Credit Card Basics

What happens if you lose track of your spending and go over your card’s credit limit? Find out what you can expect.

Learn about what makes store credit cards one of the most prolific among consumers.

If you have bad credit, hiring a credit repair company in order to fix your credit rating may be your best option for getting your finances back in order.

Stressing over bad credit? Avoid these must-break bad habits of credit card users with poor credit in yourself and make a change.

Failure to pay your credit card bill can have severe consequences. Ever wonder what happens if you don’t pay up? Here’s what happens if you don’t pay your credit card bill.

What is a “fair” credit score? And does having average credit mean you can’t get a decent credit card?

Do credit card perks and benefits extend to authorized users? Read our guide to find out everything you need to know before adding a user to your account.

Ever wonder if a negative balance on your statement is bad news for your credit score? Here’s the real scoop.

The FOMC met at the end of October, 2019 and announced the third cut to the federal funds rate this year. What does this mean for the average consumer?

An anniversary bonus is a big plus when offered by a credit card – after all, who doesn’t like a free plane ticket or hotel stay? Read on for more info!

Want to apply for a new credit card? Unsure of what limitations may be in place that could see your application rejected? Read our blog and get answers!

The debt-to-income ratio (also known as DTI ratio) evaluates how much of your income goes towards your current debts. Learn how to calculate DTI, why it matters, and how it’s different from credit utilization percentage.