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BB&T Bright Credit Card
- Regular Purchase APR 11.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 11.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Intro Purchase APR 0% for 15 months from account opening date
- Processing Network Visa
- 0% introductory APR for 15 months on purchases and balance transfers
- Earn cash back with BB&T Deals
- Zero liability unauthorized purchase protection
- No annual fee
- Intro Purchase APR: 0% for 15 months from account opening date
- Regular Purchase APR: 11.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 15 months from account opening date
- Balance Transfer APR: 11.24% to 20.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38








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Join today!BB&T Bright Secured Credit Card
- Regular Purchase APR 17.24% variable based on the Prime Rate
- Balance Transfer APR 17.24% variable based on the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee $19
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Poor , No Credit Required
- Processing Network Visa
- Build your credit as you pay for your purchases
- Earn cash back with BB&T Deals
- Earn interest on your security deposit in a BB&T Secured Credit Card Savings account
- Visa® Zero Liability unauthorized purchase protection
- Regular Purchase APR: 17.24% variable based on the Prime Rate
- Balance Transfer APR: 17.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $19
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38
- Minimum Deposit Required: $400








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Join today!BB&T Spectrum Cash Rewards Credit Card
- Regular Purchase APR 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Intro Purchase APR 0% for 12 months from account opening date
- Processing Network Visa
- Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other qualifying purchases
- Get 10% bonus cash when you redeem rewards into your BB&T checking or savings account
- 0% introductory Annual Percentage Rate for 12 months on purchases and balance transfers
- No annual fee
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 13.24% to 22.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38








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Join today!BB&T Vantage® Visa Signature® Credit Card
- Regular Purchase APR 10.15% variable based on the Prime Rate
- Balance Transfer APR 10.15% variable based on the Prime Rate
- Cash Advance APR 13.15% variable based on the Prime Rate
- Annual Fee $125, waived annually with BB&T Wealth Division advisor-assigned relationship at time of account opening
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent
- Processing Network Visa
- Earn 1.5% cash rewards for each dollar you spend on net qualified purchases
- Redeem rewards earned in any way you choose. Enjoy cash back, travel, entertainment, charitable contributions and more
- The $125 annual fee is waived for BB&T Wealth clients assigned to a Wealth advisor; There are no foreign transaction, cash advance, balance transfer, late payment or exceeding credit limit fees
- Exclusive benefits including complimentary travel and shopping discounts at participating retailers
- Regular Purchase APR: 10.15% variable based on the Prime Rate
- Balance Transfer APR: 10.15% variable based on the Prime Rate
- Cash Advance APR: 13.15% variable based on the Prime Rate
- Annual Fee: $125, waived annually with BB&T Wealth Division advisor-assigned relationship at time of account opening








Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!BB&T Spectrum Travel Rewards for Business Credit Card
- Regular Purchase APR 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 24.24% variable based on the Prime Rate
- Annual Fee $0 for the first 12 months, $49 afterwards
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Processing Network Visa
- Earn 2 miles per $1 on air/hotel/car rentals and 1 mile per $1 on all other net qualified purchases
- Earn 20,000 bonus miles for $2,000 spent in first 90 days
- Annual fee waived the first year, $49 afterward
- No foreign transaction fees
- Regular Purchase APR: 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 24.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Penalty APR: Up to 25.15% variable based on the Prime Rate
- Annual Fee: $0 for the first 12 months, $49 afterwards
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $39
- Over Limit Penalty Fee: $39








Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!BB&T Spectrum Cash Rewards for Business Credit Card
- Regular Purchase APR 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 24.24% variable based on the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Intro Purchase APR 0% for 9 months from account opening date
- Processing Network Visa
- Get 3% cash back on gas, 2% cash back at restaurants and office supply stores, and 1% cash back on all other eligible purchases
- 0% introductory annual percentage rate for 9 months on purchases
- Redeem your rewards into your BB&T business deposit account for an additional 10% bonus; Redeem your rewards for cash back, statement credits, gift cards, travel and more
- Get no-cost employee cards
- Intro Purchase APR: 0% for 9 months from account opening date
- Regular Purchase APR: 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 12.24% to 21.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 24.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Penalty APR: 25.15% variable based on the Prime Rate
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: $39
- Return Payment Penalty Fee: $39
- Over Limit Penalty Fee: $39








Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!BB&T Bright for Business Credit Card
- Regular Purchase APR 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 24.24% variable based on the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Intro Purchase APR 0% for 12 months from account opening date
- Processing Network Visa
- 0% introductory APR for 12 months on purchases, no annual fee
- Manage your card activity easily through BB&T Credit Card Connection
- Get overdraft protection on up to two business deposit accounts
- Get no-cost employee cards
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 10.24% to 19.24% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 24.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Penalty APR: 25.15% variable based on the Prime Rate
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $39
- Over Limit Penalty Fee: $39








Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!BB&T Spectrum Travel Rewards Secured Credit Card
- Regular Purchase APR 19.24% variable based on the Prime Rate
- Balance Transfer APR 19.24% variable based on the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee $89
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.No Credit Required
- Processing Network Visa
- Earn 2X miles on air/hotel/car rentals earn
- 1X miles on all other qualifying purchases
- Get an $85 credit for TSA Pre Check or Global Entry
- No foreign transaction fee
- Earn 20,000 bonus miles when you spend $2,000 in the first 90 days
- Regular Purchase APR: 19.24% variable based on the Prime Rate
- Balance Transfer APR: 19.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $89
- Late Payment Penalty Fee: Up to $38








Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!BB&T Spectrum Cash Rewards Secured Credit Card
- Regular Purchase APR 19.24% variable based on the Prime Rate
- Balance Transfer APR 19.24% variable based on the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee $19
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Poor , No Credit Required
- Processing Network Visa
- Get 3% cash back on gas, 2% cash back on utilities and groceries, and 1% cash back on all other qualifying purchases
- Get 10% bonus cash when you redeem rewards into your BB&T checking or savings account
- Enjoy flexible rewards you can use for cash back, statement credit, gift cards and more
- Get customizable card control features in U by BB&T®
- Regular Purchase APR: 19.24% variable based on the Prime Rate
- Balance Transfer APR: 19.24% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $19
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $38








Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!BB&T Spectrum Travel Rewards Credit Card
- Regular Purchase APR 13.24% to 22.24% variable based creditworthiness and the Prime Rate
- Balance Transfer APR 13.24% to 22.24% variable based creditworthiness and the Prime Rate
- Cash Advance APR 22.24% variable based on the Prime Rate
- Annual Fee $0 for the first 12 months, and $89 afterwards
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Processing Network Visa
- Earn 2X miles on air/hotel/car rentals and 1X miles on all other qualifying purchases (unlimited miles available)
- Earn 20,000 bonus miles when you spend $2,000 in the first 90 days ($200 value), get an $85 credit for TSA PreCheck or Global Entry
- No annual fee for the first year, and $89 thereafter
- No foreign transaction fee
- Regular Purchase APR: 13.24% to 22.24% variable based creditworthiness and the Prime Rate
- Balance Transfer APR: 13.24% to 22.24% variable based creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each balance transfer, whichever is greater
- Cash Advance APR: 22.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $0 for the first 12 months, and $89 afterwards
- Late Payment Penalty Fee: Up to $38








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Join today!You’ve viewed 10 of 10 credit cards
FAQs About BB&T Bank
Have questions about banking services with BB&T or Truist? Here you’ll find an ever-updating list of common questions about BB&T, as well as answers:
BB&T Bank’s ABA routing number depends on the state where you opened your account. Below are the routing numbers for BB&T in different states:
- Alabama: 0622-0398-4
- District of Columbia: 0540-0154-7
- Florida: 2631-9138-7
- Georgia: 0611-1341-5
- Indiana: 0839-7428-9
- Kentucky: 0839-0068-0
- Maryland: 0550-0330-8
- New Jersey: 0312-0471-0
- North Carolina: 0531-0112-1
- Ohio: 0421-0226-7
- Pennsylvania: 0313-0912-3
- South Carolina: 0532-0160-7
- Tennessee: 0642-0816-5
- Texas: 1110-1769-4
- Virginia: 0514-0426-0
- West Virginia: 0515-0339-4
Yes and no. BB&T and SunTrust merged to form Truist, but both companies still operate under the previous names, for now.
BB&T stands for Branch Banking & Trust Co.
Yes. You can call BB&T customer service through BB&T Phone24, 24 hours a day, seven days a week, at 1-800-BANK-BBT (1-800-226-5228).
If you need to talk to a live agent in BB&T customer service, dial 1-800-226-5228. Wait until the automated voice prompts you to say your questions and say “Agent” instead.
Browse the Top BB&T Credit Cards of 2022
Trying to find your ideal BB&T or Truist Credit Card? BestCards.com has over 900 comprehensive and reviews to help a card perfect for you. Browse hundreds of card offers from leading credit card issuers – big and small – from across the U.S. Check out our reviews, grow your financial knowledge with our essential news and advice resources, and use our card comparison tool. Ready to start? Let’s get your best card today!