BankUnited Bank Credit Card Reviews

BankUnited is a leading credit card issuer that offers a variety of credit cards aimed towards businesses and everyday spenders. BankUnited’s products are rich on rewards. Check out credit cards below from the bank.

Advertiser Disclosure Editorial Disclosure

Showing 4 Cards

Sort By Column Name:

BankUnited Visa® Real Rewards Card

BankUnited Visa® Real Rewards Card
  • Regular Purchase APR 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • 0% intro APR for the first 6 months
  • Earn 1.5 points for every eligible net $1 you spend
  • 2,500 bonus rewards points awarded after first purchase
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 14.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

BankUnited Visa® Platinum Card

BankUnited Visa® Platinum Card
  • Regular Purchase APR 13.49% to 23.49% based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.49% to 23.49% based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 20 months from account opening date
  • Processing Network Visa
Best Benefits
  • 0% intro APR for the first 20 months
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 20 months from account opening date
  • Regular Purchase APR: 13.49% to 23.49% based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 20 months from account opening date
  • Balance Transfer APR: 13.49% to 23.49% based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
Credit Card Deals

BankUnited Premier Rewards American Express® Card

BankUnited Premier Rewards American Express® Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee $0 for the first 12 months, $99 after that
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • 4 points per $1 spent on eligible net restaurant purchases
  • 3 points per $1 spent on eligible net airline purchases
  • 2 points for every $1 spent on eligible net gas station purchases
  • 1 point for every $1 spent on all other eligible net purchases
Rates & Fees
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Annual Fee: $0 for the first 12 months, $99 after that
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

BankUnited Cash Rewards American Express® Card

BankUnited Cash Rewards American Express® Card
  • Regular Purchase APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for the first 6 months
  • Processing Network American Express
Best Benefits
  • 3% cash back on the first $6,000 in eligible net purchases made each year at gas stations.
  • 2% cash back on supermarket net purchases.
  • 1% cash back on other everyday net purchases
  • $25 cash back reward bonus after first purchase
Rates & Fees
  • Intro Purchase APR: 0% for the first 6 months
  • Regular Purchase APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 6 months
  • Balance Transfer APR: 13.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either 4% of the amount of each advance or $10 minimum, whichever is greater
  • Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals

About BankUnited

BankUnited is a national bank based in Miami Lakes, Florida. The bank is wholly owned by BankUnited Inc. and is not a subsidiary of another multinational financial institution or holding company.

BankUnited is currently one of the largest banks in the United States in terms of assets. The bank has over $32 billion in total assets as of December 2019, making it the 61st largest bank.

BankUnited is a relatively new bank, being founded in 1984. The bank acquired a variety of other financial institutions over the years, including the Carlyle Group, Cambridge Partners, and others. Today, the bank provides a range of products and services, including personal savings and checking accounts, CDs and money markets, and business banking solutions. The bank also offers a variety of credit card products.

BankUnited Branch Locations

BankUnited currently operates 85 branches, with most offices in South Florida, and especially Miami-Dade and Broward Counties. The bank also has branches in Central Florida, the Tampa-Clearwater metropolitan area, and in New York.  The New York branches are in New York City.

BankUnited Credit Cards

BankUnited offers both American Express and Visa credit cards.

The bank’s American Express credit cards offer rewards with every purchase. These rewards include cash back or travel rewards. The Cash Rewards American Express® Card earns up to 3% cash back on gas station purchases, making it a versatile gas and fuel rewards card. The Premier Rewards American Express® Card earns 3X points on airline purchases and 4X on restaurants.

The bank’s Visa credit cards offer the choice of rewards (the Visa Real Rewards Card) or the chance to pay off existing debts via a great low rate on balance transfers (the Visa Platinum Card).

All BankUnited credit cards feature these features:

·        EMV smart chip technology

·        Mobile wallet connectivity, including Google Pay, Apple Pay, and Samsung Pay

FAQs About BankUnited

While BankUnited is one of the largest banks in the U.S., many still have questions regarding the bank, its services, and its credit cards:

  • The bank currently has 85 branches in Florida and New York.
  • Yes. Customers can log in to the BankUnited app or site to view their checking account and select transfers to send or receive money using Zelle.
  • The routing number for BankUnited is 267090594
  • The SWIFT code for BankUnited is BUFBUS3M

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.