Credit Card Basics

Do you know what information is listed on your full credit report? Some of the data might surprise you. Read on to find out more.

Do you know what credit mix is and how to strike the right balance of credit types to boost your credit score? Here’s all you need to know.

What impact does your monthly income have on your credit score? Can it hurt your approval odds? Find out all you need to know here.

Understanding basic credit card terms is essential to getting the most out of your credit cards. Browse 15 of the most crucial terms to know.

Struggling to pay your credit card and considering hardship assistance? Will forbearance hurt your credit score? Find out right here.

Do you know why you have differing credit scores? We answer why your scores might look different depending on where you look – and why.

Is now the right time for refinancing your debt? Here’s everything you need to know about debt consolidation, including pros and cons.

What are hard inquiries, and how do they work? Can you remove them from your credit report? Here’s everything you need to know.

Have bad credit but looking to bounce back? Here’s everything you need to know to help you fix your credit.

What you need to know about payment reversals and chargebacks: Can credit card companies reverse payments?

What is a catalog credit card, and why should you apply for one? Find out everything you need to know about this type of payment card.

Wondering why your credit card was declined for a purchase? Here are five of the most common reasons why your bank may decline your card.