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American Express Credit Cards

American Express is respected worldwide as an elite financial institution. It is one of the world’s largest credit card issuers and arguably the most well-known remaining provider of charge cards. Amex’s products are rich on rewards and target customers with strong credit histories. Browse credit cards issued by American Express below.


August 14, 2019

Navy
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  11.90% to 18.00% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  11.90% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  2% above the variable APR; 13.9% to 20% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good , Fair


Best Benefits
  • • Earn 30,000 Bonus Points when you spend $3,000 in the first 90 days
  • • 1.99% intro APR on balance transfers for the first 6 months
  • • No annual fee
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 11.90% to 18.00% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 1.99% introductory APR for 6 months
     Balance Transfer APR: 11.90% to 18.00% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 2% above the variable APR; 13.9% to 20% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: None
     Penalty APR: 18%
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $20
     Return Payment Penalty Fee: Up to $20
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good , Fair

August 13, 2019

PenFed
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  12.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.99% to 17.99%, based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.99% to 17.99%
  • Credit Needed  Good , Fair


Best Benefits
  • • Up to 4x points on all travel purchases (3x points if you're not a member of PenFed Honors Advantage)
  • • $100 annual air travel credit
  • • $100 Global Entry fee credit, or $85 TSA Precheck fee credit when you use your card to pay
  • • 1.5x points on all other, non-travel purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.99% to 17.99%, based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% promotional balance transfer rate for 12 months on transfers made between now and September 30, 2019.
     Balance Transfer APR: 12.99% to 17.99%, based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% per transaction
     Cash Advance APR: 12.99% to 17.99%
     Cash Advance Transaction Fee: 5% or $5 minimum per cash advance
     Penalty APR: 17.99% if your minimum is not received within 60 days
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $25
     Return Payment Penalty Fee: Up to $25
     Over Limit Penalty Fee: None
     Minimum Deposit Required: None
     Credit Needed: Good , Fair

July 31, 2019

Blue
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Regular Purchase APR  15.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year
  • • Cash back is automatically applied to statement balance
  • • Make purchases beyond the credit limit
  • • 0% Intro APR on purchases and balance transfers for 12 months
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 15.24% to 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: N/A
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 17, 2019

American
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Processing Network
American Express
Terms & Conditions, Terms Apply


Best Benefits
  • • Get your money up to 2 days faster with early direct deposit
  • • Free withdrawals at over 24,000 MoneyPass ATM locations nationwide
  • • Transfer cash or pay bills online without a hassle
  • • Access and manage your account on the go via your phone
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: N/A
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 2.7% on each transaction after conversion to U.S. dollars
     Late Payment Penalty Fee: N/A
     Return Payment Penalty Fee: N/A
     Over Limit Penalty Fee: N/A
     Minimum Deposit Required: N/A
     Credit Needed: No Credit Required

April 16, 2019

Business
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  20.24% variable, based on the Prime Rate, for Pay Over Time
  • Credit Needed  Excellent


Best Benefits
  • • Earn 5,000 Membership Rewards points after your first purchase within the first year from account opening
  • • No additional fees for issuing employee cards
  • • Earn 2X points for every dollar spent on eligible purchases at amextravel.com
  • • Track and manage employee spending with no additional fee for employee cards
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 20.24% variable, based on the Prime Rate, for Pay Over Time
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: 29.99% variable, based on the Prime Rate, for Pay Over Time
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

April 11, 2019

Amazon
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Choose between 5% cash back or 90 days to pay your balance off interest-free
  • • Earn 2% cash back on purchases at U.S. restaurants, gas stations, wireless telephone service providers. Earn 1% back on all other eligible purchases
  • • Get a $125 Amazon.com gift card once you're approved for an Amazon Business Prime American Express Card account
  • • No annual fee and no foreign transaction fees
  • • Available expense management tools to help you run your business more efficiently
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: EIther $5 of 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 10, 2019

Amazon
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Choose between getting 3% cash back or 60 interest-free days on U.S. purchases at Amazon Business, AWS, Amazon.com, and Whole Foods Market
  • • Earn 2% back on purchases at U.S. restaurants, gas stations, and on wireless telephone services - and earn 1% back on other purchases
  • • Get a $100 Amazon.com gift card upon getting approved for an account
  • • No annual fee and no foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 10, 2019

Marriott
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $125
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 6X Marriott Bonvoy Points per $1 at participating Marriott Bonvoy hotels
  • • Earn 4X points per $1 at U.S. restaurants, gas stations, wireless telephone services, and on shipping purchases
  • • Earn 2X points on all other eligible purchases
  • • Earn complimentary Marriott Bonvoy Silver Elite Status as well as complimentary in-room Internet and Wi-Fi when staying at Marriott Bonvoy properties
  • • Receive 1 Free Night Award each year after your cardmember anniversary
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $125
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

April 10, 2019

Marriott
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate on transfers requested within 60 days of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 6X Marriott Bonvoy points on direct purchases at participating Marriott Bonvoy hotels
  • • Earn 3X points on purchases at U.S. restaurants and flights booked directly with airlines. Earn 2X points on all other eligible purchases
  • • Get up to a $300 statement credit each membership year for eligible purchases at participating Marriott Bonvoy hotels
  • • Enjoy 1 Free Night Award each year after your account anniversary
  • • Receive complimentary Marriott Bonvoy Gold Elite status
  • • Earn 75,000 bonus Marriott Bonvoy points when you make at least $3,000 in purchases within your first 3 months as a cardmember
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate on transfers requested within 60 days of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: Up to 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

October 15, 2018

Bluebird®
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Processing Network
American Express
Terms & Conditions, Terms Apply


Best Benefits
  • • Send and receive money, link your debit card to your Account, and add funds via direct deposit
  • • Enjoy American Express cardmember benefits like purchase and fraud protection, as well as roadside assistance, exclusive access to entertainment and sporting events a more
  • • Free (and Flexible) Direct Deposit, no monthly fees and no overdraft fees, and free Bill Pay
  • • Use your card to shop anywhere American Express is accepted
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: N/A
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: None
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: No Credit Required

September 07, 2018

Bank
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first 12 months. After that, $99
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 4 points per $1 spent on eligible net restaurant purchases, 3 points per $1 spent on eligible net airline purchases, 2 points for every $1 spent on eligible net gas station purchases, and 1 point for every $1 spent on all other eligible net purchases
  • • 10,000 bonus rewards points after you spend $1,000 in the first 3 months (worth $100 Cash Back)
  • • No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $0 for the first 12 months. After that, $99
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 07, 2018

Bank
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Balance Transfer APR  15.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 3% cash back on gas on the first $6,000 in annual fuel spending, 2% cash back on supermarket net purchases, and 1% cash back on other everyday net purchases
  • • $25 cash back reward bonus after first purchase; there is no limit on the total cash back you can earn
  • • Enjoy chip-enhanced acceptance and security, plus a variety of important features including zero fraud liability, rental car insurance, extended warranty coverage, and merchandise return protection
  • • Special introductory 0% APR for the first 6 billing cycles on purchases and balance transfers
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 6 months on transfers made within 186 days from account opening date
     Balance Transfer APR: 15.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars; 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

American
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $295
  • Regular Purchase APR  16.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to $500 back in the form of statement credits by purchasing qualifying services with FedEx using your card within the first 3 months of membership
  • • Redeem points for rewards from hundreds of leading brands in travel, merchandise and entertainment
  • • Earn 25% points back after you book a flight using Pay with Points and up to 4X points per dollar spent on qualifying categories
  • • Get up to 1 year of G Suite Basic and ZipRecruiter Standard
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 16.24% to 24.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: N/A
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $295
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Platinum
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $195
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable on balance transfers requested within 60 days of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 50,000 bonus miles after you make $3,000 in purchases on your card in your first 3 months
  • • Earn 2 miles per dollar spent on purchases made directly with Delta and 1 mile per dollar for everyday purchases you make with your Card; Miles are redeemable toward travel on Delta and more than 30 airline partners
  • • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card
  • • No foreign transaction fees
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable on balance transfers requested within 60 days of account opening
     Balance Transfer Transaction Fee: Either $5 of 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $195
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Platinum
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $195
  • Regular Purchase APR  17.74% to 26.74% variable based on your creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 35,000 bonus miles after spending $1,000 in purchases in your first 3 months
  • • Use miles toward flights, seat upgrades, and more; enjoy 20% in-flight savings on Delta in the form of a statement credit
  • • Receive Priority Boarding and first checked bag is free; No foreign transaction fees
  • • Earn 2 miles per dollar spent on purchases made directly with Delta; earn 1 mile on every eligible dollar spent on all other purchases
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 17.74% to 26.74% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $195
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Lowe's
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to 3X points per $1 spent
  • • 5% off on eligible purchases at Lowe's
  • • Lowe's ProServices offer discounted delivery & more
  • • Redeem your earned rewards for Lowe's and American Express gift cards
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Hilton
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable on transfers requested within 60 days from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
  • • Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal
  • • With your Hilton Honors American Express Aspire Card, enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts
  • • Complimentary Diamond Status in the Hilton Honors rewards program
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable on transfers requested within 60 days from account opening date
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

September 05, 2018

Gold
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Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year, then $95
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% on balance transfers requested within 60 days of account opening
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 30,000 bonus miles after spending $1,000 within 3 months of account opening
  • • First checked bag free on Delta flights
  • • Earn 2 miles per $1 spent on direct Delta purchases
  • • Earn 1 mile per $1 spent on other eligible purchases
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% on balance transfers requested within 60 days of account opening
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year, then $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Gold
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • Earn 2 miles per dollar spent on purchases made directly with Delta; earn 1 mile per dollar spent on all other eligible purchases
  • • Redeem miles towards flights, seat upgrades, gift cards, and more; receive complimentary priority boarding on Delta flights
  • • Earn 2 miles per $1 spent directly with Delta, Earn 1 mile per $1 spent on other purchases
  • • Earn 30,000 bonus miles you spend $1000 in purchases in the first three months after card opening
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: N/A
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

September 05, 2018

Delta
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable on transfers requested within 60 days from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2 miles per dollar spent directly with Delta - including flights, seat upgrades and more; earn 1 mile per dollar for everyday purchases you make with your Card
  • • Get complimentary access to Delta Sky Club® and a discounted rate of $29 per guest for up to two guests when flying on Delta
  • • Earn 15,000 Medallion® Qualification Miles (MQMs) and 15,000 bonus miles after you spend $30,000 on purchases on your Delta Reserve Credit Card in a calendar year
  • • Receive a Domestic First Class, Delta Comfort+® or Main Cabin round-trip companion certificate each year upon renewal of your Card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable on transfers requested within 60 days from account opening date
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

September 05, 2018

Cash
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  14.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  14.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn $150 back after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership
  • • Introductory purchase and balance transfer APR of 0% for 15 months
  • • Unlimited 1.5% cash back on your purchase
  • • Enjoy the option of carrying a balance with interest or paying in full each month
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 14.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers requested within 60 days from account opening date
     Balance Transfer APR: 14.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

September 05, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  25.99% variable based on the Prime Rate
  • Balance Transfer APR  25.99% variable on transfers requested within 60 days from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • No annual fee
  • • Earn 1 Membership Rewards® point per $1 spent
  • • Carry a balance or pay in full each month
  • • No limit to how many points you can earn
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 25.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 25.99% variable on transfers requested within 60 days from account opening date
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

September 05, 2018

Amex
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $95
  • Regular Purchase APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  14.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 0% intro APR on purchases and balance transfers for 12 months
  • • Earn 15,000 Membership Rewards® Points after making $1,000 in purchases in your first 3 months
  • • Earn 50% more points when you make 30 or more purchases with your Card in a billing period
  • • Earn 2X points per $1 at U.S. gas stations; earn 1 point per $1 on other eligible purchases
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers requested within 60 days from account opening date
     Balance Transfer APR: 14.99% to 24.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

American
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year. After that, $95
  • Regular Purchase APR  20.24% for Pay Over Time feature. This APR will vary with the market based on the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn double Membership Rewards points at amextravel.com
  • • Earn 1 point for every dollar spent on all other purchases
  • • No limit to the number of points you can earn, and points do not expire
  • • $0 intro annual fee for the first year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 20.24% for Pay Over Time feature. This APR will vary with the market based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $0 for the first year. After that, $95
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 31, 2018

U.S.
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $85
  • Regular Purchase APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Triple FlexPoints at restaurants, Double FlexPoints at gas stations, Double FlexPoints at airlines, and One FlexPoint per $1 spent on all other eligible Net Purchases
  • • Complimentary Boingo Wi-Fi at over 1 million hotspots worldwide
  • • Get u
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: N/A
     Annual Fee: $85
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 31, 2018

U.S.
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn up to 1 FlexPoint for every $1 spent in eligible Net Purchases
  • • Earn 10,000 bonus FlexPoints after spending $1,000 in eligible net purchases within 4 months from account opening date
  • • No Annual Fee
  • • Receive Additional Coverage Benefits such as Emergency Assistance Services, Worldwide Car Rental Insurance, Retail Purchase Protection
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 9 months on balances transferred within 60 days from account opening
     Balance Transfer APR: 15.99% to 25.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 29, 2018

USAA
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  13.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Good


Best Benefits
  • • 2,500 bonus points credited to your account with your first purchase
  • • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles
  • • Identity theft resolutions services provides assistance should you become the victim of identity theft
  • • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for the first 12 months from account opening
     Balance Transfer APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 13.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Good

August 28, 2018

USAA®
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  12.15% to 28.15% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Unlimited Points — 3X points for dining out, 2X points on gas and groceries, and 1X points for every dollar spent on other purchases
  • • Special 4% SCRA Rate — When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty
  • • Added Protection — We help give you peace of mind with: Experienced support if your identity is stolen, extended warranties on your purchases, and travel accident and baggage delay insurance
  • • Pay no foreign transaction fees when you travel outside the U.S.
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 12.15% to 28.15% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 28, 2018

The
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $0 for the first year. After that, $250
  • Credit Needed  Excellent


Best Benefits
  • • Receive a 1.5% discount when you pay your bill early
  • • More flexibility with up to 60 days to pay
  • • Choose whether to receive your bill at the beginning, middle, or end of the month
  • • Introductory offer: No annual fee for first year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: N/A
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: N/A
     Annual Fee: $0 for the first year. After that, $250
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39 or 1.5% of the past due amount, whichever is greater. If you do not pay for two billing periods in a row, the fee is the greater of $39 or 2.99% of the past due amount
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 21, 2018

U.S.
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 25.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR  15.99% to 25.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn a $150 cash back bonus after making $500 in eligible net purchases within the first 90 days of account opening
  • • Travel more than 100 miles from home and you'll have 24/7 access to medical, legal, and financial help if the unexpected happens
  • • Receive reimbursement of the price difference on an eligible item purchased entirely with your Card if an identical item is found for a lower price within 30 days of the purchase
  • • Get your cash back in the form of a statement credit, a direct deposit into your U.S. Bank checking or savings account, or as a rewards card
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 15.99% to 25.49% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for first 12 billing cycles
     Balance Transfer APR: 15.99% to 25.49% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 25.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
     Penalty APR: N/A
     Annual Fee: None
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 16, 2018

USAA®
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Balance Transfer APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Cash Advance APR  14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn a $150 bonus after you make $500 in Qualifying Purchases within the first 90 days of opening your account
  • • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • • Extend your manufactur
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: 3% of the amount of each transfer (maximum fee per transfer $200)
     Cash Advance APR: 14.15% to 28.15% variable based on your creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: 3% of the amount of each cash advance (maximum fee for each convenience check: $200). Fee waived when transferring funds electronically to a USAA deposit account
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $35
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

The
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $550
  • Cash Advance APR  27.49% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 60,000 Membership Rewards® Points after you spend $5,000 in eligible purchases within the first 3 months.
  • • Earn 5X Membership Rewards® Points per dollar spent on flights booked directly with airlines or with American Express Travel, and on every dollar spent on prepaid hotels thru amextravel.com
  • • Complimentary $15 Uber Cash credit for rides in the US each month, and a bonus $20 in December - up to $200 in Uber savings annually
  • • Get access to over 1,200 airport lounges in more than 500 airports around the world via the American Express Global Lounge Collection
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: N/A
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.49% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $550
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 15, 2018

The
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $95
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.74% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 125,000 Hilton Honors Bonus Points after you spend $3,000 in eligible purchases on the card within the first 3 months
  • • Get a Free Weekend Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card account in a calendar year
  • • Earn a second Weekend Night Reward from Hilton Honors after you spend $60,000 on eligible purchases on your Card in a calendar year
  • • Get 10 free visits to over 1,000 Priority Pass airport lounges every year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.74% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

The
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $595
  • Regular Purchase APR  20.24% variable, based on the Prime Rate, for Pay Over Time
  • Credit Needed  Excellent


Best Benefits
  • • Get 50% more points on purchases of $5,000 or more, and get 35% points back when they’re used for flights
  • • Get 5X Membership Rewards® points on flights and prepaid hotels
  • • $200 airline fee credit
  • • Earn 50,000 Membership Rewards® points after you spend $10,000 within 3 months of opening an account
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 20.24% variable, based on the Prime Rate, for Pay Over Time
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: 29.99% variable, based on the Prime Rate, for Pay Over Time
     Annual Fee: $595
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 15, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.24% to 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 2x Membership Rewards® points on everyday business purchases up to $50,000, with no category restrictions
  • • Buy above your credit limit automatically on large purchases
  • • No annual fee, and no annual fee for additional employee cards
  • • Seamlessly transfer your transaction data from your American Express statement directly to your QuickBooks account
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 15.24% to 21.24% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
     Balance Transfer APR: 15.24%, 18.24%, or 21.24% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: N/A
     Cash Advance Transaction Fee: None
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 15, 2018

Wells
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  15.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening
  • Balance Transfer APR  15.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR  25.99% to 27.99% variable based on creditworthiness and the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 3X points on dining, travel, gas stations, and streaming services
  • • Earn 1 rewards point per U.S. dollar spent on other purchases
  • • Rewards points earning is unlimited and points do not expire as long as your account remains open
  • • Enjoy cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo credit card
  • • Receive complimentary discounts or food and beverage items at participating restaurants
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening
     Regular Purchase APR: 15.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on qualifying transfers made within 120 days from account opening
     Balance Transfer APR: 15.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Balance Transfer Transaction Fee: Introductory $5 or 3% of the amount of each balance transfer, whichever is greater, for 120 days from account opening. After that, up to 5% for each transfer, with a minimum of $5
     Cash Advance APR: 25.99% to 27.99% variable based on creditworthiness and the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: None
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $37
     Return Payment Penalty Fee: Up to $37
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

Amex
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  14.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  14.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 20% extra points when you make 20 or more purchases in a billing period
  • • Earn 2X points per dollar spent at U.S. supermarkets and 1X points on every other eligible dollar spent
  • • Enjoy the flexibility of carrying a balance
  • • 0% intro APR on purchases and balance transfers for 15 months
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 14.99% to 25.99% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers requested within 60 days from account opening date
     Balance Transfer APR: 14.99% to 25.99% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

American
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $250
  • Regular Purchase APR  20.24% variable for Pay Over Time feature
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 4X Membership Rewards® points at restaurants worldwide
  • • Earn 4X Membership Rewards® points at U.S. supermarkets, on up to $25,000 per year in purchases
  • • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
  • • Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating partners. This can be an annual savings of up to $120
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 20.24% variable for Pay Over Time feature
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $250
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent


Best Benefits
  • • Earn 2X miles per dollar spent at U.S. restaurants
  • • Earn 2X miles per dollar spent on purchases made directly with Delta, including Delta.com, Sky Club®, and Delta Vacations®
  • • Earn 1 mile per dollar spent on other eligible purchases
  • • Get 20% in-flight savings as a statement credit when you use your card on eligible Delta flights
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent

August 14, 2018

Hilton
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 7X Hilton Honors bonus points per dollar spent on eligible purchases directly with a hotel or resort within the Hilton Portfolio
  • • Earn 5X Hilton Honors bonus points per dollar spent on eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • • Earn 3X Hilton Honors bonus points per dollar spent on all other eligible purchases
  • • Complimentary Hilton Honors Silver status
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 14, 2018

Delta
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $450
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR  0% for 6 months from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • 24/7 concierge service
  • • Complimentary Delta Sky Club® access, first checked bag is free on Delta flights
  • • Earn 40,000 bonus points and 10,000 MQMs when you spend $3,000 in the first three months, with an additional bonus of 15,000 bonus miles and 15,000 MQMs when you spend $30,000 in the calendar year
  • • Earn 2 miles for every dollar spent with Delta; earn 1 mile per dollar spent on all other eligible purchases
Rates & Fees
     Intro Purchase APR: 0% for 6 months from account opening date
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: N/A
     Balance Transfer Transaction Fee: None
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $450
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 13, 2018

Hilton
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $95
  • Regular Purchase APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR  17.74% to 26.74% variable based on creditworthiness and Prime Rate on transfers made within 60 days from account opening date
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn 12X Hilton Honors points per $1 spent on purchases at participating Hilton properties
  • • Earn 6X Hilton Honors points per $1 spent on purchases at U.S. restaurants, supermarkets, and gas stations
  • • Get complimentary Gold status with your card
  • • Receive a Free Weekend Night Reward after spending $15,000 on your card in a calendar year
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 17.74% to 26.74% variable based on creditworthiness and Prime Rate on transfers made within 60 days from account opening date
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 13, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  $95
  • Regular Purchase APR  14.99% to 25.99% variable based on creditworthiness the Prime Rate
  • Intro Purchase APR  0% for 12 months from account opening date
  • Balance Transfer APR  14.99% to 25.99% variable based on creditworthiness the Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Earn $250 back after you spend $1,000 in purchases on your new card in your first 3 months
  • • Earn 6% cash back on U.S. streaming subscriptions and at U.S. supermarkets
  • • Earn 3% back on transit purchases and at U.S. gas stations
  • • Earn 1% back on all other eligible purchases
Rates & Fees
     Intro Purchase APR: 0% for 12 months from account opening date
     Regular Purchase APR: 14.99% to 25.99% variable based on creditworthiness the Prime Rate
     Intro Balance Transfer APR: 0% for 12 months on transfers requested within 60 days from account opening date
     Balance Transfer APR: 14.99% to 25.99% variable based on creditworthiness the Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: $95
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

August 09, 2018

Blue
Learn More
Processing Network
American Express
Terms & Conditions, Terms Apply
  • Annual Fee  None
  • Regular Purchase APR  14.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Intro Purchase APR  0% for 15 months from account opening date
  • Balance Transfer APR  14.99% to 25.99% variable based on creditworthiness and Prime Rate
  • Cash Advance APR  27.24% variable based on the Prime Rate
  • Credit Needed  Excellent , Good


Best Benefits
  • • Get a $150 statement credit after spending $1,000 in purchases in the first three months of account opening
  • • Earn 3% cash back at U.S. supermarkets
  • • Earn 2% cash back at U.S. gas stations and select U.S. department stores
  • • Earn 1% cash back on other eligible purchases
  • • Stay protected with travel benefits
Rates & Fees
     Intro Purchase APR: 0% for 15 months from account opening date
     Regular Purchase APR: 14.99% to 25.99% variable based on creditworthiness and Prime Rate
     Intro Balance Transfer APR: 0% for 15 months on transfers requested within 60 days from account opening date
     Balance Transfer APR: 14.99% to 25.99% variable based on creditworthiness and Prime Rate
     Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
     Cash Advance APR: 27.24% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
     Penalty APR: 29.99% variable based on the Prime Rate
     Annual Fee: None
     Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: Up to $39
     Over Limit Penalty Fee: None
     Minimum Deposit Required: N/A
     Credit Needed: Excellent , Good

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