America First Credit Union Credit Cards

America First Credit Union is a Utah-based credit union with locations in Utah, Nevada, Arizona, and Idaho. Browse a selection of credit card offers from this credit union below.

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America First Credit Union Visa Classic Credit Card

America First Credit Union Visa Classic Credit Card
  • Regular Purchase APR 11.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: July 01, 2022
Best Benefits
  • Personalize your card design with Picture Perfect
  • Choose the card that’s right for you: Select between a low-rate or cash back option
  • No annual fee
  • Travel emergency assistance included
Rates & Fees
  • Regular Purchase APR: 11.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 11.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
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$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
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20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on 08/01/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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America First Credit Union Visa Platinum Credit Card

America First Credit Union Visa Platinum Credit Card
  • Regular Purchase APR 8.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 8.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 8.49% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good , Fair
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: July 01, 2022
Best Benefits
  • No annual fee
  • Personalize your card with your own image, and choose from one of four perk options
  • No balance transfer fees
  • Identity theft recovery feature included standard
Rates & Fees
  • Regular Purchase APR: 8.49% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 8.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 8.49% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on 08/01/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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20% off + Free Shipping on orders of $49+ Fanatics.com Offer Expires on 08/31/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

America First Credit Union Visa Signature Cash Back Credit Card

America First Credit Union Visa Signature Cash Back Credit Card
  • Regular Purchase APR 14.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 18%variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 14.99% to 18% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: July 01, 2022
Best Benefits
  • Earn between 1% and 1.5% cash back on every purchase
  • Redeem points for merchandise or travel
  • Visa Signature offers the ability to use this card anywhere in the world where Visa is accepted
  • No annual fee or balance transfer fees
Rates & Fees
  • Regular Purchase APR: 14.99% to 18% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 18%variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 14.99% to 18% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: $10
Credit Card Deals
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Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on 08/01/2022 See Details
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20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
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20% off + Free Shipping on orders of $49+ Fanatics.com Offer Expires on 08/31/2022 See Details
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$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
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Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
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Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
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Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

America First Credit Union Visa Share Secured Credit Card

America First Credit Union Visa Share Secured Credit Card
  • Regular Purchase APR 10.5% variable based on the Prime Rate
  • Balance Transfer APR 10.5% variable based on the Prime Rate
  • Cash Advance APR 10.5% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Fair , Poor
  • Processing Network Visa
Visit Card Site Read Review Terms & Conditions
Date Reviewed: July 01, 2022
Best Benefits
  • No annual fee
  • Credit limits start from $200
  • Low regular rates for purchases
  • Travel emergency assistance included
Rates & Fees
  • Regular Purchase APR: 10.5% variable based on the Prime Rate
  • Balance Transfer APR: 10.5% variable based on the Prime Rate
  • Cash Advance APR: 10.5% variable based on the Prime Rate
  • Cash Advance Transaction Fee: 1.5% of the amount of each cash advance
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Minimum Deposit Required: $200
Credit Card Deals
card
Reserve a qualifying Norwegian Cruise Line voyage and receive up to a $500 onboard spending credit Norwegian Cruise Line Offer Expires on 12/30/2022 See Details
card
$30 off your purchase of $100 or more at Reebok.com Reebok Offer Expires on 12/31/2022 See Details
card
20% off purchases on participating websites TREASURY WINE ESTATES Offer Expires on 08/01/2022 See Details
card
20% Off Suites + Premium Benefits in New York City Casa Cipriani Offer Expires on 12/30/2022 See Details
card
20% off + Free Shipping on orders of $49+ Fanatics.com Offer Expires on 08/31/2022 See Details
card
$130 off plus free shipping at Green Chef Green Chef Offer Expires on 12/31/2022 See Details
card
Save $50 of orders $350 or more at Citizen Watch Citizen Watch Offer Expires on 12/31/2022 See Details
card
Every 4th Night Free + Premium Benefits in New York City Mr C. Seaport Offer Expires on 12/31/2022 See Details
card
Same-day delivery from a variety of stores you love. Shipt Offer Expires on 12/31/2024 See Details

Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

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Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About America First Credit Union

America First Credit Union is one of the largest credit unions in the United States, serving members in Utah, Idaho, Arizona, and Nevada.  The credit union is the sixth largest by total membership (1,000,000+) and the ninth-largest credit union by total assets.

America First dates to 1939 as Fort Douglas Civilian Employees Credit Union in Fort Douglas, Utah. The credit union changed its name and headquarters several times over the next half-century, before becoming America First Credit Union in 1984.

The credit union has since acquired Community One Federal Credit Union in Las Vegas, NV, as well as Altier Credit Union in Arizona.

Who Can Join America First CU?

Membership in America First Credit Union is open to anyone who lives, works, worships, attends school, conducts business, or volunteers in the following counties or areas:

Utah

  • Salt Lake County
  • Utah County
  • Davis County
  • Summit County

Nevada

  • Clark County
  • Residents that live within a 12-mile radius of Mesquite, NV

Arizona

  • Those formerly eligible for membership with Altier Credit Union

Membership is also open to immediate family members of current America First members and owners, employees, suppliers, and their employees, or associated companies and their employees involved in the food industry, an affiliated association, or select employee group in the state of Utah

Branch Locations

America First operates more than 130 branches in Arizona, Nevada, Utah, and Idaho, including locations in Mesquite and Las Vegas, NV, Mesa and Tempe, AZ, Boise, ID, and Salt Lake City, Ogden, Orem, and St. George, UT. The credit union also operates ATMs both in-branch and at standalone locations.

For a complete listing of America First  branch locations – including ATM locations, branch hours of operation, and contact information – please visit the credit union’s locations page.

FAQs About America First Credit Union

Here are answers to commonly asked questions about America First Credit Union and Altier Credit Union:

  • Despite the merger between America First and Altier Credit Union, all Altier branches remain open.
  • Altier (now America First) has branches in Tempe, Mesa, Tolleson, Page, and St. Johns, Arizona.
  • America First’s ABA routing number is 324377516.

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