State Farm® Rewards Visa®

State Farm® Rewards Visa®
No Credit Required
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: No Credit Required
Visa Processing Network
None Annual Fee

State Farm® Rewards Visa®

  • 15.74% to 25.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 15.74% to 25.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 25.99% variable based on the Prime Rate Cash Advance APR
  • 0% for 12 months from account opening date Intro Purchase APR
  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 3 points for every $1 spent on insurance premium payments
  • Earn 1 point for every $1 spent on all other eligible purchases
  • 0% introductory rate for 12 months on purchases and balance transfers
  • No annual fee
  • Intro Purchase APR: 0% for 12 months from account opening date
  • Regular Purchase APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38
  • N/A

State Farm® Rewards Visa® at a Glance

The State Farm® Rewards Visa® from State Farm Bank is a robust rewards credit card designed especially for those who want to earn rewards when paying their insurance premiums each month. Cardholders earn triple points (3 points for every dollar spent) with insurance premium payments and 1 point for every other dollar spent on purchases with the card. Account-holders also benefit from an exciting introductory APR offer of 0% APR on both purchases and balance transfers for the first 12 months after opening the account – and a very competitive APR after that for those with exceptional credit. The State Farm® Rewards Visa® card also features no annual fee.

Ideal for Those Who:

  • Want to earn points when paying your State Farm insurance premiums
  • Don’t want to pay an annual fee
  • Want a 0% intro APR on both balance transfers and purchases for 12 months

State Farm® Rewards Visa® Review

The State Farm® Rewards Visa® is a rewards credit card from State Farm that offers some pretty appealing perks. The card has an introductory 0% APR on both purchases and balances transfers for the first 12 months of membership, and a very competitive APR after that for those with excellent credit. Once the initial introductory period is over, account holders with excellent can expect a competitive APR that’s comparable with similar rewards cards.

With the State Farm® Rewards Visa® card, cardholders earn 3 points for every dollar they spend on insurance premium payments and 1 point for every dollar they spend with their card. Triple points earning on insurance premiums makes this card an excellent option for those who not only bank with State Farm® but also get their insurance policies through the company.

Points in the State Farm® Rewards Program are redeemable with money off from State Farm® purchases, gift cards from a variety of popular retailers, airlines, hotels, magazines, and more, or as a transferrable gift to friends and family with a State Farm® Rewards Program account.

The State Farm® Rewards Visa® card features no annual fee, which, when combined with the exceptional introductory APR offer, makes this card a great choice for those who are looking for a straightforward and no-nonsense way to earn rewards not only for everyday purchases, but also when paying routine monthly bills, such as insurance premiums. While there may be more exciting rewards credit card offers out there, for those that don’t feel like wrapping their heads around complex programs with confusing rewards redemption policies, the State Farm® Rewards Visa® card is a solid choice.

Browse Other State Farm Credit Card Offers:

Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.