America First Credit Union Credit Cards

America First Credit Union is a Utah-based credit union with locations in Utah, Nevada, Arizona, and Idaho. Browse a selection of credit card offers from this credit union below.

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America First Credit Union Visa Classic Credit Card

America First Credit Union Visa Classic Credit Card
  • Regular Purchase APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • Personalize your card design with Picture Perfect
  • Choose the card that's right for you: Select between a low-rate or cash back option
  • No annual fee
  • Travel emergency assistance included
Rates & Fees
  • Regular Purchase APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 10.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: $10
Credit Card Deals
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Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
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Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
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Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
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Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
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Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
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Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
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$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
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Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
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Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
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Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

America First Credit Union Visa Share Secured Credit Card

America First Credit Union Visa Share Secured Credit Card
  • Regular Purchase APR 10.5% variable based on the Prime Rate
  • Balance Transfer APR 10.5% variable based on the Prime Rate
  • Cash Advance APR 10.5% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Credit limits start from $200
  • Low regular rates for purchases
  • Travel emergency assistance included
Rates & Fees
  • Regular Purchase APR: 10.5% variable based on the Prime Rate
  • Balance Transfer APR: 10.5% variable based on the Prime Rate
  • Cash Advance APR: 10.5% variable based on the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: $10
  • Minimum Deposit Required: $200
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

America First Credit Union Visa Platinum Credit Card

America First Credit Union Visa Platinum Credit Card
  • Regular Purchase APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Personalize your card with your own image, and choose from one of four perk options
  • No balance transfer fees
  • Identity theft recovery feature included standard
Rates & Fees
  • Regular Purchase APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 6.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: $10
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

America First Credit Union Visa Signature Cash Back Credit Card

America First Credit Union Visa Signature Cash Back Credit Card
  • Regular Purchase APR 9.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 9.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn between 1% and 1.5% cash back on every purchase
  • Redeem points for merchandise or travel
  • Visa Signature offers the ability to use this card anywhere in the world where Visa is accepted
  • No annual fee or balance transfer fees
Rates & Fees
  • Regular Purchase APR: 9.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 9.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 9.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: $10
Credit Card Deals
card
Every 4th Night Free + Premium Benefits in Miami Mr C. Miami - Coconut Grove Offer Expires on Sep 09, 2021 See Details
card
Get 30% Off state & federal consumer tax filing with TaxAct TaxAct Offer Expires on Oct 10, 2021 See Details
card
Special Offer from Daily Burn: 30 Days FREE + 50% Off Your First Month Daily Burn INC Offer Expires on Jan 01, 2022 See Details
card
Enjoy 20% off sitewide at Welry.com Welry Offer Expires on Jan 01, 2022 See Details
card
Save $30 + Free Shipping on Purchases over $120 GlassesUSA.com Offer Expires on Dec 12, 2021 See Details
card
Employee pricing with everyday savings up to 35% HP Offer Expires on May 05, 2022 See Details
card
$100 USD Dining Credit + Premium Benefits in Miami Beach SLS South Beach Offer Expires on Sep 09, 2021 See Details
card
Every 4th Night Free + Premium Benefits in New York Andaz 5th Avenue Offer Expires on Dec 12, 2021 See Details
card
Every 3rd Night Free + Premium Benefits in Chicago The Peninsula Chicago Offer Expires on Sep 09, 2021 See Details
card
Save $75 off 3 orders of Nom Nom fresh food Nom Nom Offer Expires on Jan 01, 2022 See Details

About America First Credit Union

America First Credit Union is one of the largest credit unions in the United States, serving members in Utah, Idaho, Arizona, and Nevada.  The credit union is the sixth largest by total membership (1,000,000+) and the ninth-largest credit union by total assets.

America First dates to 1939 as Fort Douglas Civilian Employees Credit Union in Fort Douglas, Utah. The credit union changed its name and headquarters several times over the next half-century, before becoming America First Credit Union in 1984.

The credit union has since acquired Community One Federal Credit Union in Las Vegas, NV, as well as Altier Credit Union in Arizona.

Who Can Join America First CU?

Membership in America First Credit Union is open to anyone who lives, works, worships, attends school, conducts business, or volunteers in the following counties or areas:

Utah

  • Salt Lake County
  • Utah County
  • Davis County
  • Summit County

Nevada

  • Clark County
  • Residents that live within a 12-mile radius of Mesquite, NV

Arizona

  • Those formerly eligible for membership with Altier Credit Union

Membership is also open to immediate family members of current America First members and owners, employees, suppliers, and their employees, or associated companies and their employees involved in the food industry, an affiliated association, or select employee group in the state of Utah

Branch Locations

America First operates more than 130 branches in Arizona, Nevada, Utah, and Idaho, including locations in Mesquite and Las Vegas, NV, Mesa and Tempe, AZ, Boise, ID, and Salt Lake City, Ogden, Orem, and St. George, UT. The credit union also operates ATMs both in-branch and at standalone locations.

For a complete listing of America First  branch locations – including ATM locations, branch hours of operation, and contact information – please visit the credit union’s locations page.

FAQs About America First Credit Union

Here are answers to commonly asked questions about America First Credit Union and Altier Credit Union:

Are Altier Credit Union branches still open?

  • Despite the merger between America First and Altier Credit Union, all Altier branches remain open.

Where are Altier CU branches?

  • Altier (now America First) has branches in Tempe, Mesa, Tolleson, Page, and St. Johns, Arizona.

What is the routing number for America First Credit Union?

  • America First’s ABA routing number is 324377516.