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First Tech Federal Credit Union Credit Cards

First Tech Federal Credit Union was founded by Hewlett-Packard and Tektronix employees in 1952 in Oregon. It is one of the premier credit unions servicing the tech industry, and membership is open to employees of innovative companies on First Tech’s partner list. Oregon state employees and people who work and/or live in Lane County are also eligible for membership. First Tech is member-owned and so dedicated to transparency that it publishes its quarterly financial statements and yearly reports on its website. Browse credit cards below.

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Showing 6 Cards

Date Reviewed: December 26, 2019

Blazers Rewards World Mastercard

Blazers Rewards World Mastercard
  • Regular Purchase APR 11.49% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer APR 11.49% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR 12.49% to 18.00% , based on creditworthiness and variable with the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 2X points for all everyday purchases
  • Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points
  • Low, competitive APR
  • 0% introductory APR on balance transfers for 12 months, when balance transfer is completed within 90 days of opening an account
  • No annual fee, no balance transfer fee
  • Savings on Portland Trail Blazers gear, and discounted tickets to games
Rates & Fees
  • Regular Purchase APR: 11.49% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 billing cycles from date of completed transfer, on balances transferred within first 90 days of account opening.
  • Balance Transfer APR: 11.49% to 18.00%, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR: 12.49% to 18.00% , based on creditworthiness and variable with the Prime Rate
  • Late Payment Penalty Fee: Up to $25.00
  • Return Payment Penalty Fee: Up to $25.00

Date Reviewed: December 24, 2019

First Tech® Federal Credit Union Platinum Secured Mastercard®

First Tech® Federal Credit Union Platinum Secured Mastercard®
  • Regular Purchase APR 17.50%
  • Cash Advance APR 18%
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No fees on foreign transactions or cash advances
  • Earn 1 rewards point for every $1 spent
  • Low APR
Rates & Fees
  • Regular Purchase APR: 17.50%
  • Cash Advance APR: 18%
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500

Date Reviewed: December 24, 2019

First Tech® Federal Credit Union Platinum Mastercard®

First Tech® Federal Credit Union Platinum Mastercard®
  • Regular Purchase APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR on balance transfers for 12 months
  • No annual fee
  • No fees on balance transfers, cash advances, and foreign transactions
  • First Tech's Lowest APR
Rates & Fees
  • Regular Purchase APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

First Tech® Federal Credit Union Platinum Rewards Mastercard®

First Tech® Federal Credit Union Platinum Rewards Mastercard®
  • Regular Purchase APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% Introductory APR on balance transfers for 12 months
  • No annual fee
  • Earn 1 point for every $1 spent with no cap and no expiration
  • No fees on balance transfers, cash advances, and foreign transactions
Rates & Fees
  • Regular Purchase APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

Choice Rewards World Mastercard

Choice Rewards World Mastercard
  • Regular Purchase APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee $0
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% Introductory APR on balance transfers for the first 12 months
  • No annual fee
  • No fees on foreign transactions, cash advances, and balance transfers
  • Earn 20,000 bonus points when you spend $3,000 in the first 60 days
Rates & Fees
  • Regular Purchase APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: none
  • Cash Advance APR: 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $0
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

Odyssey Rewards World Elite Mastercard

Odyssey Rewards World Elite Mastercard
  • Regular Purchase APR 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee $75
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee for the first year
  • Earn 3x points on travel purchases and 2x points on dining
  • No fees on foreign transactions, cash advances, and balance transfers
  • 0% intro APR for 12 months on balance transfers
Rates & Fees
  • Regular Purchase APR: 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $75
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

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