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Insight Visa Secured Credit Card
- Regular Purchase APR 17.99% variable based on the Prime Rate
- Balance Transfer APR 17.99% variable based on the Prime Rate
- Cash Advance APR 17.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Poor , No Credit Required
- Processing Network Visa
- No annual fee
- Rebuild your credit score or establish a positive credit history
- Enjoy Visa protections
- Regular Purchase APR: 17.99% variable based on the Prime Rate
- Balance Transfer APR: 17.99% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 17.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $25
Insight Visa Platinum + Rewards Credit Card
- Regular Purchase APR 10.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 10.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 10.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network Visa
- Earn 1 point for every dollar spent on eligible purchases
- No annual fee
- Great low APR
- Regular Purchase APR: 10.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 10.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 10.99% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $25
Insight Visa Platinum Credit Card
- Regular Purchase APR 9.9% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 9.9% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 9.9% to 17.99% variable based on creditworthiness and the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network N/A
- No annual fee
- Low interest rates everyday
- Visa protections and perks
- Regular Purchase APR: 9.9% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 9.9% to 17.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 2% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 9.9% to 17.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 2% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $25
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1About Insight Credit Union
Insight Credit Union is a Central Florida-based credit union with its headquarters in Orlando. The credit union’s history dates to 1935 and Orlando District Employees Telco Federal Credit Union. The credit union became the leader credit union for employees in the telecommunications industry in Central Florida.
Today, Insight Credit Union features much more open membership criteria, welcoming eligible members from across Central Florida and member corporations. To date, the credit union boasts more than 55,000 members.
Membership Criteria
Who can join Insight Credit Union? Membership is open to the following individuals:
- Anyone who lives or works in the following Central Florida counties:
- Brevard
- Citrus
- Columbia
- Desoto
- Dixie
- Gilchrist
- Hardee
- Hernando
- Highlands
- Lake
- Levy
- Marion
- Orange
- Osceola
- Pasco
- Putnam
- Seminole
- Sumter
- Suwanee
- Taylor
- Volusia
- Anyone who contributes a one-time $25 donation to the Insight Community Foundation
- Members of the:
- Educational Foundation of Lake County
- Foundation for Seminole County Public Schools
- Foundation for Orange County Public Schools
Insight Branch Locations
Insight Credit Union currently operates 14 branches in Central Florida. These locations include Clermont, DeLand, Inverness, Lady Lake, Lake Mary, Orlando, Vista Lakes, Ocala, and more.
For a complete listing of Insight branches, including directions, hours of operations, contact information, and ATM locations, please visit the CU’s locations page.
FAQs About Insight Credit Union
Here are answers to frequently asked questions about Insight:
What is Insight’s routing number?
- Insight Credit Union’s routing number is 263181229.
How can I contact Insight customer service?
- Call the credit union’s customer service representatives at 1-407-426-6000 locally, or toll-free at 1-888-843-8328.
