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First Tech Federal Credit Union Credit Cards

First Tech Federal Credit Union was founded by Hewlett-Packard and Tektronix employees in 1952 in Oregon. It is one of the premier credit unions servicing the tech industry and is member-owned and so dedicated to transparency that it publishes its quarterly financial statements and yearly reports on its website. Browse credit cards below.

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Showing 6 Cards

Date Reviewed: December 26, 2019

Blazers Rewards World Mastercard

Blazers Rewards World Mastercard
  • Regular Purchase APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 2X points for all everyday purchases
  • Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points
  • Low, competitive APR
  • 0% introductory APR on balance transfers for 12 months, when balance transfer is completed within 90 days of opening an account
  • No annual fee, no balance transfer fee
  • Savings on Portland Trail Blazers gear, and discounted tickets to games
Rates & Fees
  • Regular Purchase APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

First Tech® Federal Credit Union Platinum Secured Mastercard®

First Tech® Federal Credit Union Platinum Secured Mastercard®
  • Regular Purchase APR 9% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No fees on foreign transactions or cash advances
  • Earn 1 rewards point for every $1 spent
  • Low APR
Rates & Fees
  • Regular Purchase APR: 9% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 9% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • Minimum Deposit Required: $500

Date Reviewed: December 24, 2019

First Tech® Federal Credit Union Platinum Mastercard®

First Tech® Federal Credit Union Platinum Mastercard®
  • Regular Purchase APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • 0% introductory APR on balance transfers for 12 months
  • No annual fee
  • No fees on balance transfers, cash advances, and foreign transactions
  • First Tech's Lowest APR
Rates & Fees
  • Regular Purchase APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

First Tech® Federal Credit Union Platinum Rewards Mastercard®

First Tech® Federal Credit Union Platinum Rewards Mastercard®
  • Regular Purchase APR 7.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 7.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 7.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% Introductory APR on balance transfers for 12 months
  • No annual fee
  • Earn 1 point for every $1 spent with no cap and no expiration
  • No fees on balance transfers, cash advances, and foreign transactions
Rates & Fees
  • Regular Purchase APR: 7.99% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 7.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 7.99% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

Choice Rewards World Mastercard®

Choice Rewards World Mastercard®
  • Regular Purchase APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 0% Introductory APR on balance transfers for the first 12 months
  • No annual fee
  • No fees on foreign transactions, cash advances, and balance transfers
  • Earn 20,000 bonus points when you spend $3,000 in the first 60 days
Rates & Fees
  • Regular Purchase APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.25% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

Date Reviewed: December 24, 2019

Odyssey Rewards World Elite Mastercard®

Odyssey Rewards World Elite Mastercard®
  • Regular Purchase APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee $75
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee for the first year
  • Earn 3x points on travel purchases and 2x points on dining
  • No fees on foreign transactions, cash advances, and balance transfers
  • 0% intro APR for 12 months on balance transfers
Rates & Fees
  • Regular Purchase APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $75
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25

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About First Tech Federal Credit Union

First Tech Federal Credit Union is a leading credit union centered around the Pacific Northwest. The credit union traces its roots back to 1952 and a collection of associates at Hewlett-Packard and Tektronix.

First Tech specializes in servicing those associated with the leading names in technology. The CU offers exclusive financial services for some of the biggest names in the industry, including HP, Microsoft, Intel, Cisco, Amazon, Nike, Intuit, Google, and more.

First Tech prides itself on having a 100% volunteer-led Board of Directors, consisting only of First Tech members.

The credit union currently offers a full selection of products and services to its members across Oregon, Washington, and California. These services include checking and savings accounts, IRAs and money market accounts, loans, business solutions and accounts, and credit cards.

Branch Locations

First Tech currently operates 40 branches throughout Oregon, California, and Washington State. For a complete list of locations, please consult the credit union’s dedicated locations page.

First Tech Fed Membership Requirements

Like other credit unions, First Tech has requirements concerning who can – and can’t – become a member. Membership is currently available to the following individuals:

  • Those who live or work in Lane County, Oregon
  • Anyone who works for an innovative company on the CU’s list of partners in the State of Oregon
  • Family members of current First Tech members or family of those who work for a partner company in Oregon.

Credit Cards from First Tech

All First Tech Federal CU credit cards are Mastercard products. These include Mastercard Platinum, World, and World Elite credit cards.

The Odyssey Rewards World Elite Mastercard is the flagship card from the bank. The card earns 4X points on travel and 2X on dining purchases and comes with no annual fee for the first year and 0% intro APR on balance transfers.

The card also features no fees for:

  • Foreign transactions
  • Balance transfers
  • Cash advances

First Tech also has a co-branded credit card with the hometown Portland Blazers of the NBA. The Blazers Rewards World Mastercard offers 2X points on all purchases and no annual fee. Plus, the card lets Blazers fans show their hometown pride with every swipe.

FAQs About First Tech Federal Credit Union

Here are answers to some commonly asked questions regarding First Tech Fed Credit Union:

Is First Tech Credit Union FDIC insured?

  • No. Credit unions are not insured through the FDIC like banks. First Tech, like other CUs, is inspired through the National Credit Union Administration (NCUA). All accounts are insured for up to $250,000.

How do I redeem my First Tech points?

  • Redeeming rewards points with First Tech is straightforward. Members must log in to their account at rewards.firsttechfed.com and use points through the portal. Additionally, members can use the CUs online order form to redeem points.

Do First Tech Rewards points expire?

  • Rewards points never expire as long as your account is open.

What is the routing number for First Tech Federal Credit Union?

  • The routing number for First Tech is 321180379.