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America First Credit Union Visa Classic Credit Card
- Regular Purchase APR 11.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 11.99% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 11.99% to 18% variable based on creditworthiness and the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Good , Fair
- Processing Network Visa
- Personalize your card design with Picture Perfect
- Choose the card that’s right for you: Select between a low-rate or cash back option
- No annual fee
- Travel emergency assistance included
- Regular Purchase APR: 11.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 11.99% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 11.99% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35









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Join today!America First Credit Union Visa Platinum Credit Card
- Regular Purchase APR 8.49% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 8.49% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 8.49% to 18% variable based on creditworthiness and the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Good , Fair
- Processing Network Visa
- No annual fee
- Personalize your card with your own image, and choose from one of four perk options
- No balance transfer fees
- Identity theft recovery feature included standard
- Regular Purchase APR: 8.49% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 8.49% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 8.49% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35









Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!America First Credit Union Visa Signature Cash Back Credit Card
- Regular Purchase APR 14.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 14.99% to 18%variable based on creditworthiness and the Prime Rate
- Cash Advance APR 14.99% to 18% variable based on creditworthiness and the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Excellent , Good
- Processing Network Visa
- Earn between 1% and 1.5% cash back on every purchase
- Redeem points for merchandise or travel
- Visa Signature offers the ability to use this card anywhere in the world where Visa is accepted
- No annual fee or balance transfer fees
- Regular Purchase APR: 14.99% to 18% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 14.99% to 18%variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 14.99% to 18% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: $10









Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!America First Credit Union Visa Share Secured Credit Card
- Regular Purchase APR 10.5% variable based on the Prime Rate
- Balance Transfer APR 10.5% variable based on the Prime Rate
- Cash Advance APR 10.5% variable based on the Prime Rate
- Annual Fee None
-
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.Fair , Poor
- Processing Network Visa
- No annual fee
- Credit limits start from $200
- Low regular rates for purchases
- Travel emergency assistance included
- Regular Purchase APR: 10.5% variable based on the Prime Rate
- Balance Transfer APR: 10.5% variable based on the Prime Rate
- Cash Advance APR: 10.5% variable based on the Prime Rate
- Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Minimum Deposit Required: $200









Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.
Join today!You’ve viewed 10 of 4 credit cards
Utah
- Salt Lake County
- Utah County
- Davis County
- Summit County
Nevada
- Clark County
- Residents that live within a 12-mile radius of Mesquite, NV
Arizona
- Those formerly eligible for membership with Altier Credit Union
Membership is also open to immediate family members of current America First members and owners, employees, suppliers, and their employees, or associated companies and their employees involved in the food industry, an affiliated association, or select employee group in the state of Utah
Branch Locations
America First operates more than 130 branches in Arizona, Nevada, Utah, and Idaho, including locations in Mesquite and Las Vegas, NV, Mesa and Tempe, AZ, Boise, ID, and Salt Lake City, Ogden, Orem, and St. George, UT. The credit union also operates ATMs both in-branch and at standalone locations.
For a complete listing of America First branch locations – including ATM locations, branch hours of operation, and contact information – please visit the credit union’s locations page.
FAQs About America First Credit Union
Here are answers to commonly asked questions about America First Credit Union and Altier Credit Union:
- Despite the merger between America First and Altier Credit Union, all Altier branches remain open.
- Altier (now America First) has branches in Tempe, Mesa, Tolleson, Page, and St. Johns, Arizona.
- America First’s ABA routing number is 324377516.
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