First Tech Federal Credit Union Credit Cards

First Tech Federal Credit Union was founded by Hewlett-Packard and Tektronix employees in 1952 in Oregon. It is one of the premier credit unions servicing the tech industry and is member-owned and so dedicated to transparency that it publishes its quarterly financial statements and yearly reports on its website. Browse credit cards below.

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Blazers Rewards World Mastercard

Blazers Rewards World Mastercard
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Blazers Rewards World Mastercard

  • 13.25% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 13.25% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 14.25% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Blazers Rewards World Mastercard® from First Tech® Federal Credit Union (the Official Credit Union of the Portland Trail Blazers) is a high value, low cost rewards credit card. With a generous introductory APR for balance transfers and the ability to earn double Rewards Points from making everyday purchases, this card is certain to catch your eye whether you’re a basketball fan or simply looking for a powerful tool for saving money.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 2X points for all everyday purchases
  • Spend $3,000 in the first two months of opening an account to earn 20,000 bonus Rewards Points
  • Low, competitive APR
  • 0% introductory APR on balance transfers for 12 months, when balance transfer is completed within 90 days of opening an account
  • No annual fee, no balance transfer fee
  • Savings on Portland Trail Blazers gear, and discounted tickets to games
  • Regular Purchase APR: 13.25% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 13.25% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 14.25% to 18.00% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You work for an innovative company on First Tech Federal Credit Union’s partner list or for the State of Oregon
  • You live and/or work in Lane County, Oregon
  • You belong to the Computer History Museum or the Financial Fitness Association
  • You want the ability to earn 2X rewards for everyday purchases
  • You would like a rewards credit card with no annual fee
  • You want save money by transferring a balance and will take advantage of 0% APR for the first 12 billing cycles (and no balance transfer fee)

Choice Rewards World Mastercard®

Choice Rewards World Mastercard®
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Choice Rewards World Mastercard®

  • 13.25% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 13.25% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 14.25% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Choice Rewards World Mastercard® from First Tech Federal Credit Union offers cardholders a range of benefits. There are no annual fees and no fees on many common transactions. Additionally, cardholders can earn double rewards points on many types of purchases and 20,000-point bonus within the first 60 days of opening an account. Find out more about this card’s attractive features below.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% Introductory APR on balance transfers for the first 12 months
  • No annual fee
  • No fees on foreign transactions, cash advances, and balance transfers
  • Earn 20,000 bonus points when you spend $3,000 in the first 60 days
  • Regular Purchase APR: 13.25% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 13.25% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 14.25% to 18.00% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You want a credit card that offers rewards points that never expire
  • You want to earn 20,000 bonus points when you spend $3,000 in the first 60 days
  • You don’t want to pay an annual fee or fees on foreign transactions, balance transfers, or cash advances
  • You want 0% introductory APR for balance transfers for 12 months

Odyssey Rewards World Elite Mastercard®

Odyssey Rewards World Elite Mastercard®
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
$75 Annual Fee

Odyssey Rewards World Elite Mastercard®

  • 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 12.99% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The Odyssey Rewards World Elite Mastercard® credit from First Tech Federal Credit Union offers a myriad of benefits to cardholders that make this a great card to have in your wallet. Cardholders don’t have to pay an annual fee to use this card, and there are no fees for many common transactions. Additionally, cardholders can earn up to 3 points for every dollar they spent plus a 30,000-bonus when they first open their account. Keep reading to learn more.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee for the first year
  • 3x points on travel and 2x points on dining
  • No fees on foreign transactions, cash advances, and balance transfers
  • 0% intro APR for 12 months on balance transfers
  • Regular Purchase APR: 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Annual Fee: $75
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You want to earn rewards points on your credit card purchases
  • You want to earn 30,000 bonus points after spending $3,000
  • You don’t want to pay annual fees or fees on foreign transactions, balance transfers, or cash advances
  • You want 0% APR on balance transfers for the first 12 months

First Tech® Federal Credit Union Platinum Rewards Mastercard®

First Tech® Federal Credit Union Platinum Rewards Mastercard®
Excellent-Good
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

First Tech® Federal Credit Union Platinum Rewards Mastercard®

  • 12.99% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 12.99% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 13.99% to 18% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The First Tech® Federal Credit Union Platinum Rewards Mastercard from First Tech Federal Credit Union is this financial institution’s most basic rewards card. Cardholders must be a member of First Tech in order to qualify for this card, but once they’re approved they can earn one point for every dollar they spend. Additionally, cardholders enjoy no annual fee and 0% APR on balance transfers for 12 months. Keep reading to learn more about this card.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% Introductory APR on balance transfers for 12 months
  • No annual fee
  • Earn 1 point for every $1 spent with no cap and no expiration
  • No fees on balance transfers, cash advances, and foreign transactions
  • Regular Purchase APR: 12.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 12.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 13.99% to 18% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You want to earn points on all your purchases
  • You don’t want to pay an annual fee
  • You don’t want to pay fees for balance transfers, cash advances, or foreign transactions
  • You want a 0% introductory APR on balance transfers for 12 months

First Tech® Federal Credit Union Platinum Mastercard®

First Tech® Federal Credit Union Platinum Mastercard®
Good-Fair
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good / Fair
Mastercard Processing Network
None Annual Fee

First Tech® Federal Credit Union Platinum Mastercard®

  • 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 11.99% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 12.99% to 18.00% variable based on creditworthiness and the Prime Rate Cash Advance APR

At a Glance

The First Tech® Federal Credit Union Platinum Mastercard® is a no-frills balance transfer credit card that is a great, basic credit card for those who simply want a card that will work for their financial needs without the distraction of rewards programs or high interest rates and annual fees. This card stands out thanks to the lowest credit card rates on offer from First Tech Federal Credit Union (FTFCU).

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 0% introductory APR on balance transfers for 12 months
  • No annual fee
  • No fees on balance transfers, cash advances, and foreign transactions
  • First Tech’s Lowest APR
  • Regular Purchase APR: 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months from account opening date
  • Balance Transfer APR: 11.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 12.99% to 18.00% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • You work for an innovative company on First Tech Federal Credit Union’s partner list for the State of Oregon
  • You live and/or work in Lane County, Oregon
  • You belong to the Computer History Museum or the Financial Fitness Association
  • You would like to save money thanks to no annual fee, no balance transfer fee, and no foreign transaction fees
  • You want to save additional money on existing debt by transferring a balance and taking advantage of 0% APR for 12 billing cycles on balance transfers

About First Tech Federal Credit Union

First Tech Federal Credit Union is a leading credit union centered around the Pacific Northwest. The credit union traces its roots back to 1952 and a collection of associates at Hewlett-Packard and Tektronix.

First Tech specializes in servicing those associated with the leading names in technology. The CU offers exclusive financial services for some of the biggest names in the industry, including HP, Microsoft, Intel, Cisco, Amazon, Nike, Intuit, Google, and more.

First Tech prides itself on having a 100% volunteer-led Board of Directors, consisting only of First Tech members.

The credit union currently offers a full selection of products and services to its members across Oregon, Washington, and California. These services include checking and savings accounts, IRAs and money market accounts, loans, business solutions and accounts, and credit cards.

Branch Locations

First Tech currently operates 40 branches throughout Oregon, California, and Washington State. For a complete list of locations, please consult the credit union’s dedicated locations page.

First Tech Fed Membership Requirements

Like other credit unions, First Tech has requirements concerning who can – and can’t – become a member. Membership is currently available to the following individuals:

  • Those who live or work in Lane County, Oregon
  • Anyone who works for an innovative company on the CU’s list of partners in the State of Oregon
  • Family members of current First Tech members or family of those who work for a partner company in Oregon.

Credit Cards from First Tech

All First Tech Federal CU credit cards are Mastercard products. These include Mastercard Platinum, World, and World Elite credit cards.

The Odyssey Rewards World Elite Mastercard is the flagship card from the bank. The card earns 4X points on travel and 2X on dining purchases and comes with no annual fee for the first year and 0% intro APR on balance transfers.

The card also features no fees for:

  • Foreign transactions
  • Balance transfers
  • Cash advances

First Tech also has a co-branded credit card with the hometown Portland Blazers of the NBA. The Blazers Rewards World Mastercard offers 2X points on all purchases and no annual fee. Plus, the card lets Blazers fans show their hometown pride with every swipe.

FAQs About First Tech Federal Credit Union

Here are answers to some commonly asked questions regarding First Tech Fed Credit Union:

  • No. Credit unions are not insured through the FDIC like banks. First Tech, like other CUs, is inspired through the National Credit Union Administration (NCUA). All accounts are insured for up to $250,000.
  • Redeeming rewards points with First Tech is straightforward. Members must log in to their account at rewards.firsttechfed.com and use points through the portal. Additionally, members can use the CUs online order form to redeem points.
  • Rewards points never expire as long as your account is open.
  • The routing number for First Tech is 321180379.

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