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Alliant Credit Union Credit Cards

Alliant Credit Union is a Chicago-based financial institution serving over 350,000 members in the United States. It is also one of the largest credit unions in the country by total assets. Browse Alliant Credit Union’s catalog of credit cards and read through BestCards.com’s detailed reviews of each card today.

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Showing 2 Cards

Date Reviewed: December 31, 2020

Alliant Cashback Visa Signature Credit Card

Alliant Cashback Visa Signature Credit Card
  • Regular Purchase APR 12.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 20.24% to 24.24% variable based on the Prime Rate
  • Annual Fee None the first year. After that, $99
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 2.5% cash back with no categories to keep track of
  • Earn up to $250 in cash back per billing cycle
  • Use this card with Apple Pay, Google Pay, and Samsung Pay
  • No foreign transaction fees
  • $99 annual fee waived for the first year
Rates & Fees
  • Regular Purchase APR: 12.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transfer
  • Cash Advance APR: 20.24% to 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 25.24% variable based on the Prime Rate
  • Annual Fee: None the first year. After that, $99
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Every 4th Night Free + Premium Benefits in Brooklyn - Offer Expires on February 28, 2021 - See Details
  • Every 4th Night Free + Premium Benefits in New York - Offer Expires on February 28, 2021 - See Details
  • Every 4th Night Free + Premium Benefits in West Hollywood - Offer Expires on February 28, 2021 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Date Reviewed: December 31, 2020

Alliant Visa Platinum Credit Card

Alliant Visa Platinum Credit Card
  • Regular Purchase APR 10.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 19.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% to 5.99%, based on creditworthiness, for 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • Get an introductory APR as low as 0% on purchases and balance transfers for 12 months from the date of account opening
  • Low standard APRs and generous credit lines
  • No annual fee
  • Earn 0.55% annual percentage yield with an Alliant savings account – 7X the national average
Rates & Fees
  • Intro Purchase APR: 0% to 5.99%, based on creditworthiness, for 12 months from account opening date
  • Regular Purchase APR: 10.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% to 5.99%, based on creditworthiness, for 12 months from account opening date
  • Balance Transfer APR: 10.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 2% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 19.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: 25.24% variable based on the Prime Rate
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
Credit Card Deals
  • 20% off + Free Shipping on Fanatics.com orders of $49+ - Offer Expires on April 15, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on April 30, 2021 - See Details
  • Stay 3, Pay 2 - Offer Expires on December 22, 2021 - See Details
  • Save 10% on Select Regularly Priced Jewelry - Offer Expires on February 03, 2022 - See Details
  • Save 10% and complimentary daily breakfast for two with Preferred Hotels - Offer Expires on March 31, 2022 - See Details
  • Every 4th Night Free + Premium Benefits in Brooklyn - Offer Expires on February 28, 2021 - See Details
  • Every 4th Night Free + Premium Benefits in New York - Offer Expires on February 28, 2021 - See Details
  • Every 4th Night Free + Premium Benefits in West Hollywood - Offer Expires on February 28, 2021 - See Details
  • Save $25 in the US with 1-800-GOT-JUNK? - Offer Expires on December 31, 2021 - See Details
  • Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

About Alliant Credit Union

Alliant Credit Union is a Chicago-based credit union with nearly a century of history. Initially the United Airlines Employees’ Credit Union (UAECU), the credit union operated under that name for more than 60 years. In 2003, UAECU changed its name to Aliant Credit Union and expanded its reach beyond the United Airlines family.

Today the credit union serves over 350,000 members throughout the United States, including former members of Kaiperm Federal Credit Union of Oakland, California, and US Airways Credit Union and continental Federal Credit Union of Tempe, Arizona.

Alliant Credit Union is the eighth-largest credit union in the United States by total assets, with over $12 billion in assets as of 2020.

Membership Eligibility

Membership in Alliant was formerly restricted to United Airlines employees and their immediate families. Now, membership is open to a much wider selection of groups and individuals.

The following groups and individuals are eligible to join Alliant Credit Union:

  • Current or retired employees of businesses or organizations that partner with Alliant
  • Those who live or work in the following communities served by Alliant:
    • Arlington Heights, IL
    • Bensenville, IL
    • Des Plaines, IL
    • Elk Grove Village, IL
    • Elmhurst, IL
    • Franklin Park, IL
    • Harwood Heights, IL
    • Itasca, IL
    • Mount Prospect, IL
    • Niles, IL
    • Norridge, IL
    • North Lake, IL
    • O’Hare International Airport
    • Park Ridge, IL
    • Prospect Heights, IL
    • River Grove, IL
    • Rolling Meadows, IL
    • Rosemont, IL
    • Schiller Park, IL
    • Wood Dale, IL
  • Immediate family of current Alliant Credit Union members

Those who don’t qualify for membership through the above criteria can also join Alliant by becoming a member of the Foster Care to Success (FC2S) organization.

Individuals outside the United States that qualify for Alliant CU membership may also join, but only if they hold an SSN or unexpired ITIN.

Branch Locations

Unlike many other leading credit unions, Alliant only has one branch for members. That branch is in Chicago at the credit union’s headquarters. The branche’s address is:

o   11545 West Touhy Avenue
ChicagoIL 60666

The credit union also offers online banking and access to over 80,000 ATMs through partnerships with other credit union networks. For a complete listing of Alliant ATM locations across the United States, visit the bank’s ATM location finder page.

Alliant Credit Union FAQs

Here are some commonly asked questions about Alliant Credit Union:

What is the Routing Number of Alliant CU?

o   The ABA Routing Number for Alliant is 271081528

How can I contact Alliant customer service representatives?

o   Customer service personnel are available by calling 800-328-1935

What is the PO Box for Alliant credit card payments?

o   Credit card payments may be sent to Alliant at the following address:

o   Alliant Credit Union P.O. Box 1666 Des Plaines, IL, 60017-1666