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Utilities Employees Credit Union Credit Cards

Utilities Employees Credit Union is a leading credit card issuer that offers credit cards for everyday use. Browse credit cards below.

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Showing 2 Cards

Date Reviewed: September 03, 2019

Share-Secured Visa® Power Card™

Share-Secured Visa® Power Card™
  • Regular Purchase APR 3.25% variable based on the Prime Rate
  • Balance Transfer APR 3.25% variable based on the Prime Rate
  • Cash Advance APR 3.25% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent on all other purchases
  • Earn 1,500 points after first using the card
  • Double points on every purchase for the first 30 days
Rates & Fees
  • Regular Purchase APR: 3.25% variable based on the Prime Rate
  • Balance Transfer APR: 3.25% variable based on the Prime Rate
  • Cash Advance APR: 3.25% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: Varies
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Date Reviewed: September 03, 2019

Rewards Visa® Power Card™

Rewards Visa® Power Card™
  • Regular Purchase APR 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 1.99% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent
  • Earn 1,500 points with first use of card
Rates & Fees
  • Intro Purchase APR: 1.99% for 12 months from account opening date
  • Regular Purchase APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for 12 months from account opening date
  • Balance Transfer APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • Spoil your pup with a FREE upgrade to BarkBox. - Offer Expires on December 31, 2020 - See Details
  • Save 10% on all Afternoon Tea orders - Offer Expires on December 31, 2020 - See Details
  • Save 10% on The Berlin Pass - Offer Expires on December 31, 2020 - See Details
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

About Utilities Employees Credit Union

Utilities Employees Credit Union is a U.S. credit union with its headquarters in Wyomissing, PA. The credit union dates to 1934 and proudly serves utility and energy employees across the United States.

The credit union provides an array of financial services and products to members, including credit cards, banking accounts, loans, and financial tools and advice.

Utilities Employees Credit Union (UECU) is in the small group (just 6%) of U.S. credit unions tor receive a five-star rating from BauerFinancial’s Best of Bauer list for 28 years.

Who Can Join?

Membership in UECU is open to the following individuals:

  • Members of UECU partner companies or their subsidiaries
  • Members of the following associations:
    • Alliance of Indiana Rural Water (Employees & Members)
    • Independent Energy Human Resources Association (IEHRA)
    • International Association of Lions Clubs, Bern Township
    • LineLife Foundation (LLF)
    • Michigan Rural Water Association (MRWA) (employees & members)
    • National Sisterhood United for Journeymen Linemen (NSUJL)
    • Utility Arborist Association
  • Retirees of partner companies
  • Those who live, work, attend school, or worship in the Greater Reading, PA area
  • Family of existing UECU members. Family is defined as spouses, domestic partners, children, stepchildren, parents, stepparents, and siblings.

FAQs

Below are answers to some frequently asked questions about UECU:

What is the routing number for UECU?

  • The routing number for UECU is 231385633.

Will UECU increase the credit limit on my Visa card?

  • For credit limit increases, contact UECU customer service reps at 800-288-6423, ext. 4001

Can I add my Visa card to my mobile wallet with Apple Pay, Google Pay, or Samsung Pay?

  • UECU credit cards and debit cards have mobile wallet connectivity.

What types of loans does UECU offer?

  • UECU offers credit cards, home loans (including mortgages and HELOC loans), student loans, auto loans, RV loans, and more.