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Showing 8 Cards
Date Reviewed: May 10, 2019
Union Bank Secured Visa® Credit Card
- Regular Purchase APR 20.49% variable based on the Prime Rate
- Balance Transfer APR 20.49% variable based on the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee $25
- Credit Needed Poor , No Credit Required
- Processing Network Visa
Best Benefits
- Get started on setting up or repairing your credit history with this card
- Free access to your FICO® Score
- Chip security included
- Receive supplemental coverage for damage and theft for your phone when you pay your mobile bill with the Union Bank Secured Visa® Credit Card
Rates & Fees
- Regular Purchase APR: 20.49% variable based on the Prime Rate
- Balance Transfer APR: 20.49% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Annual Fee: $25
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
- Minimum Deposit Required: Disclosed after account opening
Date Reviewed: May 10, 2019
Union Bank Visa® Credit Card
- Regular Purchase APR 9.99% to 21.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 9.99% to 21.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good , Fair
- Intro Purchase APR 0% for 15 months from account opening date
- Processing Network Visa
Best Benefits
- 0% introductory APR on purchases and balance transfers for 15 months after opening an account
- Low regular APR after promotional rate ends
- No annual fee
- Access your FICO® Score at no extra cost
Rates & Fees
- Intro Purchase APR: 0% for 15 months from account opening date
- Regular Purchase APR: 9.99% to 21.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 15 months from account opening date
- Balance Transfer APR: 9.99% to 21.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: $0 Introductory fee for transfers completed within 60 days of account opening. After that, either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
Date Reviewed: May 10, 2019
Union Bank Travel Rewards Visa® Credit Card
- Regular Purchase APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee $0 for the first year. After that, $49
- Credit Needed Excellent , Good
- Processing Network Visa
Best Benefits
- Earn 3 points per $1 spent, up to $6,000 annually, on travel net purchases
- Earn 2 points per $1 spent, up to $6,000 annually, on restaurant net purchases
- Earn 1 point per $1 spent on all other purchases
- Get a 50% reward bonus when you redeem points as a principal reduction payment to a Union Bank mortgage
- Get a 25% reward bonus when you redeem points as a deposit to a Union Bank checking, savings, or money market account
- No foreign transaction fees
Rates & Fees
- Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Annual Fee: $0 for the first year. After that, $49
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
Date Reviewed: May 10, 2019
Union Bank Rewards Visa® Credit Card
- Regular Purchase APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good
- Intro Purchase APR 0% for 12 months from account opening date
- Processing Network Visa
Best Benefits
- Earn 5 points per $1 spent, up to $6,000 annually, on mobile wallet net purchases
- Earn 3 points per $1 spent, up to $6,000 annually, on restaurant net purchases
- Earn 2 points per $1 spent, up to $6,000 annually, on gas and grocery store net purchases
- Earn 1 point per $1 spent on all other purchases
- Get a 25% reward bonus when you redeem points as a deposit to a Union Bank checking, savings, or money market account
- Get a 50% reward bonus when you redeem points as a principal reduction payment to a Union Bank mortgage
Rates & Fees
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
Date Reviewed: May 10, 2019
Union Bank Business Secured Visa® Credit Card
- Regular Purchase APR 15.49% variable based on the Prime Rate
- Balance Transfer APR 15.49% variable based on the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee $30
- Credit Needed Fair , Poor
- Processing Network Visa
Best Benefits
- Establish your personal and business credit history with responsible use
- Chip security included
- 24/7 online account access
- Easily set spending limits and establish alerts
Rates & Fees
- Regular Purchase APR: 15.49% variable based on the Prime Rate
- Balance Transfer APR: 15.49% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Annual Fee: $30
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: $35
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $35
- Minimum Deposit Required: Disclosed after account opening
Date Reviewed: May 10, 2019
Union Bank Business Visa® Credit Card
- Regular Purchase APR 11.49% to 19.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 11.49% to 19.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good
- Intro Purchase APR 0% for 6 months from account opening date
- Processing Network Visa
Best Benefits
- 0% introductory APR for 6 months from account opening date on purchases and balance transfers
- Low regular APR after introductory APR offer ends
- No annual fee
- Chip security and 24/7 online account access
Rates & Fees
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 11.49% to 19.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 6 months from account opening date
- Balance Transfer APR: 11.49% to 19.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: 29.99% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $35
Date Reviewed: May 10, 2019
Union Bank Business Rewards Visa® Credit Card
- Regular Purchase APR 13.49% to 22.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 13.49% to 22.4% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good
- Intro Purchase APR 0% for 6 months from account opening date
- Processing Network Visa
Best Benefits
- Earn 5 points per $1 spent, up to $25,000 annually, on business expense net purchases
- Earn 2 points per $1 spent, up to $25,000 annually, on gas station and restaurant net purchases
- Earn 1 point per $1 spent on all other purchases
- 0% introductory APR on purchases for 6 months after opening an account
- No annual fee
Rates & Fees
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 13.49% to 22.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 13.49% to 22.4% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $35
Date Reviewed: May 10, 2019
Union Bank Cashback Rewards Visa® Credit Card
- Regular Purchase APR 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.49% to 25.49 and the Prime Rate
- Cash Advance APR 26.75% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Good
- Intro Purchase APR 0% for 12 months from date of account opening
- Processing Network Visa
Best Benefits
- Earn 1.5% unlimited cash back for every $1 spent
- 25% reward bonus when you redeem into your Union Bank checking or savings account
- 50% reward bonus when you redeem as a principal reduction payment to your Union Bank mortgage
- 0% introductory APR on purchases and balance transfers for 12 months from account opening date
- No annual fee
Rates & Fees
- Intro Purchase APR: 0% for 12 months from date of account opening
- Regular Purchase APR: 15.49% to 25.49% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from date of account opening
- Balance Transfer APR: 15.49% to 25.49 and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 26.75% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of each transaction in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
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