Utilities Employees Credit Union Credit Cards

Utilities Employees Credit Union is a leading credit card issuer that offers credit cards for everyday use. Browse credit cards below.

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Share-Secured Visa® Power Card™

Earn 1 Point Per Dollar Spent

Share-Secured Visa® Power Card™
  • Regular Purchase APR 3.25% variable based on the Prime Rate
  • Balance Transfer APR 3.25% variable based on the Prime Rate
  • Cash Advance APR 3.25% variable based on the Prime Rate
  • Annual Fee None
  • Processing Network N/A
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent on all other purchases
  • Earn 1,500 points after first using the card
  • Double points on every purchase for the first 30 days
Rates & Fees
  • Regular Purchase APR: 3.25% variable based on the Prime Rate
  • Balance Transfer APR: 3.25% variable based on the Prime Rate
  • Cash Advance APR: 3.25% variable based on the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: Varies

Rewards Visa® Power Card™

Earn 1 Point Per Dollar Spent

Rewards Visa® Power Card™
  • Regular Purchase APR 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Intro Purchase APR 1.99% for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Earn 1 point for every dollar spent
  • Earn 1,500 points with first use of card
Rates & Fees
  • Intro Purchase APR: 1.99% for 12 months from account opening date
  • Regular Purchase APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 1.99% for 12 months from account opening date
  • Balance Transfer APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.99%-17.99% variable based on creditworthiness and the Prime Rate
  • Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $20
  • Return Payment Penalty Fee: Up to $25
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About Utilities Employees Credit Union

Utilities Employees Credit Union is a U.S. credit union with its headquarters in Wyomissing, PA. The credit union dates to 1934 and proudly serves utility and energy employees across the United States.

The credit union provides an array of financial services and products to members, including credit cards, banking accounts, loans, and financial tools and advice.

Utilities Employees Credit Union (UECU) is in the small group (just 6%) of U.S. credit unions tor receive a five-star rating from BauerFinancial’s Best of Bauer list for 28 years.

Branch Locations

Who Can Join?

Membership in UECU is open to the following individuals:

  • Members of UECU partner companies or their subsidiaries
  • Members of the following associations:
    • Alliance of Indiana Rural Water (Employees & Members)
    • Independent Energy Human Resources Association (IEHRA)
    • International Association of Lions Clubs, Bern Township
    • LineLife Foundation (LLF)
    • Michigan Rural Water Association (MRWA) (employees & members)
    • National Sisterhood United for Journeymen Linemen (NSUJL)
    • Utility Arborist Association
  • Retirees of partner companies
  • Those who live, work, attend school, or worship in the Greater Reading, PA area
  • Family of existing UECU members. Family is defined as spouses, domestic partners, children, stepchildren, parents, stepparents, and siblings.

FAQs

Below are answers to some frequently asked questions about UECU:

  • The routing number for UECU is 231385633.
  • For credit limit increases, contact UECU customer service reps at 800-288-6423, ext. 4001
  • UECU credit cards and debit cards have mobile wallet connectivity.
  • UECU offers credit cards, home loans (including mortgages and HELOC loans), student loans, auto loans, RV loans, and more.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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