The Ultimate Disney Rewards Guide

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Last updated on April 2nd, 2024

Disney is reopening the doors to its magical kingdoms after months of closures due to the coronavirus pandemic. While it is important to note that some Disney attractions remain closed (check with Walt Disney World Resorts or Disneyland ahead of time), travel to the Happiest Place On Earth is now beginning once again. It’s the perfect time to read up on the company’s Disney Rewards program. Here’s our helpful guide to the Disney Rewards program, including its companion Chase credit cards.

What Are Disney Rewards?

For nearly a century, The Walt Disney Company has been stimulating our imaginations using the magic of storytelling and animation. As time passes, Disney’s signature characters continue to hold a special place in our hearts.

A playground for children and adults alike, Disney’s vacation destinations will tickle your fancy as you meet memorable characters and pose for photos, explore Disney-themed rides and hands-on activities, and enjoy movie-themed action parks, food, and vacation resorts. Dining, attractions, entertainment, and shopping – Disney has it all – and you can use Disney Rewards to help make a dream vacation a reality.

The Disney Rewards program is a no-frills loyalty rewards program targeted primarily for those who love the House of Mouse. Unlike other hotel rewards programs, there are no membership tiers here; members can create a free account to manage their rewards, check their Rewards Dollars balance, request a Redemption Card, transfer rewards to a Redemption Card, and more.

How Do You Earn Disney Rewards?

Disney Rewards Dollars are earned by making purchases using Disney’s two co-branded Visa® cards, issued by Chase Bank:

  • Disney® Premier Visa® Card: Premier cardmembers can earn 2% in Rewards Dollars for every $1 spent on all card purchases at gas stations, grocery stores, restaurants, and most Disney locations. This adds up to two Rewards Dollars for every $100 you spend, and an additional 1% on all other card purchases, so you can use everyday spending to fund your next vacation.
  • Disney® Visa® Card: Cardholders will earn 1% in Disney Rewards Dollars for all everyday purchases made with their Disney Visa card. This adds up to 1 Disney Rewards Dollar for every $100 spent on everyday expenses.

Note: You cannot earn Rewards Dollars without one of these credit card offers. Please read the Disney Rewards Dollars terms and conditions for full details, or visit for answers to more questions about redeeming Disney Rewards points.

How to Redeem Rewards Dollars

Each time you make a transaction with your card, you’ll earn Rewards Dollars, which hold the same value as $1 when they’re redeemed directly with Disney-branded properties. Use Rewards Dollars to purchase things like:

  • Disney experiences and offerings including theme park tickets at Walt Disney World® and Disneyland®
  • Costumes, toys, and games from the Disney Store
  • Hotel stays at Disney Resorts
  • Dining, shopping, and entertainment options at Disney theme parks, Disney Springs®, Downtown Disney® District, Disney Cruise Line, and more
  • Disney Cruise Line vacation packages
  • Movie tickets to see the latest Disney and Star Wars movies at AMC Theatres
  • Airline travel (this benefit is only available to Disney Premier Visa cardholders. Use the card to purchase airfare and pay yourself back by redeeming your Rewards Dollars on your monthly statement)

To redeem Rewards Dollars, cardholders must create an account with the program and request a Disney Rewards Redemption Card. Use the Redemption Card in combination with cash and accepted credit or debit cards and reload at any time.

Additionally, you can use the card with other eligible offers. You can order or reload a Redemption card online, over the phone, and at theme park locations; You must transfer Rewards Dollars from the cardholder account to the Redemption Card before redeeming.

Should You Consider a Disney Credit Card?

or those who either love Disney or want to save money for a family vacation for their kids (who love Disney), consider applying for the Disney credit cards from Chase. Because of the high cost that trips to Disneyworld and Disneyland can become for families, these Disney Visa credit cards allow parents to save for their future vacations through everyday purchases. These cards are also ideal for Disney Annual Passholders, who can take advantage of in-park discounts. 

Related Article: The ULTIMATE Guide to Hotel Rewards Programs and Hotel Credit Cards

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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