Synovus Bank Credit Cards

Based primarily in Georgia, with nearly 250 branches across the state and hundreds of ATMs, Synovus Bank offers both personal and business credit cards. This issuer’s card products feature rewards programs with a focus on travel rewards and cash-back options, and low-rate options for all customer needs. Browse credit cards below.

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Oakstone Platinum Secured Mastercard®

Credit Lines Available From $200 to $5,000

Oakstone Platinum Secured Mastercard®
  • Regular Purchase APR 9.99% variable based on the Prime Rate
  • Cash Advance APR 18.99% variable based on the Prime Rate
  • Annual Fee $49
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Credit lines available from $200 to $5,000! Super Low 9.99% variable interest rate on purchases - with no penalty rate
  • No minimum credit score requirements! We invite all credit types to apply. No processing or application fees
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
  • Nationwide Program though not yet available in NY, IA, AR, or W
  • See website for additional Oakstone Platinum Secured Mastercard® details
Rates & Fees
  • Regular Purchase APR: 9.99% variable based on the Prime Rate
  • Cash Advance APR: 18.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $49
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
  • Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
  • Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
  • Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
  • Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
  • Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
  • Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
  • Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
  • View All Deals -

Oakstone Gold Secured Mastercard®

Fast, Easy Application Process

Oakstone Gold Secured Mastercard®
  • Regular Purchase APR 13.99% variable based on the Prime Rate
  • Cash Advance APR 19.99% variable based on the Prime Rate
  • Annual Fee $39
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Credit lines available from $200 to $5,000. Low 13.99% variable interest rate on purchases - with no penalty rate
  • No minimum credit score requirements. We invite all credit types to apply. No processing or application fees
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
  • Nationwide Program though not yet available in NY, IA, AR, or WI
  • See website for additional Oakstone Gold Secured Mastercard® details
Rates & Fees
  • Regular Purchase APR: 13.99% variable based on the Prime Rate
  • Cash Advance APR: 19.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $39
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
  • Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
  • Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
  • Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
  • Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
  • Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
  • Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
  • Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
  • View All Deals -

Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card

Enjoy 0% APR on Purchases for Six Months!

Assent Platinum 0% Intro Rate Mastercard® Secured Credit Card
  • Regular Purchase APR 12.99% variable based on the Prime Rate
  • Cash Advance APR 18.99% variable based on the Prime Rate
  • Annual Fee $49
  • Credit Needed Poor , No Credit Required
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Mastercard
Best Benefits
  • Full-Feature Platinum Mastercard* Secured Credit Card
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Good for Car Rental, Hotels: Anywhere Credit Cards Are Accepted!
  • 24/7 Online Access to Your Account
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 12.99% variable based on the Prime Rate
  • Cash Advance APR: 18.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Annual Fee: $49
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
  • Minimum Deposit Required: $200
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Save as you shop at London Designer Outlet - Offer Expires on December 31, 2021 - See Details
  • Achieve home office harmony with a Feng Shui session - Offer Expires on January 24, 2031 - See Details
  • Take a flawless makeup masterclass at Cosmetics à la Carte - Offer Expires on June 30, 2021 - See Details
  • Learn to DJ like an expert - Offer Expires on December 31, 2021 - See Details
  • Shop like a celebrity with LookStyler - Offer Expires on December 31, 2021 - See Details
  • Upgrade your stay in Belfast and see the city in style - Offer Expires on March 31, 2021 - See Details
  • Master gin and tonics with tips from two expert restaurateurs - Offer Expires on May 28, 2021 - See Details
  • Get a taste of the pirate's life with Miami Children's Museum - Offer Expires on January 22, 2031 - See Details
  • View All Deals -

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Showing 7 Cards

Date Reviewed: October 19, 2020

Synovus Business Visa® Credit Card

Synovus Business Visa® Credit Card
  • Regular Purchase APR 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Enjoy the lowest interest rates for businesses that Synovus has to offer
  • 0% introductory APR for the first 6 months on purchases, balance transfers and overdraft protection
  • No annual fee, no balance transfer fee (when requested over the phone or in person)
  • Issue up to 19 cards for yourself and your employees, and set individual spending limits for each card
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $29
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: October 19, 2020

Synovus Business Rewards Visa® Credit Card

Synovus Business Rewards Visa® Credit Card
  • Regular Purchase APR 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 3X points on up to $3,000 in net spending each quarter for purchases in a Dynamic Earn spending category of your choice
  • 1X points on all other eligible purchases, with no points limit
  • Pay for purchases with points
  • Add up to 19 total cards to your account for yourself and employees; set spending limits for each card
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $29
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: October 19, 2020

Synovus Business Travel Rewards Visa® Credit Card

Synovus Business Travel Rewards Visa® Credit Card
  • Regular Purchase APR 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee $0 for the first year. After that, $50
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • 0% introductory APR on purchases, balance transfers and overdraft protection for the first 6 months
  • Annual fee of $50, which is waived for the first year
  • Earn 5X points on up to $5,000 in net spend each year for travel purchases
  • Earn 3X points on up to $3,000 in net spend each quarter for purchases in a Dynamic Earn category of your choice
  • Earn 1X points on all other eligible purchases with no limit to the number of points that can be earned
  • Points are worth 20% more when redeemed for travel rewards
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.24%. 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 for the first year. After that, $50
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: $25
  • Over Limit Penalty Fee: $29
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: October 19, 2020

Synovus Classic Visa® Credit Card

Synovus Classic Visa® Credit Card
  • Regular Purchase APR 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • No annual fee
  • 0% introductory APR on purchases, balance transfers and overdraft protection transactions for the first six months after account opening
  • No balance transfer fee if you request a transfer over the phone or with your local banker
  • Auto Rental Collision Damage coverage
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 7.24%, 10.24%, 13.24%, or 19.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: October 19, 2020

Synovus Cash Rewards Visa® Credit Card

Synovus Cash Rewards Visa® Credit Card
  • Regular Purchase APR 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness the Prime Rate
  • Balance Transfer APR 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn 3% cash back on purchases in the dining category
  • Earn 3% cash back on purchases in a Dynamic Earn category of your choice, on up to $3,000 in net spending each quarter
  • Earn 1% cash back on all other eligible purchases, with no limit to the points you can earn
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of the cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: October 19, 2020

Synovus Rewards Visa® Credit Card

Synovus Rewards Visa® Credit Card
  • Regular Purchase APR 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn 3X points on up to $3,000 in net spend each quarter for purchases in a Dynamic Earn category of your choice
  • Earn 1X point per dollar spent on all other purchases
  • No annual fee
  • 0% introductory APR for purchases, balance transfers and overdraft protection fees for the first 6 months after account opening
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of the cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: October 19, 2020

Synovus Travel Rewards Visa® Credit Card

Synovus Travel Rewards Visa® Credit Card
  • Regular Purchase APR 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None for the first year. After that, $50
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Earn 5X points on up to $5,000 annually in net spend for travel purchases, 3X points on up to $3,000 in net spend quarterly for a spending category of your choice, and 1X points on all eligible purchases
  • Earn unlimited points
  • Annual fee of $50 is waived for the first year
  • Introductory APR of 0% for purchases, balance transfers and overdraft protection - for the first 6 months the card account is open
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 9.24%, 12.24%, 15.24%, or 21.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the cash advance, whichever is greater
  • Annual Fee: None for the first year. After that, $50
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase at Harry & David - Offer Expires on December 31, 2021 - See Details
  • Troon® Golf for Visa Infinite - Offer Expires on January 26, 2022 - See Details
  • Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

About Synovus Bank

Synovus Bank is a financial services company and a registered bank holding company headquartered in Columbus, Georgia. The bank is one of the largest banks in the Southern United States, with over $54 billion in total assets as of 2019.

The history of Synovus dates to 1888 and Columbus Bank and Trust Company. The company acquired a variety of other banks over its history. It also has a long history of issuing credit cards for other banks and companies, starting in 1974.

Today, Synovus issues credit cards for hundreds of other banks, in addition to its own credit card products.

Branch Locations

Synovus Bank currently operates 249 branches and 335 ATMs in the following U.S. states:

  • Alabama
  • Georgia
  • Florida
  • South Carolina
  • Tennessee

For a complete listing of Synovus Bank locations, please visit the bank’s site.

Synovus Bank FAQs

What’s the routing number for Synovus?

  • The routing number is 061100606.

What bank did Synovus just buy?

  • Synovus Bank recently purchases Florida Bank.

Is Synovus nationwide?

  • The bank currently operates in Alabama, Georgia, Florida, South Carolina, and Tennessee.